Turnover
≈ €180,000 estimated
The micro format states no turnover.
ITwin
Overview
Lifetime
3 annual accounts with figures on one time axispeak €88,241 (2025)
€88,241▲ 13.7%
lowest -€3,478 (2023)
€26,712▼ 56.5%
peak €87,139 (2025)
€87,139▲ 44.2%
€28,197▲ 49.1%
Board1 name since 2023
1 directorSCHOONJANS Hélain Roy François Sophie
Documentsfilings and deeds
03-04-2026119 days before the deadline
2025micro format
Gross margin from €77,623 to €88,241Result from €61,405 to €26,712Equity from €60,427 to €87,139Debts from €18,913 to €28,197Cash from €25,583 to €53,452
Key points
from the 2025 annual accountsFilings
3 annual accounts 1 late
The 2023 accounts came 14 days late. The other two were filed on time.
At the same address
9 companies
Checked score
96
Excellent
Financially stronger than 64% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.3%▲ +0.1 percentage points vs 05-2025
07-2025: 0.3%● unchanged vs 06-2025highest value
08-2025: < 0.1%▼ -0.3 percentage points vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025lowest value
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2023
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 4.98, cash €53,452
Equity €87,139 (62.0% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 54% of them on solvency, 79% on liquidity, 47% on profitability and 77% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as ITwin has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of ITwin itself is lower: < 0.1% within 12 months. It rests on far more data about ITwin than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for ITwin. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.98 (4.2 in 2024), above the usual 1.5. Short-term debt is 20.1% and cash 38.1% of total assets. 38% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-04-2026, 119 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
119 days early
2024
7 days early
2023
14 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 37 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 July (3 of the last 3 accounts filed within 112 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- SCHOONJANS Hélain Roy François Sophie 100 sharesdeed of 08-11-2023
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1001975950
Incorporation
Founding capital of €2,500, 100 shares · Founder: SCHOONJANS Hélain Roy François Sophie (comparant) · Appointment: SCHOONJANS Hélain Roy François Sophie (director) · published on 08-11-2023 · Gazette deed
First establishment
Groothertogstraat 9, Etterbeek
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ITwin Etterbeek | €140,476 | €88,241 | 62.0% | - |
| ALEX DATA ARCHITECTURE SOLUTIONS Woluwe-Saint-Lambert | €136,050 | €82,159 | 82.2% | - |
| LAAJILA Forest | €123,562 | €85,787 | 73.4% | - |
| AALGO Affligem | €144,237 | €82,620 | 77.5% | - |
| TAMINAS Haacht | €142,236 | €86,014 | 82.6% | - |
| Kevindish Consulting Destelbergen | €137,962 | €82,749 | 84.8% | - |
| OPTICONCEPT Tienen | €167,287 | €76,786 | 86.9% | - |
These companies have the same main activity as ITwin: other information technology and computer services (NACE 62900). They are comparable in size and age: total assets between €124,000 and €167,000, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 06-11-2023Normal situation
- Registered office
- 11 active companies are registered at this address1 started in the 12 months before. Source: KBO register, as of 9 November 2026.
- Activity
- Other information technology and computer servicesNACE 62900
- Establishment unit
- 2.352.053.1291040 Etterbeek, since 06-11-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 19-05-2025
Annual accounts 2025
- €88,241▲ 13.7%
- €26,712▼ 56.5%
- €87,139▲ 44.2%
- €140,476▲ 77.1%
- Filing
- Filed on 03-04-2026, 119 days before the end of the filing period
Insights on ITwin
ITwin files the micro format. That format states no turnover. The gross margin rose from -€3,469 in 2023 to €88,241 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 03-04-2026, 119 days before the deadline€88,241
▲ 13.7%
€63,102
▼ 18.7%
€26,712
▼ 56.5%
€112,279
▲ 85.8%
62.0%
▼ 14.1 percentage points
4.98
▲ 0.79
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €180,000. Estimated: probably between €150,000 and €220,000.
Balance sheet
balance sheet total €140,476 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
62.0%
Higher than 52% of 21,206 companies in 2025.
4.98
Higher than 75% of 20,569 companies in 2025.
19.0%
Higher than 51% of 20,744 companies in 2025.
