Skip to content

IVALDI

Active
Private limited companyfounded 198640 yrs activeTervurenlaan 168, 1150 Sint-Pieters-Woluwe, BelgiumKBO/BCE: BE 0429.069.206
Summary

IVALDI has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €121,754 and a net result of €26,861. Its solvency ranks better than 42% of 11472 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
Axes
Profitability78
Solvency57
Growth-
Track record85
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7,000 at 30 days acceptable
Liquidity tight (current ratio 1.42; short-term debt: 66% and cash: 8% of total assets), and 68.1% of the assets are financed with debt.
Credit check for your own amount and term

Open the credit simulator : see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 40 years 0 50 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
31.9%
Return on assets
7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
25 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 10 June 1986, IVALDI was incorporated.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€121,754
Total assets
€381,465
Net result
€26,861
Working capital
€104,931

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €381,465
Fixed assets €24,752
Current assets €356,713
Equity and liabilities €381,465
Equity €121,754
Debt €259,711
Debt finances 68.1% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€54,456
Cash flow
€39,990
Current ratio
1.42
Debt to equity
2.13
ROE
22.1%
ROA
7.0%
Interest coverage
32.07
Debt ≤ 1 year
€251,782
Debt > 1 year
€7,928
Income taxes
€12,768

Peer companies

Historical observation

Of the 31,324 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.4% went bankrupt
5.9% stopped otherwise
93% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 31,324 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 43 lines
Balance sheet Code2025
Assets
Total assets20/58€381,465
Fixed assets21/28€24,752
Tangible fixed assets22/27€24,561
Furniture and vehicles24€24,561
Financial fixed assets28€191
Current assets29/58€356,713
Amounts receivable within one year40/41€325,185
Trade receivables40€188,893
Other amounts receivable41€136,292
Cash at bank and in hand54/58€30,566
Deferred charges and accrued income490/1€962
Equity and liabilities
Total equity and liabilities10/49€381,465
Equity10/15€121,754
Contributions10/11€2,479
Reserves13€119,276
Non-distributable reserves130/1€248
Reserves not available under the articles1311€248
Distributable reserves133€119,028
Amounts payable17/49€259,711
Amounts payable after more than one year17€7,928
Financial debts170/4€7,928
Amounts payable within one year42/48€251,782
Current portion of amounts payable after more than one year42€8,355
Financial debts43€5,000
Credit institutions430/8€5,000
Trade debts44€6,504
Suppliers440/4€6,504
Taxes, remuneration and social security45€9,360
Taxes450/3€9,360
Other amounts payable47/48€222,564
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13,129
Other operating charges640/8€701
Gross operating margin9900€55,156
Operating profit (loss)9901€41,327
Financial charges65/66B€1,698
Recurring financial charges65€1,698
Profit (loss) for the period before taxes9903€39,629
Income taxes67/77€12,768
Profit (loss) for the period9904€26,861
Profit (loss) for the period to be appropriated9905€26,861
Appropriation of the result
Profit (loss) to be appropriated9906€26,861
Transfer to equity691/2€26,861
To other reserves6921€26,861

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13,129
Other operating charges640/8€701
Gross operating margin9900€55,156
Operating profit (loss)9901€41,327
Financial charges65/66B€1,698
Recurring financial charges65€1,698
Profit (loss) for the period before taxes9903€39,629
Income taxes67/77€12,768
Profit (loss) for the period9904€26,861
Profit (loss) for the period to be appropriated9905€26,861
Line2025
Assets
Total assets20/58€381,465
Fixed assets21/28€24,752
Tangible fixed assets22/27€24,561
Furniture and vehicles24€24,561
Financial fixed assets28€191
Current assets29/58€356,713
Amounts receivable within one year40/41€325,185
Trade receivables40€188,893
Other amounts receivable41€136,292
Cash at bank and in hand54/58€30,566
Deferred charges and accrued income490/1€962
Equity and liabilities
Total equity and liabilities10/49€381,465
Equity10/15€121,754
Contributions10/11€2,479
Reserves13€119,276
Non-distributable reserves130/1€248
Reserves not available under the articles1311€248
Distributable reserves133€119,028
Amounts payable17/49€259,711
Amounts payable after more than one year17€7,928
Financial debts170/4€7,928
Amounts payable within one year42/48€251,782
Current portion of amounts payable after more than one year42€8,355
Financial debts43€5,000
Credit institutions430/8€5,000
Trade debts44€6,504
Suppliers440/4€6,504
Taxes, remuneration and social security45€9,360
Taxes450/3€9,360
Other amounts payable47/48€222,564
Line2025
Profit (loss) for the period9904€26,861
+ Depreciation and write-downs630€13,129
Operating cash flow (approximation)€39,990

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2026
25-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
NBB filing
0 of 9 acts read
About the unread acts

We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2007
seat establishment The establishment unit on the map
Ground area
2,566 m²
Building footprint
974 m²
Volume, LiDAR
23,852 m³
Parcel 21019A0206/00R005, Brussels · tallest building 28.5 m, ±9 floors. Linked by address, not a title deed.
87 companies at this address See who is registered here
1 establishment unit
Tervurenlaan 168, 1150 Sint-Pieters-Woluwe
Repair and maintenance of other personal and household goods
since 20072.158.915.043
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21019A0206/00R005
ProtectedMonumentArt-nouveauherenhuisSource ↗
Brussels 2,566 m² 1 · 974 m² 28.5 m · 9 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.

Similar companies · same sector, comparable size

Of 4,414 companies in sector 46180 we hold annual accounts for 1,887. 1,415 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded10-06-1986
Fiscal year end31-12
Activities, NACEBEL 2025
46180Agents specialised in the wholesale of other particular products
E-invoicing
Reachable via Peppol
Peppol ID 0208:0429069206
Also 9925:BE0429069206
Registered 12-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.