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IT POINT

Active
Private limited companyfounded 200718 yrs activeNelemeersstraat 80, 9830 Sint-Martens-Latem, BelgiumKBO/BCE: BE 0893.151.749
Summary

IT POINT has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16,816 and a net result of -€1,503. Equity is growing by ~15.7% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.1% (low).

Checked score

Score 2025
Axes · tick = 2023
Profitability68▲+28
Solvency30=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.03 against 0.08 in 2023; short-term debt: 94.8% and cash: 2.6% of total assets), and 94.8% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 18 years 0 20 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
5.2%
Return on assets
-0.5%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 11-01-2026, 109 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
109 d early
2024
110 d early
2023
112 d early
2022
104 d early
2021
83 d early
2020
109 d early
2019
94 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 103 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

IT POINT was incorporated on 29 October 2007.1 Total assets went from EUR 336,711 in 2018 to EUR 320,638 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€16,816▼ 2.8%
2023 · €17,296
Total assets
€320,638▼ 8.7%
2023 · €351,118
Net result
-€1,503
2023 · €3,558
Working capital
-€295,631▲ 4.1%
2023 · -€308,171
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232025
Operating result€1,749▼ 37.3%€6,744▲ 286%€3,940▼ 41.6%€5,517▲ 40.0%-€1,459-
Net result-€403€4,406€1,611▼ 63.4%€3,558▲ 121%-€1,503-
Equity€7,721▼ 5.0%€12,127▲ 57.1%€13,738▲ 13.3%€17,296▲ 25.9%€16,816-
Total assets€341,543▼ 0.1%€345,949▲ 1.3%€347,560▲ 0.5%€351,118▲ 1.0%€320,638-
Debt€333,822=€333,822=€333,822=€333,822=€303,822-
Working capital-€167,746▲ 1.9%-€163,340▲ 2.6%-€161,729▲ 1.0%-€308,171▼ 90.5%-€295,631-
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
-€2,500€0€2,500€5,000€7,500Operating result 2020: €1,749€1,749Net result 2020: -€403-€403Operating result 2021: €6,744€6,744Net result 2021: €4,406€4,406Operating result 2022: €3,940€3,940Net result 2022: €1,611€1,611Operating result 2023: €5,517€5,517Net result 2023: €3,558€3,558Operating result 2025: -€1,459-€1,459Net result 2025: -€1,503-€1,50320202021202220232025-€2,000€0€2,000€4,000€6,000Operating result 2022: €3,940€3,940Net result 2022: €1,611€1,610Operating result 2023: €5,517€5,520Net result 2023: €3,558€3,560Operating result 2025: -€1,459-€1,460Net result 2025: -€1,503-€1,500202220232025
The operating result is -€1,459 in 2025, compared with €5,517 in 2023. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Assets €320,638
Fixed assets €312,447 ▼ 4.0%
Current assets €8,191 ▼ 68.1%
Equity and liabilities €320,638
Equity €16,816 ▼ 2.8%
Debt €303,822 ▼ 9.0%
Debt's share of the balance-sheet total falls from 95.1% to 94.8%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2023
EBITDA
€5,051
Cash flow
€5,007
Current ratio
0.03▼
2023 · 0.08
Debt to equity
18.07▼
2023 · 19.30
ROE
-8.9%▼
2023 · 20.6%
ROA
-0.5%▼
2023 · 1.0%
Interest coverage
114.80
Debt ≤ 1 year
€303,822▼
2023 · €333,822
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,037 companies that looked in July 2024 the way this one looks now, 2.9% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 10 to 20 years old
  • solvency under 10%
  • a small loss
2.9% went bankrupt
2.6% stopped otherwise
94% still going

