Skip to content

IVD CONSTRUCT

Active
Private limited companyfounded 2024active for 2 yearsStationsstraat 60, 1861 Meise, BelgiumKBO/BCE: BE 1006.084.988
Summary

The computed 12-month bankruptcy probability of IVD CONSTRUCT is 1.7% (moderate). The 2025 annual accounts show equity of €41,964 and a net result of €37,964. Its solvency ranks better than 86% of 9,316 sector peers (NACE 41, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
General construction of residential buildings
NACE 41001
1 site
Size
€53,885total assets 2025
Equity
€41,964
Profit
€37,964
Turnover not published (micro format)
Financial health
58 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.7%
Structure
2025 accounts filed 21 days late
Why 58raises riskSize: total assets €53,885Founded in 2024Sector: Construction of residential and non-residential buildings (NACE 41)lowers riskLiquidity: current ratio 4.44, cash €11,049Show the evidence

Checked score

Score 2025
58 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 85% of its sector peers (NACE 41, micro)
Financial strength
Strong
Solvency 100
equity 77.9% of total assets
Liquidity 68
short-term debt 22.1% · cash 20.5%
Profitability 100
return on assets 70.5%
Bankruptcy probability, 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,437 companies, NACE 41, micro)
Last 24 months 03-2025: 3.6% 04-2025: 3.6%● unchanged vs 03-2025 05-2025: 3.8%▲ +0.2 percentage points vs 04-2025 06-2025: 4.1%▲ +0.3 percentage points vs 05-2025 07-2025: 4.2%▲ +0.1 percentage points vs 06-2025 08-2025: 4.6%▲ +0.4 percentage points vs 07-2025 09-2025: 5.0%▲ +0.4 percentage points vs 08-2025highest value 10-2025: 5.0%● unchanged vs 09-2025highest value 11-2025: 4.8%▼ -0.2 percentage points vs 10-2025 12-2025: 1.5%▼ -3.3 percentage points vs 11-2025 01-2026: 1.5%● unchanged vs 12-2025 02-2026: 1.5%● unchanged vs 01-2026 03-2026: 1.4%▼ -0.1 percentage points vs 02-2026 04-2026: 1.4%● unchanged vs 03-2026lowest value 05-2026: 1.5%▲ +0.1 percentage points vs 04-2026 06-2026: 1.5%● unchanged vs 05-2026 07-2026: 1.6%▲ +0.1 percentage points vs 06-2026 08-2026: 1.6%● unchanged vs 07-2026 09-2026: 1.6%● unchanged vs 08-2026 10-2026: 1.7%▲ +0.1 percentage points vs 09-2026
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity ample (current ratio 4.44, above the usual 1.5; short-term debt: 22.1% and cash: 20.5% of total assets), and 22.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 92% on solvency, 73% on liquidity and 91% on profitability.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises risk
raises risk · Size: total assets €53,885
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 4.44, cash €11,049
NBB · annual accounts
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · 2025 accounts filed 21 days late
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 21-11-2025, 21 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
21 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointment: DIAKUR Ivan (director) ·…

Financials · financial year 2025, micro format

2025 annual accounts filed late (21 days) Filed on 21 November 2025, deadline 31 October 2025 (7 months after the close on 31 March 2025, Companies Code art. 3:10). Source: NBB, 2025-00569018.

Equity
€41,964
Total assets
€53,885
Net result
€37,964
Working capital
€41,024

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Assets €53,885
Fixed assets €939
Current assets €52,946
Equity and liabilities €53,885
Equity €41,964
Debt €11,922
Debt finances 22.1% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€48,222
Cash flow
€38,374
Current ratio
4.44
Debt to equity
0.28
ROE
90.5%
ROA
70.5%
Interest coverage
51.55
Debt ≤ 1 year
€11,922
Income taxes
€10,147

