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ITERNITY SERVICES

Active
Private limited companyfounded 2022active for 4 yearsHellestraat(STE) 49, 9190 Stekene, BelgiumKBO/BCE: BE 0786.411.167
Summary

The computed 12-month bankruptcy probability of ITERNITY SERVICES is 3.2% (moderate). The 2025 annual accounts show equity of €21,030 and a net result of -€4,850. Equity remains stable across the filed financial years (±1.6% per year). Its solvency ranks better than 62% of 5,672 sector peers (NACE 96, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Beauty care and other beauty treatments
NACE 96220
1 site
Size
€49,380total assets 2025
Equity
€21,030
Loss
-€4,850
Turnover not published (micro format)
Financial health
49 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.2%
Structure
2025 accounts filed 31 days late1 of 2 deeds summarised
Why 49raises riskLast filed accounts filed 31 days late; 2 of the last 3 lateLiquidity: current ratio 1.09Founded in 2022lowers riskSize: total assets €49,380Show the evidence

Checked score

Score 2025
49 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 35% of its sector peers (NACE 96, micro)
Financial strength · tick = 2024
Weak
Solvency 68+1
equity 42.6% of total assets
Liquidity 42+21
short-term debt 56.6%
Profitability 11-49
return on assets -9.8%
Bankruptcy probability, 12 months
3.2% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,615 companies, NACE 96, micro)
Last 24 months 11-2024: 1.3% 12-2024: 1.3%● unchanged vs 11-2024 01-2025: 1.3%● unchanged vs 12-2024 02-2025: 1.3%● unchanged vs 01-2025lowest value 03-2025: 1.4%▲ +0.1 percentage points vs 02-2025 04-2025: 1.6%▲ +0.2 percentage points vs 03-2025 05-2025: 1.9%▲ +0.3 percentage points vs 04-2025 06-2025: 1.9%● unchanged vs 05-2025 07-2025: 2.0%▲ +0.1 percentage points vs 06-2025 08-2025: 3.0%▲ +1.0 percentage point vs 07-2025 09-2025: 3.2%▲ +0.2 percentage points vs 08-2025 10-2025: 5.8%▲ +2.6 percentage points vs 09-2025 11-2025: 5.8%● unchanged vs 10-2025 12-2025: 5.8%● unchanged vs 11-2025 01-2026: 5.4%▼ -0.4 percentage points vs 12-2025 02-2026: 5.4%● unchanged vs 01-2026 03-2026: 5.5%▲ +0.1 percentage points vs 02-2026 04-2026: 6.3%▲ +0.8 percentage points vs 03-2026 05-2026: 6.5%▲ +0.2 percentage points vs 04-2026 06-2026: 6.6%▲ +0.1 percentage points vs 05-2026 07-2026: 6.6%● unchanged vs 06-2026 08-2026: 7.4%▲ +0.8 percentage points vs 07-2026highest value 09-2026: 3.2%▼ -4.2 percentage points vs 08-2026 10-2026: 3.2%● unchanged vs 09-2026
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.09, compared with 1.11 in 2024, below the usual 1.5; short-term debt: 56.6% of total assets), and 57.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro): better than 63% on solvency, 33% on liquidity, 21% on profitability and 24% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
raises risk · Last filed accounts filed 31 days late; 2 of the last 3 late
NBB · filings
raises risk · Liquidity: current ratio 1.09
NBB · annual accounts
raises risk · Founded in 2022
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Size: total assets €49,380
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filings
Deviation from the deadline
2025
31 days late
2024
49 days late
2023
30 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 37 days after the deadline; the sector median (NACE 96) for financial year 2024 is on the deadline day, and 48% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
27-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2022.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Weakest financial yearnet -€4,850
  3. Annual accounts filedfinancial year 2024 · micro…

Financials · financial year 2025, micro format

2025 annual accounts filed late (31 days) Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00458667.

Equity
€21,030▼ 18.7%
2024 · €25,880
Total assets
€49,380▼ 19.4%
2024 · €61,261
Net result
-€4,850
2024 · €4,174
Working capital
€2,388▼ 37.2%
2024 · €3,802
Trend over the years

