IT DISCOUNT
ActiveSummary
IT DISCOUNT has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€3,114) and a net result of -€3,930. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 21% of 18716 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability26▲+26
Solvency21▼-5
Growth52=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.97 against 1.01 in 2024; short-term debt: 103.6% and cash: 2.5% of total assets), and equity is negative.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-3.6%
Return on assets
-4.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
18192022232425
2018 to 2025 · latest year -€3,114
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
69 d late
2023
4 d late
2022
21 d late
2020
61 d late
2019
88 d late
2018
210 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 69 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 August (4 of the last 5 filed years within 33 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
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Financials · fiscal year 2025, micro schema
Turnover
€7,120▼ 24.2%
2024 · €9,389
EBIT margin
-52.9%▲ 107.3pp
2024 · -160.2%
Net result
-€3,930▲ 74.2%
2024 · -€15,220
Working capital
-€3,114
2024 · €816
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202022202320242025
Turnover€69,234▼ 61.5%€9,389€7,120▼ 24.2%
Operating result-€3,077€760--€174-€15,039▼ 8,563%-€3,767▲ 74.9%
Net result-€3,352below the sector's middle half€559within the sector's middle half--€461within the sector's middle half-€15,220below the sector's middle half▼ 3,200%-€3,930within the sector's middle half▲ 74.2%
EBIT margin-4.4%▼ 40.3pp-160.2%-52.9%▲ 107.3pp
Equity€8,388below the sector's middle half▼ 28.6%€177below the sector's middle half-€816below the sector's middle half▲ 361%€816below the sector's middle half=-€3,114below the sector's middle half
Total assets€106,341below the sector's middle half▼ 11.4%€101,356within the sector's middle half-€102,289within the sector's middle half▲ 0.9%€88,481within the sector's middle half▼ 13.5%€86,861within the sector's middle half▼ 1.8%
Debt€97,953▼ 9.5%€101,179-€101,473▲ 0.3%€87,665▼ 13.6%€89,975▲ 2.6%
Working capital€4,997within the sector's middle half▼ 57.4%-€401within the sector's middle half-€816within the sector's middle half€816within the sector's middle half=-€3,114within the sector's middle half
Solvency7.9%below the sector's middle half▼ 1.9pp0.2%below the sector's middle half-0.8%below the sector's middle half▲ 0.6pp0.9%below the sector's middle half▲ 0.1pp-3.6%below the sector's middle half▼ 4.5pp
Current ratio1.05within the sector's middle half▼ 0.061.00within the sector's middle half-1.01within the sector's middle half▲ 0.011.01within the sector's middle half=0.97within the sector's middle half▼ 0.04
Return on assets (ROA)-3.2%below the sector's middle half▼ 53.8pp0.6%within the sector's middle half--0.5%within the sector's middle half▼ 1.0pp-17.2%below the sector's middle half▼ 16.8pp-4.5%below the sector's middle half▲ 12.7pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3,767 in 2025 against €15,039 in 2024; the loss shrinks.
Key figures and ratios
Quick ratio
0.11▼
2024 · 0.12
Debt to equity
-28.90
Debt ≤ 1 year
€89,975▲
2024 · €87,665
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,332 companies that looked in July 2024 the way this one looks now, 2.8% went bankrupt within 24 months and 91% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a small loss
2.8%
went bankrupt
5.8%
stopped otherwise
91%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,332 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €69,234 | - | - | €9,389 | €7,120 | ▼ 24.2% |
| Non-recurring operating income76A | - | €8,456 | €488 | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | €31,592 | €11,303 | ▼ 64.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,907 | €2,157 | - | - | - | - |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €500 | - | - | - |
| Other operating charges640/8 | - | €1,020 | €530 | - | €469 | - |
| Gross operating margin9900 | €15,954 | €3,937 | €856 | -€15,039 | -€3,299 | ▲ 78.1% |
| Operating profit (loss)9901 | -€3,077 | €760 | -€174 | -€15,039 | -€3,767 | ▲ 74.9% |
| Financial income75/76B | - | €4 | - | - | - | - |
| Recurring financial income75 | - | €4 | - | - | - | - |
| Financial charges65/66B | - | €205 | €288 | €181 | €162 | ▼ 10.2% |
| Recurring financial charges65 | €275 | €205 | €288 | €181 | €162 | ▼ 10.2% |
| Profit (loss) for the period before taxes9903 | -€3,352 | €559 | -€461 | -€15,220 | -€3,930 | ▲ 74.2% |
| Profit (loss) for the period9904 | -€3,352 | €559 | -€461 | -€15,220 | -€3,930 | ▲ 74.2% |
| Profit (loss) for the period to be appropriated9905 | -€3,352 | €559 | -€461 | -€15,220 | -€3,930 | ▲ 74.2% |
| Line | 2020 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €106,341 | €101,356 | €102,289 | €88,481 | €86,861 | ▼ 1.8% |
| Fixed assets21/28 | €3,391 | €578 | - | - | - | - |
