Equity
€339,610 ▲ 29.1%
IT4REAL has made a profit in every financial year since 2006.
IT4REAL
Lifetime
20 annual accounts with figures on one time axis, 25 filings since 2001peak €113,725 (2025)
€113,725▲ 43.9%
peak €76,541 (2025)
€76,541▲ 43.2%
peak €339,610 (2025)
€339,610▲ 29.1%
€205,361▼ 0.7%
Board2 names since 2000
2 directorsFransen John Ludo and 1 other
Documentsfilings and deeds
10-06-202651 days before the deadline
2025micro format
Gross margin from €79,016 to €113,725Result from €53,460 to €76,541Equity from €263,069 to €339,610Cash from €256,753 to €356,004
Key points
from the 2025 annual accountsFilings
25 annual accounts since 2001
Seven of the last ten came late. The 2021 accounts came latest: 31 days after the end of the period.
Position in the sector
€339,610
More equity than 90% of companies in computing infrastructure and information services. Sector median €60,623 · 2,302 companies.
Checked score
96
Excellent
Financially stronger than 64% of micro companies in computing infrastructure and information services (NACE 63)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 2,947 companies (NACE 63, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025highest value
08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026lowest value
08-2026: < 0.1%● unchanged vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 2.63, cash €356,004
Size: total assets €544,971
Equity €339,610 (62.3% of total assets)
Sector: Computing infrastructure, data processing, hosting and other information service activities (NACE 63)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 63, micro). It does better than 57% of them on solvency, 71% on liquidity, 57% on profitability and 71% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 20,137 companies had the same profile as IT4REAL has now. Each dot stands for 51 companies, two years later.
95.1%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
That fits the bankruptcy probability of IT4REAL itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,137 companies, not a prediction for IT4REAL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.63 (2.17 in 2024), above the usual 1.5. Short-term debt is 36.6% and cash 65.3% of total assets. 37.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 days early
2024
24 days early
2023
30 days late
2022
31 days late
2021
31 days late
2020
31 days early
2019
28 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 2 days after the deadline. In the sector (NACE 63), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 55 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
FJ
Fransen John Ludo
Director, since 27-09-2000
VL
Van Loy Dominique
Director, since 15-06-2005
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0472862033
Capital decrease of €201,000 to €20,000
Capital from €221,000 to €20,000 · Gazette deed
First establishment
Rue de Coeurcq 52, Tubize
Incorporation
published on 06-10-2000 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| IT4REAL Tubize | €544,971 | €113,725 | 62.3% | - |
| OPTEMI Wemmel | €466,702 | €115,332 | 60.9% | - |
| AVTECH Eghezée | €627,168 | €93,061 | 81.0% | - |
| SANFOCUS Overijse | €458,277 | €124,810 | 90.1% | - |
| Top Consulting Genappe | €414,771 | €123,621 | 4.4% | 1 |
| LTF SOFTWARE Villers-la-Ville | €762,154 | €124,774 | 98.5% | - |
| 72dpi Wavre | €378,880 | €146,191 | 43.8% | - |
These companies have the same main activity as IT4REAL: computing infrastructure, data processing, hosting and related activities (NACE 63100). They are comparable in size and age: total assets between €379,000 and €762,000, founded between 1998 and 2003.
Official details
Source: KBO- Status
- Active since 27-09-2000Normal situation
- Activity
- Computing infrastructure, data processing, hosting and related activitiesNACE 63100
- Establishment unit
- 2.131.985.6651480 Tubize, since 18-06-2003
- Financial year end
- 31 December
- Peppol
- Reachable since 24-12-2025
Annual accounts 2025
- ≈ €280,000estimated
- €544,971▲ 16.0%
- Filing
- Filed on 10-06-2026, 51 days before the end of the filing period
Insights on IT4REAL
IT4REAL files the micro format. That format states no turnover. The gross margin rose from €47,916 in 2006 to €113,725 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about IT4REAL
- What is the company number of IT4REAL?
- The company number of IT4REAL is 0472.862.033. The VAT number is the same number with BE in front: BE 0472.862.033.
- Where is IT4REAL based?
- The registered office is at Rue de Coeurcq 52, 1480 Tubize.Company details
- What does IT4REAL do?
- According to the KBO register, the main activity is computing infrastructure, data processing, hosting and related activities (NACE 63100).
- What is the legal form of IT4REAL?
- IT4REAL is a private limited company (pre-2019) (BVBA).
- When was IT4REAL founded?
- IT4REAL was founded on 27-09-2000.
- Is IT4REAL still active?
- Yes, IT4REAL is an active enterprise in the KBO register.
- What is the turnover of IT4REAL?
- The turnover in financial year 2025 is ≈ €280,000. This figure is estimated from the gross margin of €113,725 and 2,203 comparable companies of the same size. It probably lies between €190,000 and €440,000. It is a rough estimate.Financials
- Is IT4REAL profitable?
- In financial year 2025, IT4REAL made a profit of €76,541.
- Where can I find the annual accounts of IT4REAL?
- IT4REAL filed 25 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of IT4REAL due?
- IT4REAL must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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