A further 1.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,037 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2023 · 30 lines
Balance sheet Code20232025
Assets
Total assets20/58€351,118€320,638▼
Fixed assets21/28€325,467€312,447▼
Tangible fixed assets22/27€325,467€312,447▼
Land and buildings22€325,467€312,447▼
Current assets29/58€25,651€8,191▼
Cash at bank and in hand54/58€25,651€8,191▼
Equity and liabilities
Total equity and liabilities10/49€351,118€320,638▼
Equity10/15€17,296€16,816▼
Contributions10/11€20,000€20,000=
Capital10€20,000€20,000=
Issued capital100€20,000€20,000=
Reserves13€9,805€9,805=
Non-distributable reserves130/1€2,000€2,000=
Legal reserve130€2,000€2,000=
Distributable reserves133€7,805€7,805=
Profit (loss) carried forward14-€12,509-€12,989▼
Amounts payable17/49€333,822€303,822▼
Amounts payable within one year42/48€333,822€303,822▼
Financial debts43€333,822€303,822▼
Other loans439€333,822€303,822▼
Income statement Code20232025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€6,510
Gross operating margin9900€5,517€5,051▼
Operating profit (loss)9901€5,517-€1,459▼
Financial charges65/66B€1,959€44▼
Recurring financial charges65€1,959€44▼
Profit (loss) for the period before taxes9903€3,558-€1,503▼
Profit (loss) for the period9904€3,558-€1,503▼
Profit (loss) for the period to be appropriated9905€3,558-€1,503▼
Appropriation of the result
Profit (loss) to be appropriated9906-€12,509-€12,989▼
Profit (loss) brought forward from the previous period14P-€16,067-€11,486▲

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,695---€6,510-
Gross operating margin9900€5,444€6,744€3,940€5,517€5,051-
Operating profit (loss)9901€1,749€6,744€3,940€5,517-€1,459-
Financial charges65/66B--€2,329€1,959€44-
Recurring financial charges65€2,152€2,338€2,329€1,959€44-
Profit (loss) for the period before taxes9903-€403€4,406€1,611€3,558-€1,503-
Profit (loss) for the period9904-€403€4,406€1,611€3,558-€1,503-
Profit (loss) for the period to be appropriated9905-€403€4,406€1,611€3,558-€1,503-
Line20202021202220232025Change
Assets
Total assets20/58€341,543€345,949€347,560€351,118€320,638-
Fixed assets21/28€325,467€325,467€325,467€325,467€312,447-
Tangible fixed assets22/27€325,467€325,467€325,467€325,467€312,447-
Land and buildings22--€325,467€325,467€312,447-
Current assets29/58€16,076€20,482€22,093€25,651€8,191-
Cash at bank and in hand54/58€16,076€20,482€22,093€25,651€8,191-
Equity and liabilities
Total equity and liabilities10/49€341,543€345,949€347,560€351,118€320,638-
Equity10/15€7,721€12,127€13,738€17,296€16,816-
Contributions10/11€20,000€20,000€20,000€20,000€20,000-
Capital10--€20,000€20,000€20,000-
Issued capital100--€20,000€20,000€20,000-
Reserves13€9,805€9,805€9,805€9,805€9,805-
Non-distributable reserves130/1--€2,000€2,000€2,000-
Legal reserve130--€2,000€2,000€2,000-
Distributable reserves133--€7,805€7,805€7,805-
Profit (loss) carried forward14-€22,084-€17,678-€16,067-€12,509-€12,989-
Amounts payable17/49€333,822€333,822€333,822€333,822€303,822-
Amounts payable after more than one year17€150,000€150,000€150,000---
Financial debts170/4--€150,000---
Amounts payable within one year42/48€183,822€183,822€183,822€333,822€303,822-
Financial debts43--€183,822€333,822€303,822-
Other loans439--€183,822€333,822€303,822-
Line20202021202220232025Change
Profit (loss) for the period9904-€403€4,406€1,611€3,558-€1,503-
+ Depreciation and write-downs630€3,695---€6,510-
Operating cash flow (approximation)€3,292€4,406€1,611€3,558€5,007-
Investment in fixed assets (approximation)-€0€0€0--
Change in cash-€4,406€1,611€3,558--

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
11-01
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial Weakest financial yearnet -€1,503
Net result drops to -€1,503, the lowest in the series.
10-01
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
09-01
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
16-01
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
06-02
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial Back to profitnet €4,406
Net result €4,406 after one loss-making year.
11-01
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
27-01
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
07-01
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
06-02
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
03-04
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Martens-Latem · 1 establishment unit since 2007
seat establishment The establishment unit on the map
Ground area
4,150 m²
Building footprint
243 m²
Volume, LiDAR
1,534 m³
Parcel 44064A0148/00L000, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
IT POINT
Nelemeersstraat 80, 9830 Sint-Martens-LatemNACE 4531003
since 20072.166.745.319
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44064A0148/00L000 Flanders 4,150 m² 1 · 243 m² 10.1 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded29-10-2007
Fiscal year end30-09
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.