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.8% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.7% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 34 lines
Balance sheet Code2025
Assets
Total assets20/58€53,885
Fixed assets21/28€939
Tangible fixed assets22/27€939
Plant, machinery and equipment23€939
Current assets29/58€52,946
Amounts receivable within one year40/41€41,897
Trade receivables40€8,508
Other amounts receivable41€33,389
Cash at bank and in hand54/58€11,049
Equity and liabilities
Total equity and liabilities10/49€53,885
Equity10/15€41,964
Contributions10/11€4,000
Contributions outside capital11€4,000
Other1109/19€4,000
Profit (loss) carried forward14€37,964
Amounts payable17/49€11,922
Amounts payable within one year42/48€11,922
Trade debts44€1,775
Suppliers440/4€1,775
Taxes, remuneration and social security45€10,147
Taxes450/3€10,147
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€411
Other operating charges640/8€509
Gross operating margin9900€48,730
Operating profit (loss)9901€47,811
Financial income75/76B€1,235
Recurring financial income75€1,235
Financial charges65/66B€936
Recurring financial charges65€936
Profit (loss) for the period before taxes9903€48,111
Income taxes67/77€10,147
Profit (loss) for the period9904€37,964
Profit (loss) for the period to be appropriated9905€37,964
Appropriation of the result
Profit (loss) to be appropriated9906€37,964

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€411
Other operating charges640/8€509
Gross operating margin9900€48,730
Operating profit (loss)9901€47,811
Financial income75/76B€1,235
Recurring financial income75€1,235
Financial charges65/66B€936
Recurring financial charges65€936
Profit (loss) for the period before taxes9903€48,111
Income taxes67/77€10,147
Profit (loss) for the period9904€37,964
Profit (loss) for the period to be appropriated9905€37,964
Line2025
Assets
Total assets20/58€53,885
Fixed assets21/28€939
Tangible fixed assets22/27€939
Plant, machinery and equipment23€939
Current assets29/58€52,946
Amounts receivable within one year40/41€41,897
Trade receivables40€8,508
Other amounts receivable41€33,389
Cash at bank and in hand54/58€11,049
Equity and liabilities
Total equity and liabilities10/49€53,885
Equity10/15€41,964
Contributions10/11€4,000
Contributions outside capital11€4,000
Other1109/19€4,000
Profit (loss) carried forward14€37,964
Amounts payable17/49€11,922
Amounts payable within one year42/48€11,922
Trade debts44€1,775
Suppliers440/4€1,775
Taxes, remuneration and social security45€10,147
Taxes450/3€10,147
Line2025
Profit (loss) for the period9904€37,964
+ Depreciation and write-downs630€411
Operating cash flow (approximation)€38,374

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-03-2025 micro format 21-11-2025 2025-00569018

Similar companies · same sector, comparable size

Of the 29,226 active companies whose main activity is general construction of residential buildings (NACE 41001), figures are known for 16,272. 13,102 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2024
DIAKUR Ivan
Director (not named in the articles) · since 20-02-2024
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2024, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
DIAKUR Ivan
  • Director (not named in the articles), from 20-02-2024 to date
See the board, name and registered office on a given date →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

On 16 February 2024, IVD CONSTRUCT was incorporated as a private limited company.1 DIAKUR Ivan has served as director of the company since 2024.2 The company has filed annual accounts once, for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 20-02-2024
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

2025
21-11
NBB filing Annual accounts filed
financial year 2025 · micro format · 21 days late
2024
20-02
Gazette deed Incorporation
Appointment: DIAKUR Ivan (director) · Founder · Founding capital7 facts ▸
  • Founder, DIAKUR Ivan (comparant)
  • Incorporation, “IVD CONSTRUCT” (deed in Dutch)
  • Founding capital, €4,000
  • Board rule, 1, “vergadering” (deed in Dutch)
  • Director appointment, DIAKUR Ivan (director (not named in the articles))
  • Other provision, “begin werkzaamheden, dag neerlegging ter griffie van uitgifte oprichtingsakte overeenkomstig wet” (deed in Dutch)
  • Pre-incorporation commitments, “takeover, alle handelingen gedaan in haar naam” (deed in Dutch)
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded16-02-2024
Financial year end31-03
Activities, NACEBEL 2025
41001General construction of residential buildings
43211General electrical installation work
43320Joinery installation
43331Floor and wall tiling
43341Painting of buildings
43422Screed work
E-invoicing
Reachable via Peppol
Peppol ID 0208:1006084988
Also 9925:BE1006084988

