ITECMA
ActiveITECMA has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €60k and a net result of €2k. Equity remains stable across the filed fiscal years (±2.5% per year). Its solvency ranks better than 92% of 11282 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability44▼-2
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 13.95 against 4.58 in 2024; short-term debt: 7.2% and cash: 62.9% of total assets), and 7.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.8%
Return on assets
2.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-08-2026, 14 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
14 d late
2024
5 d late
2023
8 d early
2022
13 d early
2021
5 d early
2020
13 d late
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€2k▼ 38.2%
2024 · €3k
2018: €-4k
2019: €-744
2020: €-3k
2021: €-8k
2022: €-8k
2023: €8k
2024: €3k
2018 → 2025
Working capital
€60k▲ 2.8%
2024 · €58k
2018: €65k
2019: €65k
2020: €63k
2021: €55k
2022: €47k
2023: €55k
2024: €58k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€56k-€48k▼ 14.7%€56k▲ 15.6%€58k▲ 4.7%€60k▲ 2.8%
Operating result€-9k-€-9k▼ 1.2%€8k€2k▼ 69.6%€1k▼ 38.0%
Net result€-8k-€-8k▼ 3.9%€8k€3k▼ 65.0%€2k▼ 38.2%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 38% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €65k
Fixed assets
€139▲ 0.1%
Current assets
€64k▼ 13.4%
Equity and liabilities €65k
Equity
€60k▲ 2.8%
Debt
€5k▼ 71.6%
The debt ratio falls from 21.8% to 7.2%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
92.8%▲
2024 · 78.2%
Current ratio
13.95▲
2024 · 4.58
Quick ratio
11.83▲
2024 · 3.74
Debt / equity
0.08▼
2024 · 0.28
ROE
2.7%▼
2024 · 4.5%
ROA
2.5%▼
2024 · 3.5%
Debt
€5k▼
2024 · €16k
Debt ≤ 1 year
€5k▼
2024 · €16k
Income taxes
€131▲
2024 · €120
Staff costs
€489=
2024 · €489
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€75k€65k▼
Fixed assets21/28€139€139▲
Financial fixed assets28€139€139▲
Current assets29/58€74k€64k▼
Stocks and contracts in progress3€14k€10k▼
Stocks30/36€14k€10k▼
Amounts receivable within one year40/41€10k€14k▲
Trade receivables40€10k€14k▲
Cash at bank and in hand54/58€51k€41k▼
Equity and liabilities
Total equity and liabilities10/49€75k€65k▼
Equity10/15€58k€60k▲
Contributions10/11€50k€50k=
Capital10€50k-
Issued capital100€50k-
Reserves13€7k€7k=
Distributable reserves133€7k€7k=
Profit (loss) carried forward14€1k€3k▲
Amounts payable17/49€16k€5k▼
Amounts payable within one year42/48€16k€5k▼
Trade debts44€16k€5k▼
Suppliers440/4€16k€5k▼
Income statement
Code20242025
Remuneration, social security and pensions62€489€489=
Other operating charges640/8€1k€1k▼
Gross operating margin9900€4k€3k▼
Operating profit (loss)9901€2k€1k▼
Financial income75/76B€810€593▼
Recurring financial income75€810€593▼
Financial charges65/66B€360€264▼
Recurring financial charges65€360€264▼
Profit (loss) for the period before taxes9903€3k€2k▼
Income taxes67/77€120€131▲
Profit (loss) for the period9904€3k€2k▼
Profit (loss) for the period to be appropriated9905€3k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1k€3k▲
Profit (loss) brought forward from the previous period14P€-1k€1k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 14 days late
2025
31-12
Financial
Liquidity triplescurrent ratio 13.95
Current ratio from 4.58 to 13.95; short-term debt falls from €16k to €5k.
05-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 5 days late
2024
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Back to profitnet €8k
Net result €8k after 5 loss-making years.
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Weakest financial yearnet €-8k
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
13-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 13 days late
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
09-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 9 days late
2018
05-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 1983
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dieudonné Lefèvrestraat 21020 BrusselGround area
475 m²
Building footprint
282 m²
Volume, LiDAR
3,767 m³
2 parcels, Brussels · tallest building 19.1 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Eugène Demolderlaan 44, 1030 Schaarbeek
since 19832.022.337.558
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21015A0427/00H003 | Brussels | 320 m² | 1 · 210 m² | 19.1 m · 5 fl. |
| 21815D0329/00F004indicative | Brussels | 155 m² | 1 · 72 m² | 15.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
YOU Solutions Belgium
BE 0770.305.605
Gent · Eq €60k
BassTech Europe
BE 0831.448.168
Dessel · Eq €59k
HORPA
BE 0418.199.761
Koksijde · Eq €59k
ETABLISSEMENTS VAN MALDEREN
BE 0422.887.831
Sint-Jans-Molenbeek · Eq €62k
KNK.be
BE 0461.178.976
Geel · Eq €57k
Of 1,229 companies in sector 46851 we hold annual accounts for 516. 204 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-03-1983
Fiscal year end31-12
Activities, NACEBEL
46851Wholesale of industrial chemicals
51550
Sources
Crossroads Bank for EnterprisesNational Bank · 43 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.