Skip to content

IT ONE

Active Risk: not assessed
Private limited companyfounded 2022active for 4 yearsAvenue du Verseau 22, 1410 Waterloo, BelgiumKBO/BCE: BE 0785.686.142
Summary

IT ONE is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €11,932 and a net result of €8,932. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 27% of 3,056 sector peers (NACE 66, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Overview

Official details

Source: KBO
Status
Active since 04-05-2022 Normal situation
Activity
Other activities auxiliary to financial services, excluding insurance and pension funding NACE 66199and 1 other
Establishment unit
2.331.680.357 1410 Waterloo, since 04-05-2022
Financial year end
31 December
Peppol
Reachable since 01-07-2026

Board and ownership

Board

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Profit
€8,932
▲ 26.4%
Equity
€11,932
▼ 73.5%
Total assets
€54,782
▲ 7.1%
SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-06-2026, 37 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
37 days early
2024
27 days early
2023
36 days early
2022
45 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 36 days before the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 June (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Financials

Financials · financial year 2025, micro format

Annual accounts 2025 filed on 24-06-2026 at the NBB all 4 filings

Equity
€11,932▼ 73.5%
2024 · €45,102
Net result
€8,932▲ 26.4%
2024 · €7,067
Total assets
€54,782▲ 7.1%
2024 · €51,167
Solvency
21.8%▼ 66.4pp
2024 · 88.1%
Multi-year overview
2022 to 2025, 4 financial years
Operating result
€12,522
▲ 19.5% 2025
20222025
Net result
€8,932
▲ 26.4% 2025
middle half of the sector
20222025
Equity
€11,932
▼ 73.5% 2025
lowest quarter of the sector
20222025
Total assets
€54,782
▲ 7.1% 2025
lowest quarter of the sector
20222025
Debt
€42,850
▲ 607% 2025
20222025
Working capital
-€7,973
2025
lowest quarter of the sector
20222025
Solvency
21.8%
▼ 66.4pp 2025
middle half of the sector
20222025
Current ratio
0.81
▼ 7.08 2025
lowest quarter of the sector
20222025
Return on assets (ROA)
16.3%
▲ 2.5pp 2025
middle half of the sector
20222025
Every figure per financial year
Every figure with its change against the financial year before
favourable unfavourable
Line2022202320242025
Operating result€12,624-€31,982▲ 153%€10,479▼ 67.2%€12,522▲ 19.5%
Net result€9,924below the sector's middle half-€25,112within the sector's middle half▲ 153%€7,067within the sector's middle half▼ 71.9%€8,932within the sector's middle half▲ 26.4%
Equity€12,924below the sector's middle half-€38,036within the sector's middle half▲ 194%€45,102within the sector's middle half▲ 18.6%€11,932below the sector's middle half▼ 73.5%
Total assets€29,243below the sector's middle half-€63,944below the sector's middle half▲ 119%€51,167below the sector's middle half▼ 20.0%€54,782below the sector's middle half▲ 7.1%
Debt€16,319-€25,909▲ 58.8%€6,064▼ 76.6%€42,850▲ 607%
Working capital€12,874within the sector's middle half-€32,624within the sector's middle half▲ 153%€41,560within the sector's middle half▲ 27.4%-€7,973below the sector's middle half
Solvency44.2%within the sector's middle half-59.5%within the sector's middle half▲ 15.3pp88.1%above the sector's middle half▲ 28.7pp21.8%within the sector's middle half▼ 66.4pp
Current ratio1.79within the sector's middle half-2.26within the sector's middle half▲ 0.477.90above the sector's middle half▲ 5.640.81below the sector's middle half▼ 7.08
Return on assets (ROA)33.9%above the sector's middle half-39.3%above the sector's middle half▲ 5.3pp13.8%within the sector's middle half▼ 25.5pp16.3%within the sector's middle half▲ 2.5pp
above within below The sector band is the middle half of the companies in Activities auxiliary to financial services and insurance activities (NACE 66). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.

The operating result for 2025 is 19% higher than in 2024. It is a recovery after the fall in 2024.