2023 to 2025, 3 financial years

The operating result turns negative in 2025: a loss of €1,438 after €10,233 in 2024, the lowest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€1,438 2025 Net result-€4,850 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 96, Personal service activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line202320242025
Operating result€32,348-€10,233▼ 68.4%-€1,438
Net result€21,206above the sector's middle half-€4,174within the sector's middle half▼ 80.3%-€4,850below the sector's middle half
Equity€21,706within the sector's middle half-€25,880within the sector's middle half▲ 19.2%€21,030within the sector's middle half▼ 18.7%
Total assets€40,591within the sector's middle half-€61,261within the sector's middle half▲ 50.9%€49,380within the sector's middle half▼ 19.4%
Debt€18,885-€35,381▲ 87.3%€28,350▼ 19.9%
Working capital€9,202within the sector's middle half-€3,802within the sector's middle half▼ 58.7%€2,388within the sector's middle half▼ 37.2%
Solvency53.5%within the sector's middle half-42.2%within the sector's middle half▼ 11.2pp42.6%within the sector's middle half▲ 0.3pp
Current ratio1.49within the sector's middle half-1.11within the sector's middle half▼ 0.381.09within the sector's middle half▼ 0.02
Return on assets (ROA)52.2%above the sector's middle half-6.8%within the sector's middle half▼ 45.4pp-9.8%below the sector's middle half▼ 16.6pp
above within below the middle half of NACE 96, Personal service activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €49,380
Fixed assets €19,042 ▼ 13.8%
Current assets €30,338 ▼ 22.6%
Equity and liabilities €49,380
Equity €21,030 ▼ 18.7%
Debt €28,350 ▼ 19.9%
Debt's share of the balance-sheet total falls from 57.8% to 57.4%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€2,004▼
2024 · €13,274
Cash flow
-€1,408▼
2024 · €7,215
Debt to equity
1.35▼
2024 · 1.37
ROE
-23.1%▼
2024 · 16.1%
Interest coverage
0.52▼
2024 · 3.90
Debt ≤ 1 year
€27,951▼
2024 · €35,381
Income taxes
€172▼
2024 · €3,029
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,145 companies that looked in July 2024 the way this one looks now, 2.2% went bankrupt within 24 months and 91.7% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a small loss
2.2% went bankrupt
5.9% stopped otherwise
91.7% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 3.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,145 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet Code20242025
Assets
Total assets20/58€61,261€49,380▼
Fixed assets21/28€22,078€19,042▼
Tangible fixed assets22/27€22,078€19,042▼
Plant, machinery and equipment23€1,512€1,138▼
Furniture and vehicles24€1,861€875▼
Other tangible fixed assets26€18,705€17,029▼
Current assets29/58€39,183€30,338▼
Amounts receivable within one year40/41€37,522€28,977▼
Trade receivables40€25,056€13,179▼
Other amounts receivable41€12,467€15,798▲
Cash at bank and in hand54/58€211-
Deferred charges and accrued income490/1€1,449€1,362▼
Equity and liabilities
Total equity and liabilities10/49€61,261€49,380▼
Equity10/15€25,880€21,030▼
Contributions10/11€500€500=
Reserves13€25,380€20,530▼
Distributable reserves133€25,380€20,530▼
Amounts payable17/49€35,381€28,350▼
Amounts payable within one year42/48€35,381€27,951▼
Current portion of amounts payable after more than one year42-€2,356
Financial debts43-€15,681
Credit institutions430/8-€15,681
Trade debts44€16,061€3,097▼
Suppliers440/4€16,061€3,097▼
Taxes, remuneration and social security45€19,320€6,817▼
Taxes450/3€19,320€6,817▼
Accrued charges and deferred income492/3-€400
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,041€3,442▲
Other operating charges640/8€988€925▼
Gross operating margin9900€14,263€2,929▼
Operating profit (loss)9901€10,233-€1,438▼
Financial income75/76B€377€585▲
Recurring financial income75€377€585▲
Financial charges65/66B€3,407€3,826▲
Recurring financial charges65€3,407€3,826▲
Profit (loss) for the period before taxes9903€7,203-€4,679▼
Income taxes67/77€3,029€172▼
Profit (loss) for the period9904€4,174-€4,850▼
Profit (loss) for the period to be appropriated9905€4,174-€4,850▼
Appropriation of the result
Profit (loss) to be appropriated9906€4,174-€4,850▼
Transfer from equity791/2-€4,850
Transfer to equity691/2€4,174-
To other reserves6921€4,174-

