Italique
ActiveItalique has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28k and a net result of €1k. Equity is growing by ~38.9% per year across the filed fiscal years. Its solvency ranks better than 19% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-22
Solvency41▼-10
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.26 against 1.38 in 2024; short-term debt: 48.7% and cash: 11.5% of total assets), and 83.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.1%
Return on assets
0.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 17022 sector peers (2025).
NBB · sector comparisonPosition among 17022 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
31 d late
2024
on the day
2023
9 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€28k▲ 4.7%
2024 · €27k
2023: €7k
2024: €27k
2023 → 2025
Total assets
€174k▲ 66.5%
2024 · €105k
2023: €35k
2024: €105k
2023 → 2025
Net result
€1k▼ 93.6%
2024 · €20k
2023: €4k
2024: €20k
2023 → 2025
Working capital
€22k▼ 14.8%
2024 · €25k
2023: €7k
2024: €25k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€7k-€27k▲ 272%€28k▲ 4.7%
Operating result€5k-€22k▲ 386%€10k▼ 54.2%
Net result€4k-€20k▲ 428%€1k▼ 93.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 54% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €174k
Fixed assets
€68k▲ 480%
Current assets
€107k▲ 14.5%
Equity and liabilities €174k
Equity
€28k▲ 4.7%
Debt
€146k▲ 87.8%
The debt ratio rises from 74.4% to 83.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€22k▼
2024 · €25k
Cash flow
€13k▼
2024 · €22k
Solvency
16.1%▼
2024 · 25.6%
Current ratio
1.26▼
2024 · 1.38
Quick ratio
1.26▼
2024 · 1.38
Debt / equity
5.20▲
2024 · 2.90
ROE
4.5%▼
2024 · 73.1%
ROA
0.7%▼
2024 · 18.8%
Interest coverage
7.41▼
2024 · 9.59
Debt
€146k▲
2024 · €78k
Debt ≤ 1 year
€85k▲
2024 · €68k
Debt > 1 year
€46k▲
2024 · €10k
Income taxes
€7k▲
2024 · €830
Staff costs
€96k▲
2024 · €63k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€105k€174k▲
Fixed assets21/28€12k€68k▲
Tangible fixed assets22/27€12k€67k▲
Plant, machinery and equipment23€614€486▼
Furniture and vehicles24€11k€24k▲
Leasing and similar rights25-€42k
Financial fixed assets28-€725
Current assets29/58€93k€107k▲
Amounts receivable within one year40/41€84k€76k▼
Trade receivables40€66k€47k▼
Other amounts receivable41€18k€28k▲
Cash at bank and in hand54/58€324€20k▲
Deferred charges and accrued income490/1€9k€11k▲
Equity and liabilities
Total equity and liabilities10/49€105k€174k▲
Equity10/15€27k€28k▲
Contributions10/11€4k€4k=
Profit (loss) carried forward14€23k€25k▲
Amounts payable17/49€78k€146k▲
Amounts payable after more than one year17€10k€46k▲
Financial debts170/4€10k€46k▲
Amounts payable within one year42/48€68k€85k▲
Current portion of amounts payable after more than one year42€6k€18k▲
Financial debts43€14k€239▼
Credit institutions430/8€14k€239▼
Trade debts44€26k€22k▼
Suppliers440/4€26k€22k▼
Taxes, remuneration and social security45€22k€45k▲
Taxes450/3€14k€17k▲
Remuneration and social security454/9€8k€28k▲
Accrued charges and deferred income492/3-€15k
Income statement
Code20242025
Remuneration, social security and pensions62€63k€96k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€12k▲
Other operating charges640/8€81€704▲
Gross operating margin9900€88k€119k▲
Operating profit (loss)9901€22k€10k▼
Financial income75/76B€722€1k▲
Recurring financial income75€722€1k▲
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€20k€9k▼
Income taxes67/77€830€7k▲
Profit (loss) for the period9904€20k€1k▼
Profit (loss) for the period to be appropriated9905€20k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€23k€25k▲
Profit (loss) brought forward from the previous period14P€4k€23k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €1k ▼93.6%
Net result drops to €1k, the lowest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2023net €20k ▲428%
Operating result €22k, net result €20k, both a record.
09-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geer · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Jules Stiernet(OM) 884252 GeerGround area
4,492 m²
Building footprint
637 m²
Volume, LiDAR
4,433 m³
2 parcels, Wallonia · tallest building 12.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Ancalagon
since 20232.341.994.823
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64055A0176/00E000 ProtectedSite or landscape |
Wallonia | 2,905 m² | 1 · 412 m² | 12.2 m · 3 fl. |
| 61005B0516/00M014 | Wallonia | 1,587 m² | 1 · 225 m² | 4.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 16,886 companies in sector 62100 we hold annual accounts for 8,777. 6,279 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-02-2023
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
62020IT consultancy
62030Computer programming, consultancy and related activities
62200Computer consultancy and computer facilities management
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.