The turnover shown is an estimate from the gross margin.

Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €54,782
Fixed assets €19,905 ▲ 456%
Current assets €34,877 ▼ 26.7%
Equity and liabilities €54,782
Equity €11,932 ▼ 73.5%
Debt €42,850 ▲ 607%
Debt's share of the balance-sheet total rises from 11.9% to 78.2%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
ROE
74.9%▲
2024 · 15.7%
Debt ≤ 1 year
€42,850▲
2024 · €6,026
Income taxes
€3,223▲
2024 · €2,978
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Investments

fixed assets acquired
Item2022202320242025
Tangible fixed assets-€5,494-€20,124
Financial fixed assets€50---
Depreciation and write-downs of the year-€132€1,831€788

Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet Code20242025
Assets
Total assets20/58€51,167€54,782▲
Fixed assets21/28€3,581€19,905▲
Tangible fixed assets22/27€3,531€19,855▲
Plant, machinery and equipment23€519€217▼
Furniture and vehicles24€3,011€19,638▲
Financial fixed assets28€50€50=
Current assets29/58€47,586€34,877▼
Amounts receivable within one year40/41€8,969€9,334▲
Trade receivables40€8,830€5,400▼
Other amounts receivable41€139€3,934▲
Cash at bank and in hand54/58€38,578€24,444▼
Deferred charges and accrued income490/1€39€1,099▲
Equity and liabilities
Total equity and liabilities10/49€51,167€54,782▲
Equity10/15€45,102€11,932▼
Contributions10/11€3,000€3,000=
Reserves13€42,102€8,932▼
Distributable reserves133€42,102€8,932▼
Amounts payable17/49€6,064€42,850▲
Amounts payable within one year42/48€6,026€42,850▲
Trade debts44€35€224▲
Suppliers440/4€35€224▲
Taxes, remuneration and social security45€5,229€6,491▲
Taxes450/3€2,978€6,315▲
Remuneration and social security454/9€2,251€176▼
Other amounts payable47/48€762€36,135▲
Accrued charges and deferred income492/3€38-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,831€788▼
Other operating charges640/8€463€1,831▲
Gross operating margin9900€12,773€15,141▲
Operating profit (loss)9901€10,479€12,522▲
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€434€368▼
Recurring financial charges65€434€368▼
Profit (loss) for the period before taxes9903€10,045€12,155▲
Income taxes67/77€2,978€3,223▲
Profit (loss) for the period9904€7,067€8,932▲
Profit (loss) for the period to be appropriated9905€7,067€8,932▲
Appropriation of the result
Profit (loss) to be appropriated9906€7,067€8,932▲
Transfer to equity691/2€7,067€8,932▲
To other reserves6921€7,067€8,932▲

The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 24-06-2026.

