IT4MANAGEMENT
ActiveSummary
IT4MANAGEMENT has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €271,247 and a net result of €4,856. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 95% of 2282 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability71▲+5
Solvency100=
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20,000 at 30 days acceptable
short-term debt: 0.7% and cash: 1.7% of total assets, and 0.7% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-08-2025, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
13 d late
2023
3 d late
2022
31 d late
2021
22 d late
2020
1 d late
2019
21 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 8 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€4,856
2023 · -€5,214
Working capital
€239,381▼ 5.6%
2023 · €253,703
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result-€7,616-€6,278▲ 17.6%€36,848€6,017▼ 83.7%€2,474▼ 58.9%
Net result-€7,841-€6,676▲ 14.9%€36,436-€5,214€4,856
Equity€262,396▼ 2.9%€255,720▼ 2.5%€292,156▲ 14.2%€266,392▼ 8.8%€271,247▲ 1.8%
Total assets€271,266▼ 2.5%€259,375▼ 4.4%€301,236▲ 16.1%€267,347▼ 11.2%€273,030▲ 2.1%
Debt€8,870▲ 11.9%€3,655▼ 58.8%€9,080▲ 148%€955▼ 89.5%€1,783▲ 86.7%
Working capital€259,443▼ 2.8%€252,148▼ 2.8%€285,652▲ 13.3%€253,703▼ 11.2%€239,381▼ 5.6%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 59% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €273,030
Fixed assets
€31,866 ▲ 151%
Current assets
€241,164 ▼ 5.3%
Equity and liabilities €273,030
Equity
€271,247 ▲ 1.8%
Debt
€1,783 ▲ 86.7%
Debt's share of the balance-sheet total rises from 0.4% to 0.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€13,955▲
2023 · €10,816
Cash flow
€16,337▲
2023 · -€415
Debt to equity
0.01▲
2023 · 0.00
ROE
1.8%▲
2023 · -2.0%
ROA
1.8%▲
2023 · -2.0%
Interest coverage
117.27▲
2023 · 22.03
Debt ≤ 1 year
€1,783▲
2023 · €955
Income taxes
€2,694▼
2023 · €11,023
A ratio outside any meaningful range has been withheld (balance sheet total €273,030, equity €271,247).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 10,891 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
0.6%
went bankrupt
4.0%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 10,891 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,297 | €2,408 | €2,693 | €4,799 | €11,481 | ▲ 139% |
| Other operating charges640/8 | - | €4,089 | €2,255 | €2,495 | €2,698 | ▲ 8.1% |
| Gross operating margin9900 | -€4,600 | €220 | €41,797 | €13,311 | €16,653 | ▲ 25.1% |
| Operating profit (loss)9901 | -€7,616 | -€6,278 | €36,848 | €6,017 | €2,474 | ▼ 58.9% |
| Financial income75/76B | - | €0 | - | €283 | €5,195 | ▲ 1,736% |
| Recurring financial income75 | €4 | €0 | - | €283 | €5,195 | ▲ 1,736% |
| Financial charges65/66B | - | €145 | €122 | €491 | €119 | ▼ 75.8% |
| Recurring financial charges65 | €97 | €145 | €122 | €491 | €119 | ▼ 75.8% |
| Profit (loss) for the period before taxes9903 | -€7,709 | -€6,423 | €36,726 | €5,809 | €7,550 | ▲ 30.0% |
| Income taxes67/77 | €132 | €253 | €291 | €11,023 | €2,694 | ▼ 75.6% |
| Profit (loss) for the period9904 | -€7,841 | -€6,676 | €36,436 | -€5,214 | €4,856 | ▲ 193% |
| Profit (loss) for the period to be appropriated9905 | -€7,841 | -€6,676 | €36,436 | -€5,214 | €4,856 | ▲ 193% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €271,266 | €259,375 | €301,236 | €267,347 | €273,030 | ▲ 2.1% |
| Fixed assets21/28 | €2,953 | €3,572 | €6,504 | €12,689 | €31,866 | ▲ 151% |
| Tangible fixed assets22/27 | €2,953 | €3,572 | €6,504 | €12,689 | €31,866 | ▲ 151% |
| Plant, machinery and equipment23 | - | €0 | €4,110 | €10,167 | €7,368 | ▼ 27.5% |
| Furniture and vehicles24 | - | €3,572 | €2,394 | €2,522 | €24,498 | ▲ 871% |
| Current assets29/58 | €268,313 | €255,803 | €294,732 | €254,658 | €241,164 | ▼ 5.3% |
| Amounts receivable within one year40/41 | €6,875 | €8,819 | €3,544 | €6,474 | €7,655 | ▲ 18.2% |
| Trade receivables40 | - | €3,118 | €3,544 | €1,985 | €834 | ▼ 58.0% |
| Other amounts receivable41 | - | €5,701 | - | €4,489 | €6,821 | ▲ 51.9% |
