Equity
ITS4B paid out €30,000 in dividends. That is 71% of the 2025 profit.
ITS4B paid out €30,000 in dividends. That is 71% of the 2025 profit.
Four of the last ten came late. The 2021 accounts came latest: 40 days after the end of the period.
More equity than 91% of companies in computer programming and consultancy. Sector median €68,850 · 22,046 companies.
In July 2024, 17,806 companies had the same profile as ITS4B has now. Each dot stands for 45 companies, two years later.
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,806 companies, not a prediction for ITS4B. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| ITS4B Stabroek | €568,836 | €96,838 | 62.7% | - |
| Appono Mechelen | €569,162 | €100,515 | 35.0% | 0.2 |
| AnalogiX Nijlen | €536,947 | €105,687 | 53.6% | - |
| Sequinox Consultancy Herselt | €526,926 | €98,522 | 81.9% | - |
| HANSEI Mortsel | €497,470 | €105,232 | 95.6% | - |
| CONWELL Bonheiden | €640,232 | €90,182 | 91.7% | - |
| CHENTI Edegem | €488,888 | €89,822 | 95.8% | - |
These companies have the same main activity as ITS4B: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €489,000 and €640,000, founded between 2007 and 2011.
ITS4B files the micro format. That format states no turnover. The gross margin rose from €58,757 in 2010 to €96,838 in 2025.
The balance sheet grew most from 2017 to 2019 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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