Debts
€109,662 80% of the balance sheet
Suppliers 94%Taxes and wages 6%
ISOSOLUTION
Lifetime
1 annual account with figurespeak €1.2m (2025)
€1.2m
peak €27,418 (2025)
€27,418
peak €27,418 (2025)
€27,418
€109,662
Board1 name since 2024
1 directorIONASCU Anatolie
Documentsfilings and deeds
03-03-202628 days before the deadline
2025micro format
First year with figures
Key points
from the 2025 annual accountsStarting capital
€5,000
Checked score
50
Fair
Financially stronger than 26% of micro companies in specialised construction (NACE 43)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.8% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
04-2025: 1.9%lowest value
05-2025: 1.9%● unchanged vs 04-2025lowest value
06-2025: 1.9%● unchanged vs 05-2025
07-2025: 2.3%▲ +0.4 percentage points vs 06-2025
08-2025: 2.4%▲ +0.1 percentage points vs 07-2025
09-2025: 2.7%▲ +0.3 percentage points vs 08-2025
10-2025: 2.7%● unchanged vs 09-2025
11-2025: 3.0%▲ +0.3 percentage points vs 10-2025
12-2025: 3.0%● unchanged vs 11-2025
01-2026: 2.9%▼ -0.1 percentage points vs 12-2025
02-2026: 3.0%▲ +0.1 percentage points vs 01-2026
03-2026: 3.3%▲ +0.3 percentage points vs 02-2026highest value
04-2026: 3.0%▼ -0.3 percentage points vs 03-2026
05-2026: 3.0%● unchanged vs 04-2026
06-2026: 3.0%● unchanged vs 05-2026
07-2026: 3.0%● unchanged vs 06-2026
08-2026: 3.0%● unchanged vs 07-2026
09-2026: 3.0%● unchanged vs 08-2026
10-2026: 2.9%▼ -0.1 percentage points vs 09-2026
11-2026: 2.8%▼ -0.1 percentage points vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Founded in 2024
Size: turnover €1.2m, total assets €137,079
Sector: Specialised construction activities (NACE 43)
Liquidity: current ratio 1.01, cash €9,072
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 22% of them on solvency, 8% on liquidity and 48% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-08-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,976 companies had the same profile as ISOSOLUTION has now. Each dot stands for 20 companies, two years later.
94.3%
were still trading
1.8%
stopped another way
3.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of ISOSOLUTION itself: 2.8% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,976 companies, not a prediction for ISOSOLUTION. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.01, below the usual 1.5. Short-term debt is 80% and cash 6.6% of total assets. 80% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
raises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 35136 sector peers (2025).
NBB · sector comparisonPosition among 35136 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-08-2025 was due by 31-03-2026 and was filed on 03-03-2026, 28 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
28 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1007822674
Incorporation
Founding capital of €5,000 · Founder: IONASCU Anatolie (sole founder) · Appointment: IONASCU Anatolie (director) · published on 03-04-2024 · Gazette deed
First establishment
ISOSOLUTION SRL, Oude Lichterveldsestraat 2, Ardooie
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ISOSOLUTION Ardooie | €1.2m | 3.1% | 20.0% | - |
| TOITURES I.V.S. Mouscron | - | - | 31.7% | - |
| ANDY&BE Schaerbeek | - | - | 28.5% | - |
| AS Isolation Blegny | - | - | 22.3% | - |
| ISOMER PROJECTION Hensies | - | - | 23.7% | - |
| ISONEST Fernelmont | - | - | 36.0% | - |
| TEF CONCEPT & FILS Le Roeulx | €0.2m | 11.5% | 16.7% | - |
Grey: the largest companies of the sector (specialised construction (NACE 43)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as ISOSOLUTION: insulation installation (NACE 43230). They are comparable in size and age: total assets between €119,000 and €167,000, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 30-03-2024Normal situation
- Activity
- Insulation installationNACE 43230and 3 others
- Establishment unit
- 2.358.009.5238850 Ardooie, since 30-03-2024
- Financial year end
- 31 August
- Peppol
- Reachable since 27-05-2024
Annual accounts to 31-08-2025
- €137,079
- ≈ 0 FTEestimated
- Filing
- Filed on 03-03-2026, 28 days before the end of the filing period
Insights on ISOSOLUTION
The computed 12-month bankruptcy probability of ISOSOLUTION is 2.8% (moderate). The 2025 annual accounts show equity of €27,418 and a net result of €27,418.
Its solvency ranks better than 22% of 35,136 sector peers (NACE 43, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ISOSOLUTION
- What is the company number of ISOSOLUTION?
- The company number of ISOSOLUTION is 1007.822.674. The VAT number is the same number with BE in front: BE 1007.822.674.
- Where is ISOSOLUTION based?
- The registered office is at Oude Lichterveldsestraat 2, 8850 Ardooie.Company details
- What does ISOSOLUTION do?
- According to the KBO register, the main activity is insulation installation (NACE 43230).
- What is the legal form of ISOSOLUTION?
- ISOSOLUTION is a private limited company (BV).
- When was ISOSOLUTION founded?
- ISOSOLUTION was founded on 30-03-2024.
- Is ISOSOLUTION still active?
- Yes, ISOSOLUTION is an active enterprise in the KBO register.
- What is the turnover of ISOSOLUTION?
- The turnover of ISOSOLUTION was €1.2m in financial year 2025, according to the filed annual accounts.Financials
- Is ISOSOLUTION profitable?
- In financial year 2025, ISOSOLUTION made a profit of €27,418.
- Where can I find the annual accounts of ISOSOLUTION?
- ISOSOLUTION filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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