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 27 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 1006.084.988

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Meise · 1 establishment unit since 2024
registered office establishment The establishment unit on the map
Ground area
254 m²
Building footprint
211 m²
Building volume
1,454 m³
Parcel 23093G0389/00F003, Flanders · tallest building 11.0 m. Linked by address, not a title deed.
5 companies at this address See who is registered here
1 establishment unit
IVD CONSTRUCT
Stationsstraat 60, 1861 MeiseGeneral construction of residential buildings
since 2024unit no. 2.359.676.042
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
23093G0389/00F003 Flanders 254 m² 1 · 211 m² 11.0 m · 2
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
IVD CONSTRUCT
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“1861 Meise (Wolvertem),Stationsstraat 60/4” (deed in Dutch)
“Vlaams Gewest, overbrenging naar om het even welke plaats in het Vlaamse Gewest of in het Brussels Hoofdstedelijk Gewest door eenvoudige…” (deed in Dutch)

deed of 20-02-2024

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
Each director alone
Board ruleHow the board is made up, meets and takes decisions.
“Met of zonder beperking van duur, één of meer bestuurders” (deed in Dutch)
“Vaste of evenredige vergoeding, algemene kosten,los van representatie-,reis-en verplaatsingskosten” (deed in Dutch)

deed of 20-02-2024

Capital, shares and profit

Kind of sharesWhich classes of shares exist and what rights each class carries.
One provision in the deed
Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
“Geen beroep tegen weigering overdracht onder levenden, elke overdracht onder levenden ten bezwarende of kosteloze titel,vrijwillig of…” (deed in Dutch)
Share issue ruleHow and by whom new shares can be issued.
“Inbreng in geld met uitgifte van nieuwe aandelen – Recht van voorkeur, nieuwe aandelen waarop in geld wordt ingeschreven eerst aangeboden…” (deed in Dutch)

deed of 20-02-2024

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Last Thursday of September at 16:00

deed of 20-02-2024

Oversight and winding up

Dissolution ruleWhen and by whom the company can be dissolved.
“Vereisten statutenwijziging, op elk moment door beslissing algemene vergadering” (deed in Dutch)
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
“Een of meerdere vereffenaars aanduiden,bevoegdheden omlijnen,vergoeding bepalen, bestuurder(s) in functie indien geen andere vereffenaar…” (deed in Dutch)

deed of 20-02-2024

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Stortingsplicht, wettelijke rentevoet verhoogd met twee procent per jaar vanaf opeisbaarheid na aanmaning van een maand bij aangetekende…” (deed in Dutch)
Other provision: “Eigenvermogensrekening, inbrengen oprichters op beschikbare eigenvermogensrekening” (deed in Dutch)
Other provision: “Op naam, aard andere effecten” (deed in Dutch)
Other provision: “Bestuursorgaan mag alle handelingen nodig of nuttig voor voorwerp behalve wet of statuten aan algemene vergadering voorbehouden, interne…” (deed in Dutch)
Other provision: “Controle vennootschap, één of meerdere commissarissen” (deed in Dutch)
Other provision: “Toegang algemene vergadering, rechten niet geschorst” (deed in Dutch)
Other provision: “Zittingen processen-verbaal, notulen neergelegd op zetel” (deed in Dutch)
Other provision: “Bestuursorgaan, verdaging algemene vergadering” (deed in Dutch)
Other provision: “Mededelingen,aanmaningen,dagvaardingen,betekeningen geldig, woonstkeuze” (deed in Dutch)
Other provision: “Gerechtelijke bevoegdheid, zaken vennootschap en uitvoering statuten tussen…” (deed in Dutch)
Other provision: “Gemeen recht, bepalingen WVV waarvan niet geldig afgeweken geacht opgenomen” (deed in Dutch)
5 more provisions in the deed, see the deed of 20-02-2024

deed of 20-02-2024