ISRABEN
ActiveThe computed 12-month bankruptcy probability of ISRABEN is 2.2% (moderate). The 2025 annual accounts show negative equity (€-25k) and a net result of €-9k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 20% of 3674 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
39
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability46▼-8
Solvency21▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.07 against 0.09 in 2024; short-term debt: 40.4% and cash: 1% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-3.7%
Return on assets
-1.3%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €-25k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-01-2026, 26 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
26 d early
2024
51 d early
2023
23 d early
2022
29 d early
2021
10 d early
2020
12 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-25k▼ 56.1%
2024 · €-16k
2019: €-55k
2020: €-62k
2021: €-19k
2022: €-48k
2023: €-21k
2024: €-16k
2019 → 2025
Total assets
€666k▼ 6.5%
2024 · €712k
2019: €965k
2020: €885k
2021: €873k
2022: €786k
2023: €753k
2024: €712k
2019 → 2025
Net result
€-9k
2024 · €6k
2019: €-71k
2020: €-6k
2021: €42k
2022: €-29k
2023: €27k
2024: €6k
2019 → 2025
Working capital
€-251k▼ 7.6%
2024 · €-233k
2019: €-300k
2020: €-265k
2021: €-198k
2022: €-237k
2023: €-226k
2024: €-233k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-19k-€-48k▼ 151%€-21k▲ 55.8%€-16k▲ 26.0%€-25k▼ 56.1%
Operating result€61k-€-10k€45k€21k▼ 53.3%€5k▼ 76.0%
Net result€42k-€-29k€27k€6k▼ 79.4%€-9k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 76% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €666k
Fixed assets
€648k▼ 6.0%
Current assets
€18k▼ 22.7%
Key figures and ratios
EBITDA
€48k▼
2024 · €63k
Cash flow
€34k▼
2024 · €48k
Solvency
-3.7%▼
2024 · -2.2%
Current ratio
0.07▼
2024 · 0.09
Quick ratio
0.03▼
2024 · 0.05
Debt / equity
-27.93▲
2024 · -45.97
ROA
-1.3%▼
2024 · 0.8%
Interest coverage
3.42▼
2024 · 4.09
Debt
€691k▼
2024 · €728k
Debt ≤ 1 year
€269k▲
2024 · €257k
Debt > 1 year
€421k▼
2024 · €471k
Staff costs
€123k▲
2024 · €109k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€712k€666k▼
Fixed assets21/28€689k€648k▼
Tangible fixed assets22/27€689k€648k▼
Land and buildings22€652k€617k▼
Plant, machinery and equipment23€26k€20k▼
Other tangible fixed assets26€11k€11k=
Current assets29/58€24k€18k▼
Stocks and contracts in progress3€11k€9k▼
Stocks30/36€11k€9k▼
Amounts receivable within one year40/41€2k€0▼
Trade receivables40€2k€0▼
Cash at bank and in hand54/58€10k€6k▼
Deferred charges and accrued income490/1€1k€3k▲
Equity and liabilities
Total equity and liabilities10/49€712k€666k▼
Equity10/15€-16k€-25k▼
Contributions10/11€19k€19k=
Reserves13€43k€43k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€18k€18k=
Distributable reserves133€25k€25k=
Profit (loss) carried forward14€-78k€-87k▼
Amounts payable17/49€728k€691k▼
Amounts payable after more than one year17€471k€421k▼
Financial debts170/4€471k€421k▼
Amounts payable within one year42/48€257k€269k▲
Current portion of amounts payable after more than one year42€50k€50k▼
Trade debts44€25k€26k▲
Suppliers440/4€25k€26k▲
Taxes, remuneration and social security45€20k€24k▲
Taxes450/3€4k€5k▲
Remuneration and social security454/9€16k€19k▲
Other amounts payable47/48€162k€169k▲
Income statement
Code20242025
Remuneration, social security and pensions62€109k€123k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€42k€43k▲
Other operating charges640/8€5k€4k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€177k€175k▼
Operating profit (loss)9901€21k€5k▼
Financial income75/76B€67€3▼
Recurring financial income75€67€3▼
Financial charges65/66B€15k€14k▼
Recurring financial charges65€15k€14k▼
Profit (loss) for the period before taxes9903€6k€-9k▼
Profit (loss) for the period9904€6k€-9k▼
Profit (loss) for the period to be appropriated9905€6k€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-78k€-87k▼
Profit (loss) brought forward from the previous period14P€-83k€-78k▲
Social balance
Average headcount (FTE)90872.82.8=
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
11-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
08-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial
Back to profitnet €27k
Net result €27k after one loss-making year.
02-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
21-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial
Back to profitnet €42k
Net result €42k after 2 loss-making years.
19-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
10-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoogstraat 322000 AntwerpenGround area
172 m²
Building footprint
152 m²
Volume, LiDAR
2,056 m³
Parcel 11804D0231/00D000, Flanders · tallest building 14.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Falafel Tof
since 20132.221.202.505
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11804D0231/00D000 | Flanders | 172 m² | 1 · 152 m² | 14.0 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.221.202.505
Similar companies · same sector, comparable size
X C&S INVEST
BE 0895.238.338
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Ô QUOTIDIEN
BE 0669.991.173
Brussel · Eq €16k
ZO-ZAN
BE 1010.772.464
Vorst · Eq €16k
MADONNA PIZZA
BE 0645.819.664
Elsene · Eq €16k
VINCELI
BE 0729.789.792
Ronse · Eq €16k
Of 21,896 companies in sector 56112 we hold annual accounts for 9,785. 7,755 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-08-2013
Fiscal year end30-06
Activities, NACEBEL
56101Full-service restaurants
56102Limited-service restaurants
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.