ITCONSTRUCT
ActiveITCONSTRUCT has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37k and a net result of €-17k. Equity is shrinking by ~11.4% per year across the filed fiscal years. Its solvency ranks better than 24% of 1897 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability7▲+2
Solvency45▼-10
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days only on tighter terms
Liquidity short (current ratio 0.05 against 0.13 in 2024; short-term debt: 67.8% and cash: 0.5% of total assets), and 79.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.4%
Return on assets
-9.7%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-17k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 1897 sector peers (2025).
NBB · sector comparisonPosition among 1897 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
49 d early
2024
on the day
2023
54 d early
2022
3 d early
2021
3 d early
2020
4 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€37k▼ 32.2%
2024 · €54k
2018: €91k
2019: €78k
2020: €66k
2021: €56k
2022: €84k
2023: €73k
2024: €54k
2018 → 2025
Total assets
€180k▲ 0.8%
2024 · €179k
2018: €217k
2019: €206k
2020: €196k
2021: €191k
2022: €187k
2023: €177k
2024: €179k
2018 → 2025
Net result
€-17k▲ 9.5%
2024 · €-19k
2018: €-7k
2019: €-13k
2020: €-13k
2021: €-9k
2022: €28k
2023: €-11k
2024: €-19k
2018 → 2025
Working capital
€-117k▼ 31.1%
2024 · €-89k
2018: €-65k
2019: €-72k
2020: €-78k
2021: €-83k
2022: €-52k
2023: €-62k
2024: €-89k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€56k-€84k▲ 49.6%€73k▼ 13.0%€54k▼ 26.2%€37k▼ 32.2%
Operating result€-8k-€30k€-9k€-18k▼ 91.6%€-14k▲ 19.7%
Net result€-9k-€28k€-11k€-19k▼ 76.0%€-17k▲ 9.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €14k in 2025 against €18k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €180k
Fixed assets
€175k▲ 5.6%
Current assets
€6k▼ 58.4%
Equity and liabilities €180k
Equity
€37k▼ 32.2%
Debt
€144k▲ 15.2%
The debt ratio rises from 69.7% to 79.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-8k▲
2024 · €-11k
Cash flow
€-11k▲
2024 · €-13k
Solvency
20.4%▼
2024 · 30.3%
Current ratio
0.05▼
2024 · 0.13
Quick ratio
0.05▼
2024 · 0.13
Debt / equity
3.91▲
2024 · 2.30
ROE
-47.5%▼
2024 · -35.6%
ROA
-9.7%▲
2024 · -10.8%
Interest coverage
-2.39▲
2024 · -6.21
Debt
€144k▲
2024 · €125k
Debt ≤ 1 year
€122k▲
2024 · €102k
Debt > 1 year
€20k▼
2024 · €22k
Income taxes
€92▲
2024 · €14
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€179k€180k▲
Fixed assets21/28€165k€175k▲
Tangible fixed assets22/27€165k€175k▲
Land and buildings22€152k€174k▲
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€12k€0▼
Current assets29/58€13k€6k▼
Amounts receivable within one year40/41€10k€4k▼
Trade receivables40€4k€4k=
Other amounts receivable41€6k€6▼
Cash at bank and in hand54/58€3k€859▼
Deferred charges and accrued income490/1€178€438▲
Equity and liabilities
Total equity and liabilities10/49€179k€180k▲
Equity10/15€54k€37k▼
Contributions10/11€25k€25k=
Revaluation surpluses12€109k€105k▼
Profit (loss) carried forward14€-80k€-93k▼
Amounts payable17/49€125k€144k▲
Amounts payable after more than one year17€22k€20k▼
Financial debts170/4€22k€20k▼
Amounts payable within one year42/48€102k€122k▲
Current portion of amounts payable after more than one year42€3k€3k▲
Trade debts44€3k€34k▲
Suppliers440/4€3k€34k▲
Taxes, remuneration and social security45€419€581▲
Taxes450/3€419€581▲
Other amounts payable47/48€96k€85k▼
Accrued charges and deferred income492/3€97€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▼
Other operating charges640/8€2k€1k▼
Non-recurring operating charges66A-€12k
Gross operating margin9900€-9k€5k▲
Operating profit (loss)9901€-18k€-14k▲
Financial income75/76B€26€0▼
Recurring financial income75€26€0▼
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€-19k€-17k▲
Income taxes67/77€14€92▲
Profit (loss) for the period9904€-19k€-17k▲
Profit (loss) for the period to be appropriated9905€-19k€-17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-84k€-97k▼
Profit (loss) brought forward from the previous period14P€-65k€-80k▼
Transfer from equity791/2€4k€4k=
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €-19k
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
07-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €28k
Net result €28k after 4 loss-making years.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 29 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leopoldplein 42500 LierGround area
43 m²
Parcel 12393F0290/00T004, Flanders. Linked by address, not a title deed.
1 establishment unit
Leopoldplein 4, 2500 Lier
since 19972.082.287.320
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12393F0290/00T004 | Flanders | 43 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
INEW
BE 0896.623.557
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MDB Support
BE 0791.247.113
Puurs-Sint-Amands · Eq €37k
STARTNET SERVICES
BE 0715.829.712
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PROMISED LAND
BE 0463.590.615
Florennes · Eq €37k
STEKO
BE 0445.288.594
Hasselt · Eq €37k
Of 2,726 companies in sector 63100 we hold annual accounts for 1,272. 875 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-06-1997
Fiscal year end31-12
Activities, NACEBEL
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
72300
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.