ITwin
Middle half of the sector
80% of the sector
Micro accounts in computer programming and consultancy (NACE 62)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Balance sheet: assets | ||||
20/58 |
140,476 | 79,340 | 2,632 | |
29/58 |
140,476 | 79,340 | 2,632 | |
29 |
31,278 | 30,438 | - | |
291 |
31,278 | 30,438 | - | |
40/41 |
13,872 | 7,529 | 491 | |
40 |
13,872 | 6,776 | - | |
41 |
0 | 753 | 491 | |
50/53 |
39,886 | 14,936 | - | |
54/58 |
53,452 | 25,583 | 1,119 | |
490/1 |
1,988 | 853 | 1,022 | |
| Balance sheet: equity and liabilities | ||||
10/49 |
140,476 | 79,340 | 2,632 | |
10/15 |
87,139 | 60,427 | -978 | |
10/11 |
2,500 | 2,500 | 2,500 | |
14 |
84,639 | 57,927 | -3,478 | |
16 |
25,140 | - | - | |
160/5 |
25,140 | - | - | |
164/5 |
25,140 | - | - | |
17/49 |
28,197 | 18,913 | 3,610 | |
42/48 |
28,197 | 18,913 | 3,610 | |
44 |
745 | 1,063 | 903 | |
440/4 |
745 | 1,063 | 903 | |
45 |
27,452 | 17,850 | - | |
450/3 |
27,452 | 17,850 | - | |
47/48 |
- | 0 | 2,708 | |
| Income statement | ||||
9900 |
88,241 | 77,623 | -3,469 | |
635/8 |
25,140 | - | - | |
9901 |
63,102 | 77,623 | -3,469 | |
75/76B |
846 | 461 | - | |
75 |
846 | 461 | - | |
65/66B |
23,057 | 91 | 9 | |
65 |
23,057 | 91 | 9 | |
9903 |
40,890 | 77,993 | -3,478 | |
67/77 |
14,178 | 16,588 | - | |
9904 |
26,712 | 61,405 | -3,478 | |
9905 |
26,712 | 61,405 | -3,478 | |
| Appropriation of the result | ||||
9906 |
84,639 | 57,927 | -3,478 | |
14P |
57,927 | -3,478 | - | |
| Document | ||||
The notes to these accounts have 1 item. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 03-04-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| 27,869 | 24,464 | - | ||
| 112,279 | 60,427 | -978 | ||
| 62.0% | 76.2% | - | ||
| 4.98 | 4.20 | - | ||
| 0.32 | 0.31 | - | ||
| 30.7% | 101.6% | - | ||
| 19.0% | 77.4% | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Insights on ITwin
The operating result for 2025 is 19% lower than in 2024.
Debt's share of the balance-sheet total falls from 23.8% to 20.1%. Equity and debt are higher.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
since 06-11-2023
term without a fixed end
listed in the 2025 annual accounts, filed on 03-04-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 08-11-2023
Mandates through the years
1 name, the dashed line is todaySCHOONJANS Hélain Roy François Sophie
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- SCHOONJANS Hélain Roy François Sophie
- Director (not named in the articles), from 06-11-2023 to date
Control
This company
ITwin
Equity €87,139
Profit €26,712 in 2025
Capital
- Contribution
- €2,500
- Shares
- 100
- Contribution per share
- €25
- Equity per share
- €871 in 2025
- Source
- deed of 08-11-2023
Articles of association
deed of 08-11-2023 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Moitié cédant et moitié acquéreurs au prorata des actions acquises, cessions entre vifs à titre onéreux ou gratuit volontaires ou forcées y…”
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 08-11-2023 ↗
- SCHOONJANS Hélain Roy François Sophie 100 shares (100%) · €2,500 in cash
Network & group
No group
ITwin has no parent and no holdings in its annual accounts. SCHOONJANS Hélain Roy François Sophie is the only director. ITwin shares no director with another company.
The LEI register names no parent.
