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ITAC

Active
Private limited companyfounded 20169 yrs activeSteendonkstraat 41, 9140 Temse, BelgiumKBO/BCE: BE 0666.839.960

ITAC has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €66k and a net result of €16k. Equity is shrinking by ~7.1% per year across the filed fiscal years. Its solvency ranks better than 46% of 31545 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
90 / 100
Excellent▼ -3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency96▼-4
Growth32=
Stability100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 1.99 against 7.62 in 2024), and 48.9% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
51.1%
Return on assets
12.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filings
Deviation from the deadline
2025
31 d late
2024
25 d late
2023
26 d late
2022
59 d late
2021
21 d late
2020
31 d late
2019
31 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€66k▼ 17.4%
2024 · €80k
2018: €112k 2019: €160k 2020: €185k 2021: €187k 2022: €187k 2023: €48k 2024: €80k
2018 → 2025
Total assets
€129k▲ 39.9%
2024 · €92k
2018: €127k 2019: €197k 2020: €221k 2021: €272k 2022: €309k 2023: €96k 2024: €92k
2018 → 2025
Net result
€16k▼ 48.7%
2024 · €31k
2018: €33k 2019: €48k 2020: €25k 2021: €57k 2022: €20k 2023: €41k 2024: €31k
2018 → 2025
Working capital
€63k▼ 20.8%
2024 · €79k
2018: €112k 2019: €160k 2020: €185k 2021: €185k 2022: €184k 2023: €46k 2024: €79k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€187k-€187k=€48k▼ 74.1%€80k▲ 64.9%€66k▼ 17.4%
Operating result€72k-€36k▼ 50.7%€54k▲ 51.0%€45k▼ 16.7%€23k▼ 49.7%
Net result€57k-€20k▼ 64.3%€41k▲ 101%€31k▼ 23.6%€16k▼ 48.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60k€80kOperating result 2021: €72k€72kNet result 2021: €57k€57kOperating result 2022: €36k€36kNet result 2022: €20k€20kOperating result 2023: €54k€54kNet result 2023: €41k€41kOperating result 2024: €45k€45kNet result 2024: €31k€31kOperating result 2025: €23k€23kNet result 2025: €16k€16k20212022202320242025
The operating result has fallen two years in a row; 2025 is 50% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €129k
Fixed assets €3k▲ 180%
Current assets €126k▲ 38.0%
Equity and liabilities €129k
Equity €66k▼ 17.4%
Debt €63k▲ 410%
The debt ratio rises from 13.4% to 48.9%: debt grows while equity shrinks.
Key figures and ratios
2025 value · change against 2024
EBITDA
€23k
2024 · €47k
Cash flow
€17k
2024 · €33k
Solvency
51.1%
2024 · 86.6%
Current ratio
1.99
2024 · 7.62
Quick ratio
1.99
2024 · 7.62
Debt / equity
0.96
2024 · 0.16
ROE
24.4%
2024 · 39.3%
ROA
12.5%
2024 · 34.1%
Interest coverage
12.71
2024 · 12.10
Debt
€63k
2024 · €12k
Debt ≤ 1 year
€63k
2024 · €12k
Income taxes
€6k
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€92k€129k
Fixed assets21/28€1k€3k
Tangible fixed assets22/27€1k€3k
Plant, machinery and equipment23-€417
Furniture and vehicles24€1k-
Other tangible fixed assets26-€3k
Current assets29/58€91k€126k
Amounts receivable within one year40/41€74k€118k
Trade receivables40€37k€62k
Other amounts receivable41€36k€56k
Cash at bank and in hand54/58€17k€5k
Deferred charges and accrued income490/1-€3k
Equity and liabilities
Total equity and liabilities10/49€92k€129k
Equity10/15€80k€66k
Contributions10/11€19k€19k=
Reserves13€61k€47k
Distributable reserves133€61k€47k
Profit (loss) carried forward14€0€27
Amounts payable17/49€12k€63k
Amounts payable within one year42/48€12k€63k
Trade debts44€0€48k
Suppliers440/4€0€48k
Taxes, remuneration and social security45€12k€11k
Taxes450/3€12k€11k
Other amounts payable47/48€0€5k
Accrued charges and deferred income492/3€437€25
Income statement Code20242025
Remuneration, social security and pensions62€45-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€802
Other operating charges640/8€3k€3k
Gross operating margin9900€50k€26k
Operating profit (loss)9901€45k€23k
Financial income75/76B-€947
Recurring financial income75-€947
Financial charges65/66B€4k€2k
Recurring financial charges65€4k€2k
Profit (loss) for the period before taxes9903€41k€22k
Income taxes67/77€10k€6k
Profit (loss) for the period9904€31k€16k
Profit (loss) for the period to be appropriated9905€31k€16k
Appropriation of the result
Profit (loss) to be appropriated9906€31k€16k
Transfer from equity791/2€0€30k
Transfer to equity691/2€31k€16k
To other reserves6921€31k€16k
Profit to be distributed694/7€0€30k
Return on contributions (dividend)694€0€30k

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial Weakest financial yearnet €16k ▼48.7%
Net result drops to €16k, the lowest in the series.
25-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial Liquidity quadruplescurrent ratio 7.62
Current ratio from 1.98 to 7.62; short-term debt falls from €47k to €12k.
26-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
28-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 59 days late
2022
21-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 21 days late
2021
31-12
Financial Highest result since 2018net €57k ▲127%
Operating result €72k, net result €57k, both a record.
31-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial Equity above €150kEq €160k ▲42.8%
2 profitable years in a row build equity to €160k.
29-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
31-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Temse · 1 establishment unit since 2016
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Steendonkstraat 419140 Temse
Ground area
2,222 m²
Building footprint
208 m²
Volume, LiDAR
1,123 m³
Parcel 46302C0634/00H000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ITAC
Steendonkstraat 41, 9140 TemseComputer programming, consultancy and related activities
since 20162.259.097.831
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46302C0634/00H000 Flanders 2,222 m² 1 · 208 m² 9.1 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 39,423 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded01-12-2016
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.