ITERNIA
ActiveITERNIA has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12k and a net result of €-5k. Equity is shrinking by ~15.3% per year across the filed fiscal years. Its solvency ranks better than 80% of 16935 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
60
/ 100
Healthy▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 4.94 against 6.08 in 2024), and 15.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.8%
Return on assets
-32.8%
Age of the figures
8 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€5k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
30 d early
2024
30 d early
2023
92 d early
2022
29 d early
2021
90 d early
2020
92 d early
2019
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€12k▼ 27.9%
2024 · €16k
2018: €22k
2019: €43k
2020: €68k
2021: €29k
2022: €75k
2023: €28k
2024: €16k
2018 → 2025
Total assets
€14k▼ 25.5%
2024 · €18k
2018: €117k
2019: €127k
2020: €131k
2021: €132k
2022: €120k
2023: €159k
2024: €18k
2018 → 2025
Net result
€-5k▲ 62.0%
2024 · €-12k
2018: €3k
2019: €21k
2020: €25k
2021: €51k
2022: €46k
2023: €60k
2024: €-12k
2018 → 2025
Working capital
€8k▼ 28.8%
2024 · €12k
2018: €2k
2019: €23k
2020: €40k
2021: €1k
2022: €67k
2023: €22k
2024: €12k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€29k-€75k▲ 158%€28k▼ 62.9%€16k▼ 42.3%€12k▼ 27.9%
Operating result€67k-€59k▼ 11.7%€76k▲ 28.5%€-11k€-4k▲ 60.9%
Net result€51k-€46k▼ 9.9%€60k▲ 29.2%€-12k€-5k▲ 62.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2025 against €11k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €14k
Fixed assets
€3k▼ 25.6%
Current assets
€10k▼ 25.4%
Equity and liabilities €14k
Equity
€12k▼ 27.9%
Debt
€2k▼ 8.3%
The debt ratio rises from 12.3% to 15.2%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€-3k▲
2024 · €-10k
Cash flow
€-3k▲
2024 · €-10k
Solvency
84.8%▼
2024 · 87.7%
Current ratio
4.94▼
2024 · 6.08
Quick ratio
4.94▼
2024 · 6.08
Debt / equity
0.18▲
2024 · 0.14
ROE
-38.7%▲
2024 · -73.4%
ROA
-32.8%▲
2024 · -64.3%
Interest coverage
-50.15▼
2024 · -19.75
Debt
€2k▼
2024 · €2k
Debt ≤ 1 year
€2k▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€18k€14k▼
Fixed assets21/28€5k€3k▼
Tangible fixed assets22/27€5k€3k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€553€268▼
Current assets29/58€14k€10k▼
Amounts receivable within one year40/41€5k€431▼
Other amounts receivable41€5k€431▼
Cash at bank and in hand54/58€7k€6k▼
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€18k€14k▼
Equity10/15€16k€12k▼
Contributions10/11€19k€19k=
Reserves13€9k€9k=
Tax-exempt reserves132€9k€9k=
Profit (loss) carried forward14€-12k€-16k▼
Amounts payable17/49€2k€2k▼
Amounts payable within one year42/48€2k€2k▼
Trade debts44€55€121▲
Suppliers440/4€55€121▲
Taxes, remuneration and social security45€28€28=
Taxes450/3€28€28=
Other amounts payable47/48€2k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▼
Other operating charges640/8€580€520▼
Gross operating margin9900€-9k€-3k▲
Operating profit (loss)9901€-11k€-4k▲
Financial charges65/66B€505€65▼
Recurring financial charges65€505€65▼
Profit (loss) for the period before taxes9903€-12k€-5k▲
Profit (loss) for the period9904€-12k€-5k▲
Profit (loss) for the period to be appropriated9905€-12k€-5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-12k€-16k▼
Profit (loss) brought forward from the previous period14P-€-12k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-12k ▼120%
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 5current ratio 6.08
Current ratio from 1.17 to 6.08; short-term debt falls from €131k to €2k.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €60k ▲29.2%
Operating result €76k, net result €60k, both a record.
02-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity doublescurrent ratio 2.50
Current ratio from 1.01 to 2.50; short-term debt falls from €103k to €45k.
02-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
08-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
09-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jordaensstraat 92550 KontichGround area
836 m²
Building footprint
134 m²
Parcel 11024B0310/00W010, Flanders. Linked by address, not a title deed.
1 establishment unit
Iternia
since 20162.258.935.604
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11024B0310/00W010 | Flanders | 836 m² | 1 · 134 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MAJJI
BE 0727.981.436
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PALANTIR CONSULT
BE 0778.717.087
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HAPPY EXPERTS
BE 0805.884.908
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Of 29,884 companies in sector 62200 we hold annual accounts for 18,321. 10,268 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded05-12-2016
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.