ITzy
ActiveITzy has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €81k and a net result of €100k. Equity is growing by ~40.3% per year across the filed fiscal years. Its solvency ranks better than 29% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency58▼-25
Growth78=
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.47 against 2.33 in 2024; short-term debt: 67% and cash: 71.6% of total assets), and 67.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.7%
Return on assets
40.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-04-2026, 92 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
92 d early
2024
30 d early
2023
48 d early
2022
42 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€81k▼ 35.5%
2024 · €125k
2022: €21k
2023: €56k
2024: €125k
2022 → 2025
Total assets
€247k▲ 14.2%
2024 · €216k
2022: €44k
2023: €94k
2024: €216k
2022 → 2025
Net result
€100k▲ 45.4%
2024 · €69k
2022: €20k
2023: €36k
2024: €69k
2022 → 2025
Working capital
€78k▼ 35.8%
2024 · €121k
2022: €20k
2023: €55k
2024: €121k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€21k-€56k▲ 168%€125k▲ 122%€81k▼ 35.5%
Operating result€26k-€47k▲ 78.1%€89k▲ 90.7%€130k▲ 46.4%
Net result€20k-€36k▲ 82.1%€69k▲ 91.0%€100k▲ 45.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 46% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €247k
Fixed assets
€4k▼ 15.8%
Current assets
€243k▲ 14.8%
Equity and liabilities €247k
Equity
€81k▼ 35.5%
Debt
€166k▲ 82.8%
The debt ratio rises from 42.0% to 67.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€132k▲
2024 · €90k
Cash flow
€103k▲
2024 · €71k
Solvency
32.7%▼
2024 · 58.0%
Current ratio
1.47▼
2024 · 2.33
Quick ratio
1.47▼
2024 · 2.33
Debt / equity
2.05▲
2024 · 0.72
ROE
124.2%▲
2024 · 55.0%
ROA
40.7%▲
2024 · 31.9%
Interest coverage
1044.14▲
2024 · 378.51
Debt
€166k▲
2024 · €91k
Debt ≤ 1 year
€165k▲
2024 · €91k
Income taxes
€31k▲
2024 · €20k
Staff costs
€182k▲
2024 · €104k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€216k€247k▲
Fixed assets21/28€5k€4k▼
Tangible fixed assets22/27€4k€4k▼
Plant, machinery and equipment23€3k€3k▼
Furniture and vehicles24€1k€840▼
Financial fixed assets28€257€257=
Current assets29/58€212k€243k▲
Amounts receivable within one year40/41€77k€50k▼
Trade receivables40€76k€43k▼
Other amounts receivable41€715€6k▲
Current investments50/53€15k€15k=
Cash at bank and in hand54/58€119k€177k▲
Deferred charges and accrued income490/1€877€2k▲
Equity and liabilities
Total equity and liabilities10/49€216k€247k▲
Equity10/15€125k€81k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€123k€79k▼
Amounts payable17/49€91k€166k▲
Amounts payable within one year42/48€91k€165k▲
Financial debts43€2k€573▼
Credit institutions430/8€2k€573▼
Trade debts44€42k€37k▼
Suppliers440/4€42k€37k▼
Taxes, remuneration and social security45€47k€8k▼
Taxes450/3€31k-
Remuneration and social security454/9€16k€8k▼
Other amounts payable47/48€0€120k▲
Accrued charges and deferred income492/3€200€719▲
Income statement
Code20242025
Remuneration, social security and pensions62€104k€182k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Non-recurring operating charges66A€1k-
Gross operating margin9900€195k€314k▲
Operating profit (loss)9901€89k€130k▲
Financial income75/76B€715€1k▲
Recurring financial income75€715€1k▲
Financial charges65/66B€239€126▼
Recurring financial charges65€239€126▼
Profit (loss) for the period before taxes9903€89k€131k▲
Income taxes67/77€20k€31k▲
Profit (loss) for the period9904€69k€100k▲
Profit (loss) for the period to be appropriated9905€69k€100k▲
Appropriation of the result
Profit (loss) to be appropriated9906€123k€224k▲
Profit (loss) brought forward from the previous period14P€54k€123k▲
Profit to be distributed694/7-€145k
Return on contributions (dividend)694-€145k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €100k ▲45.4%
Operating result €130k, net result €100k, both a record.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €125k ▲122%
3 profitable years in a row build equity to €125k.
13-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fernelmont · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Branchon, Forv. 1455380 FernelmontGround area
1,351 m²
Building footprint
67 m²
Parcel 92047C0227/00E000, Wallonia. Linked by address, not a title deed.
1 establishment unit
ITzy
since 20222.328.373.647
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92047C0227/00E000 | Wallonia | 1,351 m² | 1 · 67 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PEAKY
BE 1020.285.887
Gent · Eq €81k
DNJ GROUP
BE 1030.064.774
Sint-Pieters-Leeuw · Eq €81k
All-Signs
BE 0437.759.713
Antwerpen · Eq €81k
Gregory Beresford Brown
BE 0799.929.997
Lebbeke · Eq €81k
DELACOM DEVELOPMENT
BE 0697.773.260
Zwevegem · Eq €81k
Of 3,211 companies in sector 62900 we hold annual accounts for 1,741. 1,398 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-02-2022
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
82990Other business support services
95100Repair and maintenance of computers and communication equipment
95110Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.itzy.be
E-mail:info@itzy.be