ITAMconsult
ActiveSummary
ITAMconsult has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €116,839 and a net result of €30,537. Equity is growing by ~47.4% per year across the filed fiscal years. Its solvency ranks better than 45% of 17220 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability86▼-14
Solvency79▲+6
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9,000 at 30 days acceptable
Liquidity ample (current ratio 1.96 against 1.59 in 2024; short-term debt: 45.6% and cash: 83.3% of total assets), and 45.7% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.3%
Return on assets
14.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
3 d early
2024
2 d early
2023
1 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 2 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 July (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€116,839▲ 34.1%
2024 · €87,136
Total assets
€215,269▲ 18.1%
2024 · €182,214
Net result
€30,537▼ 43.2%
2024 · €53,796
Working capital
€94,330▲ 69.7%
2024 · €55,573
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€48,250-€74,491▲ 54.4%€41,916▼ 43.7%
Net result€34,932within the sector's middle half-€53,796above the sector's middle half▲ 54.0%€30,537within the sector's middle half▼ 43.2%
Equity€34,199within the sector's middle half-€87,136within the sector's middle half▲ 155%€116,839within the sector's middle half▲ 34.1%
Total assets€103,689within the sector's middle half-€182,214within the sector's middle half▲ 75.7%€215,269within the sector's middle half▲ 18.1%
Debt€69,490-€95,078▲ 36.8%€98,430▲ 3.5%
Working capital-€6,216below the sector's middle half-€55,573within the sector's middle half€94,330within the sector's middle half▲ 69.7%
Solvency33.0%within the sector's middle half-47.8%within the sector's middle half▲ 14.8pp54.3%within the sector's middle half▲ 6.5pp
Current ratio0.91below the sector's middle half-1.59within the sector's middle half▲ 0.681.96within the sector's middle half▲ 0.37
Return on assets (ROA)33.7%above the sector's middle half-29.5%within the sector's middle half▼ 4.2pp14.2%within the sector's middle half▼ 15.3pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 44% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €215,269
Fixed assets
€22,771 ▼ 28.4%
Current assets
€192,499 ▲ 28.0%
Equity and liabilities €215,269
Equity
€116,839 ▲ 34.1%
Debt
€98,430 ▲ 3.5%
Debt's share of the balance-sheet total falls from 52.2% to 45.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€50,969▼
2024 · €83,545
Cash flow
€39,590▼
2024 · €62,850
Debt to equity
0.84▼
2024 · 1.09
ROE
26.1%▼
2024 · 61.7%
Interest coverage
15.20▼
2024 · 944.01
Debt ≤ 1 year
€98,168▲
2024 · €94,817
Income taxes
€8,025▼
2024 · €20,607
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.8%
went bankrupt
2.3%
stopped otherwise
96%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,390 | €9,054 | €9,054 | = |
| Gross operating margin9900 | €52,640 | €83,545 | €50,969 | ▼ 39.0% |
| Operating profit (loss)9901 | €48,250 | €74,491 | €41,916 | ▼ 43.7% |
| Financial charges65/66B | €39 | €89 | €3,354 | ▲ 3,690% |
| Recurring financial charges65 | €39 | €89 | €3,354 | ▲ 3,690% |
| Profit (loss) for the period before taxes9903 | €48,211 | €74,403 | €38,561 | ▼ 48.2% |
| Income taxes67/77 | €13,279 | €20,607 | €8,025 | ▼ 61.1% |
| Profit (loss) for the period9904 | €34,932 | €53,796 | €30,537 | ▼ 43.2% |
| Profit (loss) for the period to be appropriated9905 | €34,932 | €53,796 | €30,537 | ▼ 43.2% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €103,689 | €182,214 | €215,269 | ▲ 18.1% |
| Fixed assets21/28 | €40,878 | €31,824 | €22,771 | ▼ 28.4% |
| Tangible fixed assets22/27 | €40,878 | €31,824 | €22,771 | ▼ 28.4% |
| Furniture and vehicles24 | €40,878 | €31,824 | €22,771 | ▼ 28.4% |
| Current assets29/58 | €62,811 | €150,390 | €192,499 | ▲ 28.0% |
| Amounts receivable within one year40/41 | €12,358 | €16,260 | €9,317 | ▼ 42.7% |
