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IV-Techniek

Active
Private limited companyfounded 2023active for 3 yearsLispersteenweg 144, 2500 Lier, BelgiumKBO/BCE: BE 0795.789.186
Summary

The computed 12-month bankruptcy probability of IV-Techniek is 2.3% (moderate). The annual accounts of IV-Techniek for financial year 2025 show a net loss of 51% of the equity at the start of that year. The 2025 annual accounts show equity of €2,497 and a net result of -€2,641. Equity is shrinking by about 95% per year and would, assuming unchanged policy, indicatively turn negative around financial year 2026. Its solvency ranks better than 10% of 34,678 sector peers (NACE 43, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow ReportCompare
IV-TechniekActiveChecked score 50/100
Risk analysis ReportCompare

Overview

Activity
Plumbing work
NACE 43221
1 site
Size
€81,311total assets 2025
Equity
€2,497
Loss
-€2,641
Turnover not published (micro format)
Financial health
50 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.3%
Structure
2025 accounts 81 days early1 deed in the Belgian Official Gazette
Why 50raises riskFounded in 20231 of the last 3 lateEquity €2,497 (3.1% of total assets)lowers riskLiquidity: current ratio 0.69, cash €13,996Show the evidence

Checked score

Score 2025
50 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 14% of its sector peers (NACE 43, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 28-4
equity 3.1% of total assets
Liquidity 22-32
short-term debt 94.6% · cash 17.2%
Profitability 50+30
return on assets -3.2%
Bankruptcy probability, 12 months
2.3% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,613 companies, NACE 43, micro)
Last 24 months 11-2024: 2.3% 12-2024: 2.3%● unchanged vs 11-2024 01-2025: 2.4%▲ +0.1 percentage points vs 12-2024 02-2025: 2.4%● unchanged vs 01-2025 03-2025: 2.4%● unchanged vs 02-2025 04-2025: 2.5%▲ +0.1 percentage points vs 03-2025 05-2025: 2.5%● unchanged vs 04-2025 06-2025: 2.4%▼ -0.1 percentage points vs 05-2025 07-2025: 2.4%● unchanged vs 06-2025 08-2025: 2.0%▼ -0.4 percentage points vs 07-2025 09-2025: 2.0%● unchanged vs 08-2025lowest value 10-2025: 2.1%▲ +0.1 percentage points vs 09-2025 11-2025: 2.1%● unchanged vs 10-2025 12-2025: 2.1%● unchanged vs 11-2025 01-2026: 2.0%▼ -0.1 percentage points vs 12-2025 02-2026: 2.0%● unchanged vs 01-2026 03-2026: 2.0%● unchanged vs 02-2026 04-2026: 2.1%▲ +0.1 percentage points vs 03-2026 05-2026: 2.1%● unchanged vs 04-2026 06-2026: 2.7%▲ +0.6 percentage points vs 05-2026highest value 07-2026: 2.7%● unchanged vs 06-2026highest value 08-2026: 2.7%● unchanged vs 07-2026highest value 09-2026: 2.4%▼ -0.3 percentage points vs 08-2026 10-2026: 2.3%▼ -0.1 percentage points vs 09-2026
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity insufficient (current ratio 0.69, compared with 0.7 in 2024, below 1; short-term debt: 94.6% and cash: 17.2% of total assets), and 96.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 10% on solvency, 12% on liquidity, 24% on profitability and 9% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
lowers riskraises riskneutral
raises risk · Founded in 2023
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · 1 of the last 3 late
NBB · filings
raises risk · Equity €2,497 (3.1% of total assets)
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.69, cash €13,996
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
232425
2023 to 2025 · latest year -€2,641
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 34678 sector peers (2025).
NBB · sector comparison
Position among 34678 sector peers
Solvency
better than 10%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-05-2026, 81 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
81 days early
2024
1 day early
2023
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 17 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 July (3 of the last 3 filed years within 80 days of that day).
Companies Code · seven months
Where today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Weakest financial yearnet -€7,097

Key points

  • Caution: Among the weakest 10% on solvencysector median 46.8% · 34,678 companies 3.1% View
  • Caution: 2 loss-making years in a rowloss financial year 2025 -€2,641 View
  • Total assets 20253 financial years filed €81,311 View

By topic

Financials

Financial year
2025
Total assets
€81,311
Loss
-€2,641
Solvency
3.1%
Total assets▲ 11.3%
Net result
20232025
Go to Financials

Timeline

Events
4
Since
2024
Next accounts
by 31-07-2027
  1. 31-08-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Plumbing workNACE 43221
Founded
05-01-2023
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about IV-Techniek

What is the company number of IV-Techniek?
0795.789.186. In Belgium the VAT number is the company number with BE in front: BE 0795.789.186.
Where is IV-Techniek based?
The registered office is at Lispersteenweg 144, 2500 Lier.Company details
What does IV-Techniek do?
According to the KBO register, the main activity is plumbing work (NACE 43221).
What is the legal form of IV-Techniek?
Private limited company (BV).
When was IV-Techniek founded?
On 05-01-2023.
Is IV-Techniek still active?
Yes, IV-Techniek is an active enterprise in the KBO register.
What is the turnover of IV-Techniek?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is IV-Techniek profitable?
In financial year 2025, IV-Techniek made a loss of €2,641.
Where can I find the annual accounts of IV-Techniek?
IV-Techniek filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of IV-Techniek due?
By 31-07-2027, for financial year 2026.Timeline

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