Line2022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€132€1,831€788▼ 57.0%
Other operating charges640/8€398€384€463€1,831▲ 295%
Gross operating margin9900€13,022€32,499€12,773€15,141▲ 18.5%
Operating profit (loss)9901€12,624€31,982€10,479€12,522▲ 19.5%
Financial income75/76B---€1-
Recurring financial income75---€1-
Financial charges65/66B-€48€434€368▼ 15.2%
Recurring financial charges65-€48€434€368▼ 15.2%
Profit (loss) for the period before taxes9903€12,624€31,934€10,045€12,155▲ 21.0%
Income taxes67/77€2,700€6,822€2,978€3,223▲ 8.2%
Profit (loss) for the period9904€9,924€25,112€7,067€8,932▲ 26.4%
Profit (loss) for the period to be appropriated9905€9,924€25,112€7,067€8,932▲ 26.4%
Line2022202320242025Change
Assets
Total assets20/58€29,243€63,944€51,167€54,782▲ 7.1%
Fixed assets21/28€50€5,412€3,581€19,905▲ 456%
Tangible fixed assets22/27-€5,362€3,531€19,855▲ 462%
Plant, machinery and equipment23-€822€519€217▼ 58.3%
Furniture and vehicles24-€4,540€3,011€19,638▲ 552%
Financial fixed assets28€50€50€50€50=
Current assets29/58€29,193€58,533€47,586€34,877▼ 26.7%
Amounts receivable within one year40/41€9,846€9,859€8,969€9,334▲ 4.1%
Trade receivables40€9,846€9,657€8,830€5,400▼ 38.8%
Other amounts receivable41-€202€139€3,934▲ 28×
Cash at bank and in hand54/58€19,125€46,910€38,578€24,444▼ 36.6%
Deferred charges and accrued income490/1€221€1,764€39€1,099▲ 28×
Equity and liabilities
Total equity and liabilities10/49€29,243€63,944€51,167€54,782▲ 7.1%
Equity10/15€12,924€38,036€45,102€11,932▼ 73.5%
Contributions10/11€3,000€3,000€3,000€3,000=
Reserves13€9,924€35,036€42,102€8,932▼ 78.8%
Distributable reserves133€9,924€35,036€42,102€8,932▼ 78.8%
Amounts payable17/49€16,319€25,909€6,064€42,850▲ 607%
Amounts payable within one year42/48€16,319€25,909€6,026€42,850▲ 611%
Trade debts44€2,494€12,716€35€224▲ 531%
Suppliers440/4€2,494€12,716€35€224▲ 531%
Taxes, remuneration and social security45€7,188€13,193€5,229€6,491▲ 24.1%
Taxes450/3€7,188€11,433€2,978€6,315▲ 112%
Remuneration and social security454/9-€1,761€2,251€176▼ 92.2%
Other amounts payable47/48€6,637-€762€36,135▲ 47×
Accrued charges and deferred income492/3--€38--
Line2022202320242025Change
Profit (loss) for the period9904€9,924€25,112€7,067€8,932▲ 26.4%
+ Depreciation and write-downs630-€132€1,831€788▼ 57.0%
Operating cash flow (approximation)€9,924€25,244€8,898€9,720▲ 9.2%
Investment in fixed assets (approximation)--€5,494€0-€17,112-
Change in cash-€27,784-€8,331-€14,134▼ 69.7%

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (4)
Financial year Type Filed Reference Document
31-12-2025 micro format 24-06-2026 2026-00191504 PDF
31-12-2024 micro format 04-07-2025 2025-00232451 PDF
31-12-2023 micro format 25-06-2024 2024-00158662 PDF
31-12-2022 full format 16-06-2023 2023-00130450 PDF

Board & ownership

Directors

Directors
1 director, no change since 2022
GERARD Thomas-Lucas
Director · since 04-05-2022 · listed in the 2025 annual accounts, filed on 24-06-2026
Current
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“Article 13 : Représentation de la société L’administrateur (chacun des administrateurs) représente la société à l'égard des tiers et en…”
deed of 06-05-2022

Owners and capital

Network & group

Board mandates elsewhere

1 board mandate
Board mandates of IT ONEIT ONE sits on their board1
1 location

Companies at the same address

3 other companies

Connections & network

1 current director
Depth

The board mandates are listed under Board mandates elsewhere. The network lets you explore the same ties.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Acts, filings and financial milestones

