Equity
€54,198 from €101,577 in 2020
Equity fell by 47% in 5 years.
IT-Efficiently
Lifetime
8 annual accounts with figures on one time axispeak €106,864 (2018)
-€28,183▼ €48,953
lowest -€28,798 (2025)
-€28,798▼ €19,236
peak €101,577 (2020)
€54,198▼ 34.7%
€2,942▲ 101%
Board1 name since 2017
1 directorLEMONTZIS Emmanuel
Documentsfilings and deeds
18-08-202618 days late
2025micro format
Gross margin from €20,769 to -€28,183Loss of €28,798Equity from €82,996 to €54,198Debts from €1,465 to €2,942Cash from €35,847 to €6,854
Key points
from the 2025 annual accountsLosses
-€44,632 in three years
Every financial year from 2023 to 2025 closed with a loss. 2025 was the heaviest.
Position in the sector
-€28,798
Lower net result than 95% of companies in computer programming and consultancy. Sector median €28,568 · 21,214 companies.
2025 accounts filed 18 days after the deadlineTurnover not published (micro format)
Checked score
55
Fair
Financially stronger than 39% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: 1.5% to 4.2%
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59.
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024lowest value
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.2%▲ +0.1 percentage points vs 08-2025
10-2025: 0.1%▼ -0.1 percentage points vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.2%▲ +0.1 percentage points vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026highest value
10-2026: 0.2%● unchanged vs 09-2026highest value
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year
Loss of €28,798, the second in a row (financial year 2025)
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Size: total assets €57,140
Equity €54,198 (94.9% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 48% on liquidity, 5% on profitability and 19% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,591 companies had the same profile as IT-Efficiently has now. Each dot stands for 9 companies, two years later.
87.3%
were still trading
9.4%
stopped another way
3.0%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of IT-Efficiently itself is lower: 0.2% within 12 months. It rests on far more data about IT-Efficiently than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,591 companies, not a prediction for IT-Efficiently. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,500 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is ample, with a current ratio of 18.92 (55.65 in 2024), above the usual 1.5. Short-term debt is 5.1% and cash 12% of total assets. 5.1% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€28,798
raises risk · 2025 accounts filed 18 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 8 filingsDeviation from the deadline
2025
18 days late
2024
32 days late
2023
24 days late
2022
60 days late
2021
29 days late
2020
31 days late
2019
90 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 41 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0679445111
Purpose change · Amendment of the articles · Legal-form change · Resignations & appointments
“L’achat,la vente,l’importation,l’exportation,l’initiation,la formation,la mise à la disposition,de tous…” (deed in French) · Director in office: LEMONTZIS Emmanuel · General meeting of 08-12-2023 · Gazette deed
Incorporation
published on 02-08-2017 · Gazette deed
First establishment
Place du Marais 52, Pont-à-Celles
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| IT-Efficiently Pont-à-Celles | €57,140 | -€28,183 | 94.9% | - |
| ADALTA Sint-Gillis (bij-Brussel) | €57,604 | -€1,862 | 69.6% | - |
| Simple Complexity Aalter | €56,243 | -€98,035 | -31.4% | - |
| HVH Services Dendermonde | €53,253 | €352 | 38.8% | - |
| PICASSART Namur | €65,039 | -€68,457 | -38.6% | - |
| FdN Consulting Perwez | €65,449 | -€1,741 | 5.2% | - |
| SFINX PRODUCTIONS Wortegem-Petegem | €63,567 | -€5,684 | -206.2% | - |
These companies have the same main activity as IT-Efficiently: computer programming (NACE 62100). They are comparable in size and age: total assets between €53,300 and €65,400, founded between 2016 and 2018.
Official details
Source: KBO- Status
- Active since 31-07-2017Normal situation
- Activity
- Computer programmingNACE 62100and 3 others
- Establishment unit
- 2.266.772.1156230 Pont-à-Celles, since 31-07-2017
- Financial year end
- 31 December
- Peppol
- Reachable since 27-11-2025
Insights on IT-Efficiently
IT-Efficiently files the micro format. That format states no turnover. The gross margin fell from €106,864 in 2018 to -€28,183 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about IT-Efficiently
- What is the company number of IT-Efficiently?
- The company number of IT-Efficiently is 0679.445.111. The VAT number is the same number with BE in front: BE 0679.445.111.
- Where is IT-Efficiently based?
- The registered office is at Place du Marais 52, 6230 Pont-à-Celles.Company details
- What does IT-Efficiently do?
- According to the KBO register, the main activity is computer programming (NACE 62100).
- What is the legal form of IT-Efficiently?
- IT-Efficiently is a private limited company (BV).
- When was IT-Efficiently founded?
- IT-Efficiently was founded on 31-07-2017.
- Is IT-Efficiently still active?
- Yes, IT-Efficiently is an active enterprise in the KBO register.
- How many employees does IT-Efficiently have?
- IT-Efficiently had an average of 0.8 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
- What is the turnover of IT-Efficiently?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.
- Is IT-Efficiently profitable?
- In financial year 2025, IT-Efficiently made a loss of €28,798.
- Where can I find the annual accounts of IT-Efficiently?
- IT-Efficiently filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of IT-Efficiently due?
- IT-Efficiently must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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