| Trade receivables40 | €12,352 | €15,246 | €9,317 | ▼ 38.9% |
| Other amounts receivable41 | €7 | €1,014 | - | - |
| Cash at bank and in hand54/58 | €48,470 | €132,247 | €179,319 | ▲ 35.6% |
| Deferred charges and accrued income490/1 | €1,983 | €1,883 | €3,863 | ▲ 105% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €103,689 | €182,214 | €215,269 | ▲ 18.1% |
| Equity10/15 | €34,199 | €87,136 | €116,839 | ▲ 34.1% |
| Contributions10/11 | €100 | €100 | €100 | = |
| Reserves13 | €34,099 | €87,036 | €116,739 | ▲ 34.1% |
| Distributable reserves133 | €34,099 | €87,036 | €116,739 | ▲ 34.1% |
| Amounts payable17/49 | €69,490 | €95,078 | €98,430 | ▲ 3.5% |
| Amounts payable within one year42/48 | €69,027 | €94,817 | €98,168 | ▲ 3.5% |
| Trade debts44 | €656 | €8,346 | €9,002 | ▲ 7.9% |
| Suppliers440/4 | €656 | €8,346 | €9,002 | ▲ 7.9% |
| Taxes, remuneration and social security45 | €20,313 | €37,501 | €35,025 | ▼ 6.6% |
| Taxes450/3 | €20,313 | €35,851 | €33,025 | ▼ 7.9% |
| Remuneration and social security454/9 | - | €1,650 | €2,000 | ▲ 21.2% |
| Other amounts payable47/48 | €48,058 | €48,970 | €54,141 | ▲ 10.6% |
| Accrued charges and deferred income492/3 | €463 | €262 | €262 | = |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €34,932 | €53,796 | €30,537 | ▼ 43.2% |
| + Depreciation and write-downs630 | €4,390 | €9,054 | €9,054 | = |
| Operating cash flow (approximation) | €39,322 | €62,850 | €39,590 | ▼ 37.0% |
| Investment in fixed assets (approximation) | - | €0 | €0 | - |
| Change in cash | - | €83,777 | €47,072 | ▼ 43.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
23-03
State Gazette act
Appointment: Gina Dablio (director)Director discharge · Power of attorney4 facts ▸
State Gazette act
Appointment: Gina Dablio (director)
Director discharge · Power of attorney4 facts ▸
- General meeting, 15/09/2025
- Director appointment, Gina Dablio (director)
- Director discharge, ITAMconsult
- Power of attorney, Accountantskantoor CLAES BV
2025
31-12
Financial
Weakest financial yearnet €30,537 ▼43.2%
Net result drops to €30,537, the lowest in the series.
31-12
Financial
Equity above €100,000Eq €116,839 ▲34.1%
3 profitable years in a row build equity to €116,839.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2023net €53,796 ▲54%
Operating result €74,491, net result €53,796, both a record.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 2 acts read
About the unread acts
Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 director, last change in 2025
Gina Dablio
CurrentDirector · since 15-09-2025
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
1 of this company's 2 Belgian State Gazette acts has not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Lubbeek · 1 establishment unit since 2023
Ground area
1,663 m²
Building footprint
129 m²
Volume, LiDAR
623 m³
Parcel 24066A0188/00L004, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ITAMconsult
since 20232.345.610.250
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24066A0188/00L004 | Flanders | 1,663 m² | 1 · 129 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
1 person since 2025, 1 in office
- Board
| Name | Functions and periods |
|---|---|
| Gina Dablio |
|
Structure & network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, scroll to zoom.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 2,482 EUR awarded · 2,077 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,874 EUR | 1,874 EUR |
| 2024 | 1 | 608 EUR | 203 EUR |
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Of 30,009 companies in sector 62200 we hold annual accounts for 18,399. 15,509 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded23-05-2023
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
63920Other information service activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0801999265
Also
9925:BE0801999265
Registered
28-02-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.