IUS-STIEN

Active

Private limited companyfounded 20179 yrs activeBlindestraat 5, 3740 Bilzen-Hoeselt, BelgiumKBO/BCE: BE 0678.889.934

Summary

IUS-STIEN has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €75,398 and a net result of €20,351. Equity is growing by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 86% of 12860 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysis Watch Report Compare

IUS-STIENActiveChecked score 98/100

Risk analysis Report Compare

Checked score

Score 2025

98 / 100

Excellent

Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability99▲+14

Solvency100=

Growth48▲+1

Track record100

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €7,000 at 30 days acceptable

Liquidity ample (current ratio 5.73 against 5.47 in 2024; short-term debt: 13.3% and cash: 61.9% of total assets), and 13.3% of the assets are financed with debt.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Three signals. The signal on the left, the evidence on the right.

−lowers risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 69

Relative position

BE, all sectors

reference

Legal and accounting activities (NACE 69)

about 77% fewer bankruptcies

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

86.7%

Return on assets

23.4%

Age of the figures

9 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.

NBB · 8 filings

Deviation from the deadline

2025

3 d early

2024

41 d early

2023

44 d early

2022

35 d early

2021

12 d late

2020

39 d early

2019

32 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 26 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 June (4 of the last 5 filed years within 32 days of that day).

Companies Code · seven months

Position in the running window

30-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

History

On 26 July 2017, IUS-STIEN was incorporated.¹ Revenue went from EUR 131,812 in 2021 to EUR 142,523 in 2025.²

Go further with this company

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Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Turnover

€142,523▲ 6.8%

2024 · €133,387

EBIT margin

20.0%▲ 6.5pp

2024 · 13.5%

Net result

€20,351▲ 54.4%

2024 · €13,184

Working capital

€54,476▼ 5.5%

2024 · €57,651

Result per fiscal year

Operating resultNet result

The operating result recovers in 2025; 2025 is 58% above 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €86,925

24.1%

75.9%

Fixed assets €20,922 =

Current assets €66,002 ▼ 6.4%

Equity and liabilities €86,925

86.7%

13.3%

Equity €75,398 ▼ 4.0%

Debt €11,527 ▼ 10.6%

Debt's share of the balance-sheet total falls from 14.1% to 13.3%. Equity and debt are lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€30,768▲

2024 · €20,216

Cash flow

€22,641▲

2024 · €15,360

Debt to equity

0.15▼

2024 · 0.16

ROE

27.0%▲

2024 · 16.8%

Interest coverage

599.19▲

2024 · 419.69

Debt ≤ 1 year

€11,527▼

2024 · €12,890

Income taxes

€8,364▲

2024 · €5,000

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Annual accounts

OverviewIncome statement Balance sheet Cash flow

Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines

Balance sheet Code20242025

Assets

Total assets20/58€91,466€86,925▼

Fixed assets21/28€20,925€20,922=

Tangible fixed assets22/27€20,925€20,922=

Land and buildings22€398€133▼

Plant, machinery and equipment23€1,279€1,414▲

Furniture and vehicles24€19,247€19,375▲

Current assets29/58€70,541€66,002▼

Amounts receivable within one year40/41€26,437€12,236▼

Other amounts receivable41€26,437€12,236▼

Cash at bank and in hand54/58€44,104€53,766▲

Equity and liabilities

Total equity and liabilities10/49€91,466€86,925▼

Equity10/15€78,576€75,398▼

Contributions10/11€18,600€18,600=

Reserves13€59,976€56,798▼

Distributable reserves133€59,976€56,798▼

Amounts payable17/49€12,890€11,527▼

Amounts payable within one year42/48€12,890€11,527▼

Trade debts44€1,954€145▼

Suppliers440/4€1,954€145▼

Taxes, remuneration and social security45€1,551€1,072▼

Taxes450/3€1,551€1,072▼

Other amounts payable47/48€9,384€10,310▲

Income statement Code20242025

Turnover70€133,387€142,523▲

Non-recurring operating income76A-€1,429

Goods, raw materials, services and sundry goods60/61€112,008€112,835▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,176€2,290▲

