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ISOVE

Active
Private limited companyfounded 20251 year activeOlmstraat 37, 1040 Etterbeek, BelgiumKBO/BCE: BE 1026.919.105
Summary

The computed 12-month bankruptcy probability of ISOVE is 2.0% (moderate). The 2025 annual accounts show equity of €26,249 and a net result of €26,249. The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Activity not known1 site
Size
€34,852total assets 2025
Equity
€26,249
Profit
€26,249
Turnover not published (abridged schema)
Financial health
56 Fair Checked score 2025
Bankruptcy probability, 12 months
2.0%
Structure
Accounts filed 24 days late0 of 1 deed read
Why 56- Founded in 2025- No main activity registered+ Figures for FY 2025 (filed 24-08-2026)+ Equity €26,249 (75.3% of total assets)Show the evidence

Checked score

Score 2025
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 72% of its sector peers (no NACE code, micro)
Financial strength
Strong
Solvency 100
equity 75.3% of total assets
Liquidity 52
short-term debt 21.5% · cash 7.7%
Profitability 100
return on assets 75.3%
Bankruptcy probability, 12 months
2.0% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 4.65; short-term debt: 21.5% and cash: 7.7% of total assets), and 24.7% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 81% on solvency, 46% on liquidity and 90% on profitability.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
raises risk · Founded in 2025
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · No main activity registered
KBO
lowers risk · Figures for FY 2025 (filed 24-08-2026)
NBB · annual accounts
lowers risk · Equity €26,249 (75.3% of total assets)
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
24 days late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…

Key points

  • Founded 13 months agofounded 27-08-2025 13 months View
  • Total assets 2025first fiscal year filed €34,852 View

By topic

Financials

Fiscal year
2025
Total assets
€34,852
Profit
€26,249
Solvency
75.3%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Founded
27-08-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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