ITER Consulting
ActiveITER Consulting has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €148k and a net result of €-21k. Equity is growing by ~16.2% per year across the filed fiscal years. Its solvency ranks better than 83% of 31191 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
70
/ 100
Healthy▼ -23 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-81
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 4.86 against 3.33 in 2024), and 14.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
18 d late
2024
26 d late
2023
28 d late
2022
67 d late
2021
30 d early
2020
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
08-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€148k▼ 12.7%
2024 · €169k
2020: €74k
2021: €61k
2022: €127k
2023: €142k
2024: €169k
2020 → 2025
Total assets
€172k▼ 17.8%
2024 · €209k
2020: €122k
2021: €79k
2022: €161k
2023: €204k
2024: €209k
2020 → 2025
Net result
€-21k
2024 · €28k
2020: €19k
2021: €-14k
2022: €67k
2023: €43k
2024: €28k
2020 → 2025
Working capital
€94k=
2024 · €94k
2020: €61k
2021: €39k
2022: €99k
2023: €119k
2024: €94k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€61k-€127k▲ 110%€142k▲ 11.2%€169k▲ 19.5%€148k▼ 12.7%
Operating result€-13k-€87k€67k▼ 23.5%€46k▼ 31.6%€-14k
Net result€-14k-€67k€43k▼ 35.2%€28k▼ 36.2%€-21k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €14k after €46k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €172k
Fixed assets
€54k▼ 28.4%
Current assets
€118k▼ 11.9%
Equity and liabilities €172k
Equity
€148k▼ 12.7%
Debt
€24k▼ 39.5%
The debt ratio falls from 19.2% to 14.1%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€8k▼
2024 · €68k
Cash flow
€1▼
2024 · €50k
Solvency
85.9%▲
2024 · 80.8%
Current ratio
4.86▲
2024 · 3.33
Quick ratio
4.86▲
2024 · 3.33
Debt / equity
0.16▼
2024 · 0.24
ROE
-14.5%▼
2024 · 16.3%
ROA
-12.5%▼
2024 · 13.2%
Interest coverage
5.07▼
2024 · 47.28
Debt
€24k▼
2024 · €40k
Debt ≤ 1 year
€24k▼
2024 · €40k
Income taxes
€6k▼
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€209k€172k▼
Fixed assets21/28€76k€54k▼
Intangible fixed assets21€64k€48k▼
Tangible fixed assets22/27€9k€3k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€7k€2k▼
Financial fixed assets28€2k€2k=
Current assets29/58€134k€118k▼
Amounts receivable after more than one year29€75k€82k▲
Trade receivables290€75k-
Other amounts receivable291-€82k
Amounts receivable within one year40/41€35k€1k▼
Trade receivables40€34k-
Other amounts receivable41€2k€1k▼
Cash at bank and in hand54/58€22k€33k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€209k€172k▼
Equity10/15€169k€148k▼
Contributions10/11€100€100=
Reserves13€169k€148k▼
Distributable reserves133€169k€148k▼
Amounts payable17/49€40k€24k▼
Amounts payable within one year42/48€40k€24k▼
Trade debts44€12k€5k▼
Suppliers440/4€12k€5k▼
Taxes, remuneration and social security45€28k€19k▼
Taxes450/3€28k€19k▼
Income statement
Code20242025
Non-recurring operating income76A€22k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€21k▼
Other operating charges640/8€13k€660▼
Gross operating margin9900€81k€8k▼
Operating profit (loss)9901€46k€-14k▼
Financial income75/76B€17€195▲
Recurring financial income75€17€195▲
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€44k€-15k▼
Income taxes67/77€17k€6k▼
Profit (loss) for the period9904€28k€-21k▼
Profit (loss) for the period to be appropriated9905€28k€-21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€169k€-21k▼
Profit (loss) brought forward from the previous period14P€141k-
Transfer from equity791/2-€21k
Transfer to equity691/2€169k-
To other reserves6921€169k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
2025
31-12
Financial
Weakest financial yearnet €-21k ▼178%
Net result drops to €-21k, the lowest in the series.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Equity above €150kEq €169k ▲19.5%
3 profitable years in a row build equity to €169k.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 28 days late
2023
06-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 67 days late
2022
31-12
Financial
Back to profitnet €67k
Net result €67k after one loss-making year.
31-12
Financial
Equity above €100kEq €127k ▲110%
Equity rises from €61k to €127k.
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Frankrijklei 100/92000 AntwerpenGround area
91 m²
Building footprint
91 m²
Volume, LiDAR
2,614 m³
Parcel 11803C0374/00V002, Flanders · tallest building 31.4 m, ±10 floors. Linked by address, not a title deed.
1 establishment unit
Laguune
since 20182.281.514.135
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11803C0374/00V002 | Flanders | 91 m² | 1 · 91 m² | 31.4 m · 10 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HUMABLE
BE 0729.763.662
Beerse · Eq €148k
MARAITE
BE 0792.682.020
Lanaken · Eq €148k
IJK NUMERICS
BE 0810.273.365
Ukkel · Eq €148k
GC PARTNER CONSULTING
BE 0521.826.148
Marche-en-Famenne · Eq €148k
Wingspan
BE 0780.968.279
Gent · Eq €148k
Of 82,127 companies in sector 70200 we hold annual accounts for 52,092. 40,529 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-10-2018
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 08-09-2026. Scores and ratios are computed by Checked and are not a credit decision.