IT FA CONSULTING
ActiveSummary
IT FA CONSULTING has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €327,823 and a net result of €85,035. Equity is growing by ~20% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability98▲+2
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30,000 at 30 days acceptable
Liquidity ample (current ratio 10.58 against 5.1 in 2023; short-term debt: 9.3% and cash: 41.1% of total assets), and 9.3% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
90.7%
Return on assets
23.5%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
3 d early
2023
1 d early
2022
32 d late
2021
6 d early
2020
39 d early
2019
8 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 8 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, micro schema
In the rankings
#4 company by equity in Court-Saint-Etienne, Telecoms and IT sector#7 company by total assets in Court-Saint-Etienne, Telecoms and IT sector#8 oldest company in Court-Saint-Etienne, Telecoms and IT sector
Equity
€327,823▲ 33.2%
2023 · €246,202
Total assets
€361,327▲ 18.9%
2023 · €303,979
Net result
€85,035▲ 28.2%
2023 · €66,315
Working capital
€320,838▲ 35.5%
2023 · €236,803
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€38,957▲ 477%€91,941▲ 136%€88,969▼ 3.2%€94,841▲ 6.6%€97,050▲ 2.3%
Net result€26,829within the sector's middle half▲ 686%€65,139above the sector's middle half▲ 143%€54,480above the sector's middle half▼ 16.4%€66,315above the sector's middle half▲ 21.7%€85,035above the sector's middle half▲ 28.2%
Equity€130,821within the sector's middle half▲ 10.3%€177,644above the sector's middle half▲ 35.8%€210,812above the sector's middle half▲ 18.7%€246,202above the sector's middle half▲ 16.8%€327,823above the sector's middle half▲ 33.2%
Total assets€175,331within the sector's middle half▲ 35.1%€222,145within the sector's middle half▲ 26.7%€252,990within the sector's middle half▲ 13.9%€303,979above the sector's middle half▲ 20.2%€361,327above the sector's middle half▲ 18.9%
Debt€44,510▲ 298%€44,501=€42,178▼ 5.2%€57,777▲ 37.0%€33,503▼ 42.0%
Working capital€122,063above the sector's middle half▲ 13.0%€165,843above the sector's middle half▲ 35.9%€196,718above the sector's middle half▲ 18.6%€236,803above the sector's middle half▲ 20.4%€320,838above the sector's middle half▲ 35.5%
Solvency74.6%within the sector's middle half▼ 16.8pp80.0%above the sector's middle half▲ 5.4pp83.3%above the sector's middle half▲ 3.4pp81.0%above the sector's middle half▼ 2.3pp90.7%above the sector's middle half▲ 9.7pp
Current ratio5.11above the sector's middle half▼ 5.555.44above the sector's middle half▲ 0.335.66above the sector's middle half▲ 0.225.10above the sector's middle half▼ 0.5710.58above the sector's middle half▲ 5.48
Return on assets (ROA)15.3%within the sector's middle half▲ 12.7pp29.3%above the sector's middle half▲ 14.0pp21.5%within the sector's middle half▼ 7.8pp21.8%within the sector's middle half▲ 0.3pp23.5%within the sector's middle half▲ 1.7pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 2% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €361,327
Fixed assets
€6,985 ▼ 25.7%
Current assets
€354,342 ▲ 20.3%
Equity and liabilities €361,327
Equity
€327,823 ▲ 33.2%
Debt
€33,503 ▼ 42.0%
Debt's share of the balance-sheet total falls from 19.0% to 9.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€102,264▲
2023 · €100,016
Cash flow
€90,249▲
2023 · €71,489
Debt to equity
0.10▼
2023 · 0.23
ROE
25.9%▼
2023 · 26.9%
Interest coverage
40.19▼
2023 · 52.63
Debt ≤ 1 year
€33,503▼
2023 · €57,777
Income taxes
€37,197▲
2023 · €28,285
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,371 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.5%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,371 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €790 | €5,086 | €5,129 | €5,174 | €5,214 | ▲ 0.8% |
| Other operating charges640/8 | - | €985 | €293 | €399 | €552 | ▲ 38.2% |
| Gross operating margin9900 | €41,612 | €98,011 | €94,392 | €100,415 | €102,816 | ▲ 2.4% |
| Operating profit (loss)9901 | €38,957 | €91,941 | €88,969 | €94,841 | €97,050 | ▲ 2.3% |
| Financial income75/76B | - | €87 | €528 | €1,659 | €27,727 | ▲ 1,571% |
| Recurring financial income75 | - | €87 | €528 | €1,659 | €27,727 | ▲ 1,571% |
| Financial charges65/66B | - | €747 | €12,388 | €1,900 | €2,545 | ▲ 33.9% |
| Recurring financial charges65 | €241 | €747 | €12,388 | €1,900 | €2,545 | ▲ 33.9% |
| Profit (loss) for the period before taxes9903 | €38,716 | €91,281 | €77,109 | €94,600 | €122,231 | ▲ 29.2% |
| Income taxes67/77 | €11,887 | €26,142 | €22,629 | €28,285 | €37,197 | ▲ 31.5% |
| Profit (loss) for the period9904 | €26,829 | €65,139 | €54,480 | €66,315 | €85,035 | ▲ 28.2% |