Other operating charges640/8€1,163€349▼

Gross operating margin9900€21,379€31,117▲

Operating profit (loss)9901€18,041€28,479▲

Financial income75/76B€192€288▲

Recurring financial income75€192€288▲

Non-recurring financial income76B€192€288▲

Financial charges65/66B€48€51▲

Recurring financial charges65€48€51▲

Profit (loss) for the period before taxes9903€18,184€28,715▲

Income taxes67/77€5,000€8,364▲

Profit (loss) for the period9904€13,184€20,351▲

Profit (loss) for the period to be appropriated9905€13,184€20,351▲

Appropriation of the result

Profit (loss) to be appropriated9906€13,184€20,351▲

Transfer to equity691/2€13,184€20,351▲

To other reserves6921€13,184€20,351▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line	2021	2022	2023	2024	2025	Change
Turnover70	€131,812	€126,353	€142,312	€133,387	€142,523	▲ 6.8%
Non-recurring operating income76A	-	-	-	-	€1,429	-
Goods, raw materials, services and sundry goods60/61	€99,087	€103,765	€116,128	€112,008	€112,835	▲ 0.7%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630	€667	€1,469	€2,176	€2,176	€2,290	▲ 5.2%
Other operating charges640/8	€464	€503	€543	€1,163	€349	▼ 70.0%
Gross operating margin9900	€32,725	€22,588	€26,185	€21,379	€31,117	▲ 45.5%
Operating profit (loss)9901	€31,595	€20,616	€23,466	€18,041	€28,479	▲ 57.9%
Financial income75/76B	-	€6	€31	€192	€288	▲ 50.1%
Recurring financial income75	-	€6	€31	€192	€288	▲ 50.1%
Non-recurring financial income76B	-	€6	€31	€192	€288	▲ 50.1%
Financial charges65/66B	€624	€38	€10,432	€48	€51	▲ 6.6%
Recurring financial charges65	€624	€38	€46	€48	€51	▲ 6.6%
Non-recurring financial charges66B	-	-	€10,386	-	-	-
Profit (loss) for the period before taxes9903	€30,971	€20,583	€13,064	€18,184	€28,715	▲ 57.9%
Income taxes67/77	€7,561	€6,435	€3,933	€5,000	€8,364	▲ 67.3%
Profit (loss) for the period9904	€23,410	€14,148	€9,131	€13,184	€20,351	▲ 54.4%
Profit (loss) for the period to be appropriated9905	€23,410	€14,148	€9,131	€13,184	€20,351	▲ 54.4%

Line	2021	2022	2023	2024	2025	Change
Assets
Total assets20/58	€125,074	€139,558	€75,294	€91,466	€86,925	▼ 5.0%
Fixed assets21/28	€2,665	€24,662	€12,100	€20,925	€20,922	=
Tangible fixed assets22/27	€2,665	€24,662	€12,100	€20,925	€20,922	=
Land and buildings22	€1,194	€929	€664	€398	€133	▼ 66.7%
Plant, machinery and equipment23	€0	€2,302	€1,791	€1,279	€1,414	▲ 10.6%
Furniture and vehicles24	€1,471	€21,431	€9,646	€19,247	€19,375	▲ 0.7%
Current assets29/58	€122,408	€114,896	€63,194	€70,541	€66,002	▼ 6.4%
Amounts receivable within one year40/41	€6,944	€5,623	€30,909	€26,437	€12,236	▼ 53.7%
Trade receivables40	€1,055	-	€252	-	-	-
Other amounts receivable41	€5,888	€5,623	€30,656	€26,437	€12,236	▼ 53.7%
Current investments50/53	-	€109,273	-	-	-	-
Cash at bank and in hand54/58	€115,465	-	€31,663	€44,104	€53,766	▲ 21.9%
Deferred charges and accrued income490/1	-	-	€622	-	-	-
Equity and liabilities
Total equity and liabilities10/49	€125,074	€139,558	€75,294	€91,466	€86,925	▼ 5.0%
Equity10/15	€112,701	€126,849	€65,392	€78,576	€75,398	▼ 4.0%
Contributions10/11	€18,600	€18,600	€18,600	€18,600	€18,600	=
Reserves13	€94,101	€108,249	€46,792	€59,976	€56,798	▼ 5.3%
Non-distributable reserves130/1	€1,860	€1,860	-	-	-	-
Reserves not available under the articles1311	€1,860	€1,860	-	-	-	-
Distributable reserves133	€92,241	€106,389	€46,792	€59,976	€56,798	▼ 5.3%
Amounts payable17/49	€12,373	€12,709	€9,903	€12,890	€11,527	▼ 10.6%
Amounts payable within one year42/48	€12,373	€12,709	€9,903	€12,890	€11,527	▼ 10.6%
Trade debts44	€2,835	€384	-	€1,954	€145	▼ 92.6%
Suppliers440/4	€2,835	€384	-	€1,954	€145	▼ 92.6%
Taxes, remuneration and social security45	€3,523	€2,707	-	€1,551	€1,072	▼ 30.9%
Taxes450/3	€3,523	€2,707	-	€1,551	€1,072	▼ 30.9%
Other amounts payable47/48	€6,015	€9,618	€9,903	€9,384	€10,310	▲ 9.9%