Deadline for the 2026 accounts: 31-07-2027
2026
24-06
NBB filing Annual accounts 2025 filedNBB
micro format · 37 days before the deadline
2025
04-07
NBB filing Annual accounts 2024 filedPDF
micro format · 27 days before the deadline
2024
31-12
Financial Weakest financial yearnet €7,067 ▼71.9%
The net result drops to €7,067, the lowest from 2022 to 2025. It recovers the following year.
31-12
Financial Liquidity more than triplescurrent ratio 7.90
The current ratio rises from 2.26 to 7.90. Short-term debt falls from €25,909 to €6,026.
25-06
NBB filing Annual accounts 2023 filedPDF
micro format · 36 days before the deadline
2023
31-12
Financial Highest result from 2022 to 2025net €25,112 ▲153%
The operating result of €31,982 and the net result of €25,112 are both a record.
16-06
NBB filing Annual accounts 2022 filedPDF
full format · 45 days before the deadline
2022
06-05
Gazette deed Incorporation
Appointment: GERARD Thomas-Lucas (director) · Founder · Founding capital14 points ▸
  • Incorporation, “IT ONE” (deed in French)
  • Founder, GERARD Thomas-Lucas
  • Founding capital, €3,000
  • Other provision, “montant imprimé ****, frais,rémunérations ou charges incombant à la société en raison de sa constitution” (deed in French)
  • Other provision, “plan financier, Code des sociétés et des associations” (deed in French)
  • Other provision, “responsabilité des fondateurs en cas de faillite dans les trois ans de la constitution si capitaux propres de départ manifestement insuffisants, capitaux propre…” (deed in French)
  • Other provision, “respect des conditions fixées aux articles 5:3,5:5 et 5:8 du Code des sociétés et des associations” (deed in French)
  • Board rule, 1, “NOMINATION D’ADMINISTRATEUR(S)” (deed in French)
  • Director appointment, GERARD Thomas-Lucas (director)
  • Pre-incorporation commitments, “takeover, tous engagements,obligations et activités entreprises au nom et pour compte de la société en formation” (deed in French)
  • Declaration, “exercice de l'objet-autorisations préalables, notaire a attiré attention sur autorisations ou licences préalables ou conditions d'accès à la profession” (deed in French)
  • Declaration, “certification d'identité, nom,prénoms,numéro registre national/bis,lieu et date naissance,domicile correspondent à carte d'identité/registre national” (deed in French)
  • The act holds 2 more points.

Open the act in the Belgian Official Gazette

Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

History

IT ONE was incorporated on 4 May 2022 as a private limited company.1 Since 2022, GERARD Thomas-Lucas has served as director.2 Total assets rose from €29,243 in 2022 to €54,782 in 2025.3

  1. 1KBO register
  2. 2National Bank, annual accounts 2025
  3. 3National Bank, annual accounts 2022 and 2025

Company details

Register details

Identity

KBO record
Name IT ONE in French
Enterprise number 0785.686.142
Legal form Private limited company
Status Active, normale toestand
Founded 04-05-2022
Entity type Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 06-05-2022 (in French)

Registered office and establishments

Registered office Avenue du Verseau 22, 1410 Waterloo, Belgium
Establishment unit IT ONE, Avenue du Verseau 22, 1410 Waterloo since 04-05-2022 · unit number 2.331.680.35747400 Retail sale of information and communication equipment
E-mail thomas@it-one.biz
Phone 0472817174

Activities

NACEBEL 2025
66199 Other activities auxiliary to financial services, excluding insurance and pension funding main activity
62900 Other information technology and computer services
Codes under NACEBEL 2008
66199 Activities auxiliary to financial services and insurance activities main activity
62090 Computer programming, consultancy and related activities
PurposeThe purpose describes the activities the company may carry out under its articles.
“L'étude, le développement, la conception, l'achat, la vente, la commercialisation, l'entretien, et la maintenance de logiciels, d'outils…”
2 activities
  1. L'étude, le développement, la conception, l'achat, la vente, la commercialisation, l'entretien, et la maintenance de logiciels, d'outils multimédias de systèmes informatiques, de systèmes d'information et de communication, de matériel informatique, de matériel de bureautique et de tous leurs accessoires.
  2. Le conseil, l'étude, la formation, l'assistance, l'audit, et la prestation de tous services en matière d'informatique, de communication et de management lié.
deed of 06-05-2022 (in French)

Invoicing and payment

VAT number BE 0785.686.142
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:0785686142
Other Peppol ID 9925:BE0785686142
Registered 01-07-2026

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 2 November 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Thursday of June at 18:00
deed of 06-05-2022 (in French)

Sites & property

Location
registered office establishment The establishment unit on the map
4 companies at this address See who is registered here

Buildings and parcels at the address

Ground area
882 m²
Building footprint
126 m²
Building volume
652 m³
Cadastral parcel Region Area Buildings Height / floors
25764N0724/00K002 Wallonia 882 m² 1 · 126 m² 7.2 m · 2