| Tangible fixed assets22/27 | €3,313 | €500 | - | - | - | - |
| Plant, machinery and equipment23 | - | €500 | - | - | - | - |
| Financial fixed assets28 | €78 | €78 | - | - | - | - |
| Current assets29/58 | €102,950 | €100,778 | €102,289 | €88,481 | €86,861 | ▼ 1.8% |
| Stocks and contracts in progress3 | €84,295 | €93,416 | €94,361 | €78,361 | €76,984 | ▼ 1.8% |
| Stocks30/36 | - | €93,416 | €94,361 | €78,361 | €76,984 | ▼ 1.8% |
| Amounts receivable within one year40/41 | €3,243 | €6,390 | €7,707 | €10,000 | €7,065 | ▼ 29.3% |
| Trade receivables40 | - | - | - | €1,300 | €4,188 | ▲ 222% |
| Other amounts receivable41 | - | €6,390 | €7,707 | €8,700 | €2,877 | ▼ 66.9% |
| Cash at bank and in hand54/58 | €15,412 | €971 | €221 | €120 | €2,153 | ▲ 1,698% |
| Deferred charges and accrued income490/1 | - | - | - | - | €659 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €106,341 | €101,356 | €102,289 | €88,481 | €86,861 | ▼ 1.8% |
| Equity10/15 | €8,388 | €177 | €816 | €816 | -€3,114 | ▼ 482% |
| Contributions10/11 | €17,500 | €17,500 | €18,600 | €18,600 | €18,600 | = |
| Capital10 | - | €17,500 | - | - | - | - |
| Issued capital100 | - | €18,600 | - | - | - | - |
| Uncalled capital101 | - | €1,100 | - | - | - | - |
| Reserves13 | €248 | €248 | €248 | €248 | €248 | = |
| Non-distributable reserves130/1 | - | €248 | €248 | €248 | €248 | = |
| Legal reserve130 | - | €248 | - | - | - | - |
| Reserves not available under the articles1311 | - | - | €248 | €248 | €248 | = |
| Profit (loss) carried forward14 | -€9,360 | -€17,571 | -€18,032 | -€18,032 | -€21,961 | ▼ 21.8% |
| Amounts payable17/49 | €97,953 | €101,179 | €101,473 | €87,665 | €89,975 | ▲ 2.6% |
| Amounts payable within one year42/48 | €97,953 | €101,179 | €101,473 | €87,665 | €89,975 | ▲ 2.6% |
| Trade debts44 | €7,934 | €37 | €5,736 | €6,088 | €11,259 | ▲ 85.0% |
| Suppliers440/4 | - | €37 | €5,736 | €6,088 | €11,259 | ▲ 85.0% |
| Advances received on contracts in progress46 | - | €18,053 | €12,190 | €12,190 | €12,190 | = |
| Taxes, remuneration and social security45 | - | €5,648 | €2,955 | €4,487 | €2,586 | ▼ 42.4% |
| Taxes450/3 | - | €458 | €827 | €2,360 | €458 | ▼ 80.6% |
| Remuneration and social security454/9 | - | €5,189 | €2,128 | €2,128 | €2,128 | = |
| Other amounts payable47/48 | - | €77,442 | €80,592 | €64,900 | €63,940 | ▼ 1.5% |
| Line | 2020 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€3,352 | €559 | -€461 | -€15,220 | -€3,930 | ▲ 74.2% |
| + Depreciation and write-downs630 | €2,907 | €2,157 | - | - | - | - |
| Operating cash flow (approximation) | -€446 | €2,716 | -€461 | -€15,220 | -€3,930 | ▲ 74.2% |
| Change in cash | - | - | -€751 | -€101 | €2,033 | ▲ 2,114% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
08-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 69 days late
2024
04-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 4 days late
2023
21-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
2022
31-12
Financial
Back to profitnet €559
Net result €559 after one loss-making year.
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 61 days late
2020
27-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 88 days late
26-02
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 210 days late
2019
31-12
Financial
Back to profitnet €60,799
Net result €60,799 after one loss-making year.
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 59 days late
2017
12-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 43 days late
2016
01-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 32 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 10 acts read
About the unread acts
We know of 10 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roosdaal · 1 establishment unit since 2021
Ground area
3,735 m²
Building footprint
236 m²
Volume, LiDAR
2,388 m³
2 parcels, Brussels, Flanders · tallest building 24.6 m, ±6 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
BRUSSELS HONEY AND SPICE
since 20212.318.103.327
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23011C0043/00D000 | Flanders | 3,667 m² | 1 · 169 m² | 10.0 m · 2 fl. |
| 21809K0065/00C007 | Brussels | 67 m² | 1 · 67 m² | 24.6 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrussel2.318.103.327
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Of 3,222 companies in sector 47400 we hold annual accounts for 1,807. 206 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-02-2011
Fiscal year end31-12
Activities, NACEBEL 2025
47400Retail sale of information and communication equipment
46431Wholesale of electrical household appliances and audio-video equipment
46473Wholesale trade
46494Wholesale of non-electrical household articles
46500Wholesale of information and communication equipment
46620Wholesale of machine tools
46841Wholesale trade
E-invoicing
Reachable via Peppol
Peppol ID
0208:0834041434
Also
9925:BE0834041434
Registered
11-03-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.