ISSOROPIA
ActiveISSOROPIA has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3k and a net result of €-604. Equity is shrinking by ~57.6% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 44% of 7740 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability59▲+59
Solvency69▲+6
Growth32=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44%
Return on assets
-7.9%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
2122232425
2021 to 2025 · latest year €-604
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
1 d early
2024
3 d late
2023
56 d early
2022
1 d early
2021
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€3k▼ 15.3%
2024 · €4k
2021: €21k
2022: €15k
2023: €10k
2024: €4k
2021 → 2025
Total assets
€8k▼ 27.4%
2024 · €10k
2021: €36k
2022: €20k
2023: €14k
2024: €10k
2021 → 2025
Net result
€-604▲ 89.2%
2024 · €-6k
2021: €19k
2022: €-6k
2023: €-5k
2024: €-6k
2021 → 2025
Working capital
€-2k▲ 56.1%
2024 · €-5k
2021: €10k
2022: €-710
2023: €-3k
2024: €-5k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€21k-€15k▼ 28.8%€10k▼ 36.4%€4k▼ 58.5%€3k▼ 15.3%
Operating result€27k-€-6k€-5k▲ 11.5%€-5k▼ 2.6%€-451▲ 91.7%
Net result€19k-€-6k€-5k▲ 9.9%€-6k▼ 2.1%€-604▲ 89.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €451 in 2025 against €5k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €8k
Fixed assets
€5k▼ 37.7%
Current assets
€2k▲ 26.2%
Equity and liabilities €8k
Equity
€3k▼ 15.3%
Debt
€4k▼ 34.7%
The debt ratio falls from 62.3% to 56.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€3k▲
2024 · €-2k
Cash flow
€3k▲
2024 · €-2k
Solvency
44.0%▲
2024 · 37.7%
Current ratio
0.50▲
2024 · 0.26
Quick ratio
0.50▲
2024 · 0.26
Debt / equity
1.27▼
2024 · 1.65
ROE
-18.0%▲
2024 · -140.8%
ROA
-7.9%▲
2024 · -53.1%
Interest coverage
18.70▲
2024 · -13.98
Debt
€4k▼
2024 · €7k
Debt ≤ 1 year
€4k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€10k€8k▼
Fixed assets21/28€9k€5k▼
Tangible fixed assets22/27€9k€5k▼
Furniture and vehicles24€4k€1k▼
Other tangible fixed assets26€5k€4k▼
Current assets29/58€2k€2k▲
Amounts receivable within one year40/41€510-
Other amounts receivable41€510-
Cash at bank and in hand54/58€168€2k▲
Deferred charges and accrued income490/1€1k-
Equity and liabilities
Total equity and liabilities10/49€10k€8k▼
Equity10/15€4k€3k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€2k€1k▼
Amounts payable17/49€7k€4k▼
Amounts payable within one year42/48€7k€4k▼
Trade debts44€954€263▼
Suppliers440/4€954€263▼
Taxes, remuneration and social security45-€371
Taxes450/3-€371
Other amounts payable47/48€6k€4k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▼
Other operating charges640/8€484€120▼
Gross operating margin9900€-1k€3k▲
Operating profit (loss)9901€-5k€-451▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€141€153▲
Recurring financial charges65€141€153▲
Profit (loss) for the period before taxes9903€-6k€-604▲
Profit (loss) for the period9904€-6k€-604▲
Profit (loss) for the period to be appropriated9905€-6k€-604▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€1k▼
Profit (loss) brought forward from the previous period14P€8k€2k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 3 days late
2023
06-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet €-6k ▼132%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Edegem · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Buizegemlei 972650 EdegemGround area
240 m²
Building footprint
95 m²
Volume, LiDAR
738 m³
Parcel 11472B0181/00K000, Flanders · tallest building 9.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Advocatenkantoor Issoropia
since 20202.304.022.984
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11472B0181/00K000 | Flanders | 240 m² | 1 · 94 m² | 9.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,503 companies in sector 82990 we hold annual accounts for 9,402. 2,475 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-05-2020
Fiscal year end30-06
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.