At the same address
Groothertogstraat 9, 1040 Etterbeek · 10 other companies| CENTRE MEDICAL JOURDAN
registered office since 14-09-2021 · founded in 2021 |
total assets €969,585 (2025) 0773.876.886 |
| CHAPMAN TAYLOR BENELUX SOCIETE D'ARCHITECTES ET D'URBANISTES
establishment since 01-04-1993 · founded in 1993 |
total assets €693,295 (2025) 0449.156.520 |
| WE CARE GASTRO
registered office since 16-05-2025 · founded in 2025 |
total assets €115,228 (2025) 1023.403.151 |
| Dr David Sauveur
registered office since 01-11-2025 · founded in 2025 |
total assets €36,054 (2025) 1029.164.852 |
| HYGIE JOURDAN
registered office since 13-05-2026 |
founded in 2026 1037.967.702 |
| De Neyer, Juliette (sole trader)
establishment since 01-10-2025 |
founded in 2025 1022.567.763 |
| Scipioni, Tamara (sole trader)
establishment since 01-04-2024 |
founded in 2024 0782.772.974 |
| Cepoi, Marian (sole trader)
establishment since 15-02-2024 |
founded in 2024 1006.215.345 |
| LA TULIPE
establishment since 01-01-1983 |
founded in 1983 0424.921.663 |
| Association des copropriétaires de l'immeuble à Etterbeek, rue du Grand Duc 9 - 13
registered office since 09-12-1976 |
founded in 1976 0825.152.274 |
Timeline
Timeline
8 events since 2023Filings
Financial
Establishments
2023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed PDFmicro format · 119 days before the deadline
2025
Annual accounts 2024 filed PDFmicro format · 7 days before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:1001975950
2024
Back to profit net €61,405 The net result is €61,405, after one loss-making year.
Liquidity more than 5 times current ratio 4.20 The current ratio rises from 0.73 to 4.20.
Annual accounts 2023 filed PDFmicro format · 14 days late
2023
IncorporationFounding capital of €2,500, 100 shares · Founder: SCHOONJANS Hélain Roy François Sophie (comparant) · Appointment: SCHOONJANS Hélain Roy François Sophie (director) · published on 08-11-20235 points ▸
- Board rule, 1
- Director appointment, SCHOONJANS Hélain Roy François Sophie (director (not named in the articles))
- Founder, SCHOONJANS Hélain Roy François Sophie (comparant)
- Founding capital, €2,500, 100 shares
- Registered office clause, Rue du Grand Duc 9 bte 10, 1040 Etterbeek
- The deed holds 3 more points.
First establishment Groothertogstraat 9, Etterbeek
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
ITwin was incorporated on 6 November 2023 as a private limited company by one natural person, with a starting capital of €2,500.12 Since 2023, SCHOONJANS Hélain Roy François Sophie has served as director.3 Total assets rose from €2,632 in 2023 to €140,476 in 2025.4
Company details
Identity
- Enterprise number
- 1001.975.950
- VAT number
- BE 1001.975.950
- Peppol ID
- 0208:1001975950
- LEI code
- 8755000BDVRZIY8EF826 live in the LEI register
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 06-11-2023
- Financial year
- ends on 31 December
- Peppol
- Reachable since 19-05-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- ITwin in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 08-11-2023 (in French)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Région de Bruxelles-Capitale”deed of 08-11-2023 (in French)
Activities
NACEBEL 202562900
Other information technology and computer services main activity
Codes under NACEBEL 2008
62090
Computer programming, consultancy and related activities main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “La consultance informatique,le conseil,la production,le marketing,la valorisation,l’expertise,l’évaluation,l’étude,la gestion de projets et…”deed of 08-11-2023 (in French)
4 activities
- La consultance informatique,le conseil,la production,le marketing,la valorisation,l’expertise,l’évaluation,l’étude,la gestion de projets et la prestation de tous services en toutes matières liées directement ou indirectement à l’informatique,le software,le hardware,et tous autres produits informatiques.
- Le conseil et l’assistance opérationnelle aux entreprises et aux services publics dans les domaines du recrutement,du développement des ressources humaines et de la performance,de l'analyse et la constitution d'équipes dirigeantes,l'organisation de consultations individuelles et de séminaires de groupe,d'événements et de formations.
- Toutes activités de coaching et de développement personnel et notamment de coaching personnel et professionnel,de live coaching,de supervision,de coaching d’équipes.
- L'achat,la vente,le lotissement,la promotion,la démolition,la reconstruction,la transformation,la rénovation,la mise en valeur,la location,la sous-location,la gestion et l'entretien de tous biens immeubles bâtis ou non,la négociation de tous accords et contrats,pour son compte,se rapportant à des droits immobiliers ou mobiliers en découlant directement et tous services s'y rapportant,la construction,le parachèvement,l’entretien et la rénovation d’immeubles.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Groothertogstraat 9 registered office 1040 Etterbeek | 06-11-2023 | 2.352.053.129 |
Buildings and parcels at the address
- Ground area
- 1,514 m²
- Buildings
- 939 m²
- Volume, LiDAR
- 13,786 m³
- Tallest building
- 21.4 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 21363B0440/00M002 | 1,513 m² | 1 · 939 m² | 21.4 m · 6 |