IT WISE
ActiveSummary
IT WISE has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €4,558 and a net result of €4,458. Its solvency ranks better than 45% of 37,587 sector peers (NACE 70, financial year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 23-10-2024 Normal situation
- Activity
- Business and other management consultancy NACE 70200
- Establishment unit
- 2.366.277.683 5000 Namur, since 23-10-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 19-06-2026
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.2%
- Gross margin
- €5,572
- Turnover
- ≈ €26,000
- estimated
- Profit
- €4,458
- Equity
- €4,558
- Total assets
- €8,650
- 2024 accounts filed 27 days after the deadline
Score breakdownraises riskFigures for financial year 2024 (filed on 27-08-2025)Founded in 2024lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Liquidity: current ratio 2.11, cash €2,600Show the evidence
Checked score
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 48% of them on solvency, 56% on liquidity and 84% on profitability.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its 2024 accounts 27 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (1)
Financials
Financials · financial year 2024, micro format
2024 annual accounts filed 27 days after the deadline Filed on 27 August 2025, deadline 31 July 2025 (7 months after the close on 31 December 2024, Companies Code art. 3:10). Source: NBB, 2025-00413692.
Annual accounts 2024 filed on 27-08-2025 at the NBB
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
| Line | 2024 |
|---|---|
| Gross operating margin9900 | €5,572 |
| Operating profit (loss)9901 | €5,572 |
| Profit (loss) for the period before taxes9903 | €5,572 |
| Income taxes67/77 | €1,114 |
| Profit (loss) for the period9904 | €4,458 |
| Profit (loss) for the period to be appropriated9905 | €4,458 |
| Line | 2024 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €8,650 | |
| Current assets29/58 | €8,650 | |
| Amounts receivable within one year40/41 | €6,050 | |
| Trade receivables40 | €6,050 | |
| Cash at bank and in hand54/58 | €2,600 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €8,650 | |
| Equity10/15 | €4,558 | |
| Contributions10/11 | €100 | |
| Profit (loss) carried forward14 | €4,458 | |
| Amounts payable17/49 | €4,092 | |
| Amounts payable within one year42/48 | €4,092 | |
| Trade debts44 | €1,785 | |
| Suppliers440/4 | €1,785 | |
| Taxes, remuneration and social security45 | €2,307 | |
| Taxes450/3 | €2,307 | |
| Line | 2024 |
|---|---|
| Profit (loss) for the period9904 | €4,458 |
| Operating cash flow (approximation) | €4,458 |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 39,278 companies had the same profile as IT WISE has now. Two years later, 95.8% were still going and 1.8% had gone bankrupt.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of IT WISE itself is lower: 0.2% within 12 months. It rests on far more data about IT WISE than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for IT WISE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2024 | micro format | 27-08-2025 | 2025-00413692 |
Board & ownership
Directors
Board 1
Other functions 1
Owners and capital
Shareholders
- LEMOINE Albert 99 shares (99%) · €99
- DEROUX Anne-Catherine 1 share (1%) · €1
Capital transactions
- 05-11-2024 Incorporation · €100 · 100 shares
Mandate history
- Board
- Other function
| Name | Functions and periods |
|---|---|
| LEMOINE Albert |
|
Articles of association
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Notification du projet à la gérance par lettre recommandée avec accusé de réception, majorité de trois-quarts des associés même entre…”
Articles of association, deed of 05-11-2024 (in French)
Network & group
IT WISE shares no director with another company.
Companies at the same address
1 other companyConnections & network
1 current directorThe network starts from the directors of IT WISE. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
05-11
Gazette deed
IncorporationStarting capital €100 · Appointment: LEMOINE Albert (administrateur/gérant non statutaire,commandité) · Founder9 points ▸
- Incorporation, 17-10-2024
- Founder, LEMOINE Albert (general partner)
- Founder, DEROUX Anne-Catherine (associée commanditaire)
- Founding capital, €100
- Other provision, “frais de constitution”, 1000 (deed in French)
- General meeting, “dispositions transitoires” (deed in French)
- Director appointment, LEMOINE Albert (administrateur/gérant non statutaire,commandité)
- Pre-incorporation commitments, “takeover, tous engagements,obligations et activités entrepris au nom et pour compte de société en formation” (deed in French)
- Pre-incorporation commitments, “interim mandate, souscrire pour compte société en formation actes et engagements nécessaires ou utiles à objet,mandat de mandataire” (deed in French)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
4 activities
- Société de management,d'aide aux entreprises,que ce soit dans les domaines commerciaux,financiers,stratégiques de développement,publicitaires ou administratifs
- À l'achat et la vente du matériel nécessaire à la mise en place de solutions et projets liés aux activités décrites ci-dessus
- Pour son propre compte:i.L'acquisition par souscription ou achat et la gestion d'actions,d'obligations,de bons de caisse et d'autres valeurs mobilières généralement quelconques,de sociétés belges ou étrangères,existantes ou à constituer ainsi que la gestion d'un patrimoine mobilier
- Ii.La constitution et la gestion d'un patrimoine immobilier et la location-financement de biens immeubles aux tiers,l'acquisition par l'achat ou autrement,la vente,l'échange,la construction,la transformation,l'amélioration,l'équipement,l'aménagement,l'embellissement,l'entretien,la location,la prise en location,le lotissement,la prospection et l'exploitation de biens immobiliers,ainsi que toutes opérations qui,directement ou indirectement sont en relation avec cet objet et qui sont de nature à favoriser l'accroissement et le rapport d'un patrimoine immobilier,de même que se porter caution pour la bonne fin d'engagements pris par des tiers qui auraient la jouissance de ces biens immobiliers
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 92302E0355/00B002 | Wallonia | 861 m² | 1 · 98 m² | 9.6 m · 3 |