| Current investments50/53 | €260,000 | €246,284 | - | €210,000 | €229,000 | ▲ 9.0% |
| Cash at bank and in hand54/58 | €1,438 | €552 | €291,187 | €38,184 | €4,509 | ▼ 88.2% |
| Deferred charges and accrued income490/1 | - | €147 | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €271,266 | €259,375 | €301,236 | €267,347 | €273,030 | ▲ 2.1% |
| Equity10/15 | €262,396 | €255,720 | €292,156 | €266,392 | €271,247 | ▲ 1.8% |
| Contributions10/11 | €18,550 | €18,550 | €18,550 | - | - | - |
| Capital10 | - | €18,550 | €18,550 | - | - | - |
| Issued capital100 | - | €18,550 | €18,550 | - | - | - |
| Reserves13 | €2,000 | €2,000 | €2,000 | - | - | - |
| Non-distributable reserves130/1 | - | €2,000 | €2,000 | - | - | - |
| Legal reserve130 | - | €2,000 | €2,000 | - | - | - |
| Profit (loss) carried forward14 | €241,846 | €235,170 | €271,606 | €266,392 | €271,247 | ▲ 1.8% |
| Amounts payable17/49 | €8,870 | €3,655 | €9,080 | €955 | €1,783 | ▲ 86.7% |
| Amounts payable within one year42/48 | €8,870 | €3,655 | €9,080 | €955 | €1,783 | ▲ 86.7% |
| Trade debts44 | €237 | €381 | €204 | €760 | €1,783 | ▲ 135% |
| Suppliers440/4 | - | €381 | €204 | €760 | €1,783 | ▲ 135% |
| Taxes, remuneration and social security45 | - | €500 | €8,876 | €195 | - | - |
| Taxes450/3 | - | - | €2,626 | €195 | - | - |
| Remuneration and social security454/9 | - | €500 | €6,250 | - | - | - |
| Other amounts payable47/48 | - | €2,774 | €0 | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€7,841 | -€6,676 | €36,436 | -€5,214 | €4,856 | ▲ 193% |
| + Depreciation and write-downs630 | €1,297 | €2,408 | €2,693 | €4,799 | €11,481 | ▲ 139% |
| Operating cash flow (approximation) | -€6,544 | -€4,268 | €39,129 | -€415 | €16,337 | ▲ 4,037% |
| Investment in fixed assets (approximation) | - | -€3,028 | -€5,625 | -€10,984 | -€30,658 | ▼ 179% |
| Change in cash | - | -€886 | €290,635 | -€253,003 | -€33,675 | ▲ 86.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 13 days late
13-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 13 days late
2024
31-12
Financial
Back to profitnet €4,856
Net result €4,856 after one loss-making year.
03-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 3 days late
2023
31-12
Financial
Liquidity times 8current ratio 266.66
Current ratio from 32.46 to 266.66; short-term debt falls from €9,080 to €955.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
31-12
Financial
Back to profitnet €36,436
Net result €36,436 after 2 loss-making years.
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 22 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 69.98
Current ratio from 30.25 to 69.98; short-term debt falls from €8,870 to €3,655.
01-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 1 day late
2020
31-12
Financial
Weakest financial yearnet -€7,841
Net result drops to -€7,841, the lowest in the series; recovery starts the following year.
10-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
Show earlier events
2019
31-12
Financial
Back to profitnet €736
Net result €736 after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 31 days late
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
16-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2009
Ground area
725 m²
Building footprint
168 m²
Volume, LiDAR
1,085 m³
Parcel 92128B0186/00X000, Wallonia · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IT4MANAGEMENT
since 20092.181.956.008
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92128B0186/00X000 | Wallonia | 725 m² | 1 · 168 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,219 companies in sector 82100 we hold annual accounts for 3,509. 2,325 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-10-2009
Fiscal year end31-12
Abbreviation FR
IT4M
Activities, NACEBEL 2025
82100Office administrative and support services
64210Activities of holding companies
Contact
E-mail
milesbradley2@gmail.com
E-invoicing
Reachable via Peppol
Peppol ID
0208:0819970791
Registered
12-11-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.