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€476€3,041€3,442▲ 13.2%
Other operating charges640/8€2,627€988€925▼ 6.4%
Gross operating margin9900€35,450€14,263€2,929▼ 79.5%
Operating profit (loss)9901€32,348€10,233-€1,438-
Financial income75/76B-€377€585▲ 55.2%
Recurring financial income75-€377€585▲ 55.2%
Financial charges65/66B€1,588€3,407€3,826▲ 12.3%
Recurring financial charges65€1,588€3,407€3,826▲ 12.3%
Profit (loss) for the period before taxes9903€30,760€7,203-€4,679-
Income taxes67/77€9,554€3,029€172▼ 94.3%
Profit (loss) for the period9904€21,206€4,174-€4,850-
Profit (loss) for the period to be appropriated9905€21,206€4,174-€4,850-
Line202320242025Change
Assets
Total assets20/58€40,591€61,261€49,380▼ 19.4%
Fixed assets21/28€12,505€22,078€19,042▼ 13.8%
Tangible fixed assets22/27€12,505€22,078€19,042▼ 13.8%
Plant, machinery and equipment23€859€1,512€1,138▼ 24.8%
Furniture and vehicles24€1,646€1,861€875▼ 53.0%
Other tangible fixed assets26€10,000€18,705€17,029▼ 9.0%
Current assets29/58€28,087€39,183€30,338▼ 22.6%
Amounts receivable within one year40/41€12,380€37,522€28,977▼ 22.8%
Trade receivables40€12,376€25,056€13,179▼ 47.4%
Other amounts receivable41€3€12,467€15,798▲ 26.7%
Cash at bank and in hand54/58€14,843€211--
Deferred charges and accrued income490/1€864€1,449€1,362▼ 6.0%
Equity and liabilities
Total equity and liabilities10/49€40,591€61,261€49,380▼ 19.4%
Equity10/15€21,706€25,880€21,030▼ 18.7%
Contributions10/11€500€500€500=
Reserves13€21,206€25,380€20,530▼ 19.1%
Distributable reserves133€21,206€25,380€20,530▼ 19.1%
Amounts payable17/49€18,885€35,381€28,350▼ 19.9%
Amounts payable within one year42/48€18,885€35,381€27,951▼ 21.0%
Current portion of amounts payable after more than one year42--€2,356-
Financial debts43€66-€15,681-
Credit institutions430/8€66-€15,681-
Trade debts44€6,374€16,061€3,097▼ 80.7%
Suppliers440/4€6,374€16,061€3,097▼ 80.7%
Taxes, remuneration and social security45€12,408€19,320€6,817▼ 64.7%
Taxes450/3€12,408€19,320€6,817▼ 64.7%
Other amounts payable47/48€38---
Accrued charges and deferred income492/3--€400-
Line202320242025Change
Profit (loss) for the period9904€21,206€4,174-€4,850-
+ Depreciation and write-downs630€476€3,041€3,442▲ 13.2%
Operating cash flow (approximation)€21,682€7,215-€1,408-
Investment in fixed assets (approximation)--€12,615-€406▲ 96.8%
Change in cash--€14,631--

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (3)
Financial year Type Filed Reference
31-12-2025 micro format 31-08-2026 2026-00458667
31-12-2024 micro format 18-09-2025 2025-00494640
31-12-2023 micro format 30-08-2024 2024-00429725

Similar companies · same sector, comparable size

Of the 24,962 active companies whose main activity is beauty care and other beauty treatments (NACE 96220), figures are known for 1,477. 1,204 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 1 of 2 Gazette acts processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

ITERNITY SERVICES was incorporated on 20 May 2022 as a private limited company.1 The registered office was moved to Stekene in 2024.2 Total assets rose from €40,591 in 2023 to €49,380 in 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 22-08-2024
  3. 3National Bank, annual accounts 2023 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
financial year 2025 · micro format · 31 days late
2025
31-12
Financial Weakest financial yearnet -€4,850
Net result drops to -€4,850, the lowest in the series.
18-09
NBB filing Annual accounts filed
financial year 2024 · micro format · 49 days late
2024
30-08
NBB filing Annual accounts filed
financial year 2023 · micro format · 30 days late
22-08
Gazette deed Registered office
Registered-office move1 fact ▸
  • Registered-office move, Hellestraat 49 bus A -9190 Stekene
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
1 of 2 deeds read
About the unread acts

Of the 2 Belgian Official Gazette deeds we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

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Register details

Identification
Legal formPrivate limited company
Founded20-05-2022
Financial year end31-12
Activities, NACEBEL 2025
96220Beauty care and other beauty treatments
62200Computer consultancy and computer facilities management
73200Market research and public opinion polling
73300Public relations and communication consultancy
82300Organisation of conventions and trade shows
93299Other amusement and recreation activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:0786411167
Registered 07-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 27 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Stekene · 1 establishment unit since 2022
registered office establishment The establishment unit on the map
Ground area
259 m²
Building footprint
85 m²
Building volume
213 m³
Parcel 46322D0674/00S000, Flanders · tallest building 10.1 m. Linked by address, not a title deed.
1 establishment unit
ITERNITY SERVICES
Hellestraat(STE) 49, 9190 StekeneBeauty care and other beauty treatments
since 2022unit no. 2.331.682.337
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
46322D0674/00S000 Flanders 259 m² 1 · 85 m² 10.1 m · 1
How the parcels are linked
Good to know
The parcel matches the address exactly.