Line	2021	2022	2023	2024	2025	Change
Profit (loss) for the period9904	€23,410	€14,148	€9,131	€13,184	€20,351	▲ 54.4%
+ Depreciation and write-downs630	€667	€1,469	€2,176	€2,176	€2,290	▲ 5.2%
Operating cash flow (approximation)	€24,077	€15,617	€11,306	€15,360	€22,641	▲ 47.4%
Investment in fixed assets (approximation)	-	-€23,466	€10,386	-€11,000	-€2,287	▲ 79.2%
Change in cash	-	-	-	€12,441	€9,662	▼ 22.3%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

All 11Financial 3Filings 8

Next filing, fiscal year 2026, expected by 31-07-2027

2026

28-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

20-06

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

17-06

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

31-12

Financial Weakest financial yearnet €9,131 ▼35.5%

Net result drops to €9,131, the lowest in the series; recovery starts the following year.

26-06

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

12-08

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 12 days late

2021

31-12

Financial Liquidity triplescurrent ratio 9.89

Current ratio from 2.93 to 9.89; short-term debt falls from €44,467 to €12,373.

31-12

Financial Equity above €100,000Eq €112,701 ▲26.2%

4 profitable years in a row build equity to €112,701.

22-06

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

2020

29-06

NBB filing Annual accounts filed

fiscal year 2019 · micro schema

2019

04-07

NBB filing Annual accounts filed

fiscal year 2018 · abbreviated schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

0 of 3 acts read

About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Bilzen-Hoeselt · 1 establishment unit since 2017

seat establishment The establishment unit on the map

Ground area

1,539 m²

Building footprint

422 m²

Volume, LiDAR

2,739 m³

2 parcels, Flanders · tallest building 15.2 m, ±4 floors. Linked by address, not a title deed.

2 companies at this address See who is registered here

1 establishment unit

IUS-STIEN

Stationlaan 45, 3740 Bilzen-HoeseltActivities of lawyers

since 20172.266.339.276

2 parcels

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
73005D0496/00B000	Flanders	999 m²	1 · 204 m²	4.2 m · 1 fl.
73006H0122/00V000	Flanders	540 m²	1 · 218 m²	15.2 m · 4 fl.

Linked by address, not proof of ownership

Good to know

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Ingrid von FRENCKELL - avocat

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Of 22,075 companies in sector 69101 we hold annual accounts for 9,061. 7,518 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification

Legal formPrivate limited company

Founded26-07-2017

Fiscal year end31-12

Activities, NACEBEL 2025

69101Activities of lawyers

E-invoicing

Reachable via Peppol

Peppol ID 0208:0678889934

Registered 03-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Scores and ratios are computed by Checked and are not a credit decision.