IT3 CONSULTANTS
ActiveIT3 CONSULTANTS has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €158k and a net result of €19k. Equity is growing by ~15.6% per year across the filed fiscal years. Its solvency ranks better than 50% of 16935 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability59▲+4
Solvency99▲+2
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 4.15 against 3.3 in 2024), and 39.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.5%
Return on assets
7.1%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 16-01-2026, 104 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
104 d early
2024
41 d early
2023
96 d early
2022
4 d late
2021
2 d early
2020
31 d early
2019
43 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€158k▲ 12.6%
2024 · €140k
2018: €48k
2019: €64k
2020: €79k
2021: €96k
2022: €104k
2023: €126k
2024: €140k
2018 → 2025
Total assets
€262k▲ 0.8%
2024 · €259k
2018: €297k
2019: €286k
2020: €270k
2021: €251k
2022: €248k
2023: €259k
2024: €259k
2018 → 2025
Net result
€19k▲ 20.3%
2024 · €15k
2018: €20k
2019: €22k
2020: €20k
2021: €22k
2022: €14k
2023: €28k
2024: €15k
2018 → 2025
Working capital
€118k▲ 24.9%
2024 · €95k
2018: €-9k
2019: €13k
2020: €25k
2021: €46k
2022: €62k
2023: €79k
2024: €95k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€96k-€104k▲ 8.7%€126k▲ 21.2%€140k▲ 11.6%€158k▲ 12.6%
Operating result€36k-€23k▼ 36.4%€31k▲ 36.2%€24k▼ 24.3%€26k▲ 9.9%
Net result€22k-€14k▼ 36.4%€28k▲ 96.3%€15k▼ 44.4%€19k▲ 20.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 10% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €262k
Fixed assets
€106k▼ 14.4%
Current assets
€156k▲ 14.7%
Equity and liabilities €262k
Equity
€158k▲ 12.6%
Debt
€103k▼ 13.1%
The debt ratio falls from 45.9% to 39.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€44k▲
2024 · €41k
Cash flow
€36k▲
2024 · €33k
Solvency
60.5%▲
2024 · 54.1%
Current ratio
4.15▲
2024 · 3.30
Quick ratio
4.15▲
2024 · 3.30
Debt / equity
0.65▼
2024 · 0.85
ROE
11.8%▲
2024 · 11.0%
ROA
7.1%▲
2024 · 6.0%
Interest coverage
13.80▲
2024 · 11.22
Debt
€103k▼
2024 · €119k
Debt ≤ 1 year
€38k▼
2024 · €41k
Debt > 1 year
€66k▼
2024 · €77k
Income taxes
€7k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€259k€262k▲
Fixed assets21/28€124k€106k▼
Tangible fixed assets22/27€124k€106k▼
Land and buildings22€119k€102k▼
Furniture and vehicles24€5k€4k▼
Current assets29/58€136k€156k▲
Amounts receivable within one year40/41€9k€19k▲
Trade receivables40€9k€18k▲
Other amounts receivable41€650€692▲
Current investments50/53€94k€47k▼
Cash at bank and in hand54/58€30k€87k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€259k€262k▲
Equity10/15€140k€158k▲
Contributions10/11€19k€19k=
Reserves13€122k€140k▲
Distributable reserves133€122k€140k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€119k€103k▼
Amounts payable after more than one year17€77k€66k▼
Financial debts170/4€77k€66k▼
Amounts payable within one year42/48€41k€38k▼
Current portion of amounts payable after more than one year42€12k€13k▲
Financial debts43€2k€2k▼
Credit institutions430/8€2k€2k▼
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€9k€4k▼
Taxes450/3€4k€4k▲
Remuneration and social security454/9€5k€0▼
Other amounts payable47/48€17k€17k▲
Accrued charges and deferred income492/3€641€224▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€18k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€42k€45k▲
Operating profit (loss)9901€24k€26k▲
Financial income75/76B€1k€3k▲
Recurring financial income75€1k€3k▲
Non-recurring financial income76B€0-
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€21k€26k▲
Income taxes67/77€6k€7k▲
Profit (loss) for the period9904€15k€19k▲
Profit (loss) for the period to be appropriated9905€15k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€15k€19k▲
Transfer from equity791/2€207€0▼
Transfer to equity691/2€15k€18k▲
To other reserves6921€15k€18k▲
Profit to be distributed694/7€850€859▲
Return on contributions (dividend)694€850€859▲
Directors or managers695€0-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Equity above €150kEq €158k ▲12.6%
8 profitable years in a row build equity to €158k.
20-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Highest result since 2018net €28k ▲96.3%
Net result €28k, the highest in the series.
04-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 4 days late
2022
30-09
Financial
Weakest financial yearnet €14k ▼36.4%
Net result drops to €14k, the lowest in the series; recovery starts the following year.
30-09
Financial
Equity above €100kEq €104k ▲8.7%
5 profitable years in a row build equity to €104k.
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
18-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nijlen · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vennestraat 152560 NijlenGround area
229 m²
Building footprint
89 m²
Volume, LiDAR
676 m³
Parcel 12026D0079/00G011, Flanders · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Vennestraat 15, 2560 Nijlen
since 19962.079.532.124
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12026D0079/00G011 | Flanders | 229 m² | 1 · 89 m² | 10.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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VAGSTUDIO
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Of 16,807 companies in sector 62100 we hold annual accounts for 8,747. 6,790 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-12-1996
Fiscal year end30-09
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
72220
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.