| Profit (loss) for the period to be appropriated9905 | €26,829 | €65,139 | €54,480 | €66,315 | €85,035 | ▲ 28.2% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €175,331 | €222,145 | €252,990 | €303,979 | €361,327 | ▲ 18.9% |
| Fixed assets21/28 | €23,574 | €18,942 | €14,095 | €9,399 | €6,985 | ▼ 25.7% |
| Tangible fixed assets22/27 | €23,549 | €18,917 | €14,070 | €9,374 | €6,960 | ▼ 25.8% |
| Furniture and vehicles24 | - | €18,917 | €14,070 | €9,374 | €4,396 | ▼ 53.1% |
| Other tangible fixed assets26 | - | - | - | - | €2,564 | - |
| Financial fixed assets28 | €25 | €25 | €25 | €25 | €25 | = |
| Current assets29/58 | €151,757 | €203,203 | €238,896 | €294,580 | €354,342 | ▲ 20.3% |
| Amounts receivable within one year40/41 | €31,807 | €28,750 | €36,377 | €33,033 | €15,488 | ▼ 53.1% |
| Trade receivables40 | - | €28,750 | €33,130 | €33,033 | €15,488 | ▼ 53.1% |
| Other amounts receivable41 | - | - | €3,248 | - | - | - |
| Current investments50/53 | - | €66,705 | €89,663 | €125,646 | €187,959 | ▲ 49.6% |
| Cash at bank and in hand54/58 | €118,724 | €106,375 | €111,685 | €134,343 | €148,501 | ▲ 10.5% |
| Deferred charges and accrued income490/1 | - | €1,373 | €1,170 | €1,558 | €2,394 | ▲ 53.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €175,331 | €222,145 | €252,990 | €303,979 | €361,327 | ▲ 18.9% |
| Equity10/15 | €130,821 | €177,644 | €210,812 | €246,202 | €327,823 | ▲ 33.2% |
| Contributions10/11 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €102,656 | €149,480 | €182,648 | €218,038 | €299,659 | ▲ 37.4% |
| Distributable reserves133 | - | €149,480 | €182,648 | €218,038 | €299,659 | ▲ 37.4% |
| Profit (loss) carried forward14 | €21,965 | €21,965 | €21,965 | €21,965 | €21,965 | = |
| Amounts payable17/49 | €44,510 | €44,501 | €42,178 | €57,777 | €33,503 | ▼ 42.0% |
| Amounts payable after more than one year17 | €14,817 | €7,141 | - | - | - | - |
| Financial debts170/4 | - | €7,141 | - | - | - | - |
| Amounts payable within one year42/48 | €29,693 | €37,360 | €42,178 | €57,777 | €33,503 | ▼ 42.0% |
| Current portion of amounts payable after more than one year42 | - | €7,676 | €7,141 | - | - | - |
| Trade debts44 | €2,013 | €921 | €1,541 | €1,273 | €1,475 | ▲ 15.9% |
| Suppliers440/4 | - | €921 | €1,541 | €1,273 | €1,475 | ▲ 15.9% |
| Taxes, remuneration and social security45 | - | €8,596 | €12,183 | €23,555 | €21,756 | ▼ 7.6% |
| Taxes450/3 | - | €8,596 | €12,183 | €23,555 | €21,756 | ▼ 7.6% |
| Other amounts payable47/48 | - | €20,167 | €21,312 | €32,949 | €10,272 | ▼ 68.8% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €26,829 | €65,139 | €54,480 | €66,315 | €85,035 | ▲ 28.2% |
| + Depreciation and write-downs630 | €790 | €5,086 | €5,129 | €5,174 | €5,214 | ▲ 0.8% |
| Operating cash flow (approximation) | €27,620 | €70,225 | €59,610 | €71,489 | €90,249 | ▲ 26.2% |
| Investment in fixed assets (approximation) | - | -€454 | -€283 | -€479 | -€2,800 | ▼ 485% |
| Change in cash | - | -€12,349 | €5,310 | €22,658 | €14,158 | ▼ 37.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €85,035 ▲28.2%
Operating result €97,050, net result €85,035, both a record.
31-12
Financial
Liquidity doublescurrent ratio 10.58
Current ratio from 5.10 to 10.58; short-term debt falls from €57,777 to €33,503.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-12
Financial
Equity above €200,000Eq €210,812 ▲18.7%
5 profitable years in a row build equity to €210,812.
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150,000Eq €177,644 ▲35.8%
4 profitable years in a row build equity to €177,644.
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €3,414 ▼89%
Net result drops to €3,414, the lowest in the series; recovery starts the following year.
Show earlier events
31-12
Financial
Liquidity doublescurrent ratio 10.66
Current ratio from 5.00 to 10.66; short-term debt falls from €26,539 to €11,179.
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Court-Saint-Etienne · 1 establishment unit since 2006
Ground area
1,143 m²
Building footprint
123 m²
Volume, LiDAR
966 m³
2 parcels, Wallonia · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
IT FA Consulting
since 20062.154.904.983
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25023D0196/00L000 | Wallonia | 783 m² | 1 · 64 m² | 8.7 m · 2 fl. |
| 25023F0104/00G000 | Wallonia | 361 m² | 1 · 60 m² | 10.6 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,008 companies in sector 62200 we hold annual accounts for 18,400. 13,480 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-06-2006
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
E-invoicing
Reachable via Peppol
Peppol ID
0208:0881850952
Registered
03-09-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.