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ISTVAN

Active Private limited companyfounded 2021active for 5 yearsGijzelaarsstraat 5, 3920 LommelKBO/BCE: BE 0775.705.832

Lifetime

4 annual accounts with figures on one time axis
peak €20,011 (2023)
€15,217▲ 274%
lowest -€2,209 (2025)
-€2,209▼ €2,421
peak €14,493 (2024)
€12,284▼ 15.2%
€149,390▲ 388%
Board1 name since 2021
1 director
Documentsfilings and deeds
30-08-202630 days late
2025micro format
Gross margin from €4,068 to €15,217Loss of €2,209Equity from €14,493 to €12,284Debts from €30,584 to €149,390Investments €153,344Cash from €33,180 to €14,754

Key points

from the 2025 annual accounts

Turnover

≈ €90,000 estimated

The micro format states no turnover.

Debts

€149,390 92% of the balance sheet
Financial debts 76%Suppliers 0%Other 24%

Of this, €36,348 falls due within a year.

Investments

€153,344 9.1 × depreciation
2022202320242025

Green is investment, beige is depreciation. Machinery stands 41.6% higher than in 2024.

Liquidity

0.49 was 1.23 in 2024

Short-term debts rose from €30,584 to €36,348.

Filings

4 annual accounts 4 late
AprilJune31 JulyOctober2022202320242025

The 2022 accounts came latest: 32 days after the end of the period.

Position in the sector

-€2,209

Lower net result than 92% of companies in human health. Sector median €59,542 · 21,298 companies.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 849 companies had the same profile as ISTVAN has now. Each dot stands for 3 companies, two years later.

91.9%
were still trading
3.3%
stopped another way
4.7%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency under 10%
  • a small loss

Another 0.1% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 849 companies, not a prediction for ISTVAN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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Signals

Board and ownership

Director
  • 100,000 sharesdeed of 15-10-2021
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0775705832
Incorporation Founding capital of €2,000, 100,000 shares · Founder: · Appointment: (director) · published on 15-10-2021 · Gazette deed
First establishment Gijzelaarsstraat 5, Lommel
All 9 events

Comparable companies

same main activity, similar in size and age
Company
ISTVAN Lommel €161,674 €15,217 7.6% -
Relato Jabbeke €128,869 €24,096 37.3% -
VANHOUTTE LAURENS Ghent €118,718 €15,381 19.1% -
STATE OF MIND Denderleeuw €103,628 €15,084 35.2% -
RuMH Zoersel €246,099 €22,786 78.7% -
JAN MOUTON Jette €146,575 €30,663 94.8% -
PSY4YOU Huy €95,472 €23,027 99.3% -

These companies have the same main activity as ISTVAN: psychology services (NACE 86931). They are comparable in size and age: total assets between €95,500 and €246,000, founded between 2022 and 2023.

Official details

Source: KBO
Status
Active since 13-10-2021Normal situation
Activity
Psychology servicesNACE 86931and 5 others
Establishment unit
2.323.496.8243920 Lommel, since 13-10-2021
Financial year end
31 December
Peppol
Reachable since 03-11-2025
Company details

Annual accounts 2025

€161,674▲ 259%
Filing
Filed on 30-08-2026
Financials

Insights on ISTVAN

ISTVAN files the micro format. That format states no turnover. The gross margin rose from €386 in 2022 to €15,217 in 2025.

The balance sheet grew most from 2023 to 2025 through fixed assets.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about ISTVAN

What is the company number of ISTVAN?
The company number of ISTVAN is 0775.705.832. The VAT number is the same number with BE in front: BE 0775.705.832.
Where is ISTVAN based?
The registered office is at Gijzelaarsstraat 5, 3920 Lommel.Company details
What does ISTVAN do?
According to the KBO register, the main activity is psychology services (NACE 86931).
What is the legal form of ISTVAN?
ISTVAN is a private limited company (BV).
When was ISTVAN founded?
ISTVAN was founded on 13-10-2021.
Is ISTVAN still active?
Yes, ISTVAN is an active enterprise in the KBO register.
What is the turnover of ISTVAN?
The turnover in financial year 2025 is ≈ €90,000. This figure is estimated from the gross margin of €15,217 and 40 comparable companies (NACE 869). It probably lies between €61,000 and €160,000. It is a rough estimate.Financials
Is ISTVAN profitable?
In financial year 2025, ISTVAN made a loss of €2,209.
Where can I find the annual accounts of ISTVAN?
ISTVAN filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ISTVAN due?
ISTVAN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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