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ISOPURFECT ISOLATIONS

Active
Private limited companyfounded 201511 yrs activeMeir 44, 9255 Buggenhout, BelgiumKBO/BCE: BE 0639.772.012
Summary

ISOPURFECT ISOLATIONS has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €150,534 and a net result of €26,121. Equity is growing by ~16.6% per year across the filed fiscal years. Its solvency ranks better than 51% of 33831 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
ISOPURFECT ISOLATIONSActiveChecked score 96/100
Risk analysis ReportCompare

Overview

Activity
Screed work
NACE 43422NACE 43996
1 site
Size
€315,644total assets 2025
Equity
€150,534
Profit
€26,121
Turnover not published (abridged schema)
Financial health
96 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Board
1 member
Accounts on time1 of 9 deeds read
Why 96- Sector Specialised construction activities (NACE 43)+ Liquidity: current ratio 3.51, cash €159,098+ Equity €150,534 (47.7% of total assets)+ Figures for FY 2025 (filed 07-05-2026)Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Better than 66% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 73+13
equity 47.7% of total assets
Liquidity 90+11
short-term debt 26.3% · cash 50.4%
Profitability 79-5
return on assets 8.3%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,133 companies)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● 0.0% vs 11-2024 01-2025: 0.2%▲ +17.5% vs 12-2024 02-2025: 0.2%▼ -3.7% vs 01-2025 03-2025: 0.2%▼ -8.2% vs 02-2025 04-2025: 0.2%▲ +13.6% vs 03-2025 05-2025: 0.5%▲ +85.6% vs 04-2025highest value 06-2025: 0.1%▼ -69.6% vs 05-2025 07-2025: 0.1%● 0.0% vs 06-2025 08-2025: 0.1%● 0.0% vs 07-2025 09-2025: 0.1%● 0.0% vs 08-2025 10-2025: 0.1%▼ -1.5% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%▲ +3.0% vs 12-2025 02-2026: 0.1%▼ -2.9% vs 01-2026 03-2026: 0.1%▼ -2.2% vs 02-2026 04-2026: 0.1%▼ -1.5% vs 03-2026 05-2026: 0.2%▲ +90.8% vs 04-2026 06-2026: 0.1%▼ -64.1% vs 05-2026 07-2026: 0.1%● 0.0% vs 06-2026 08-2026: 0.1%▲ +3.4% vs 07-2026 09-2026: 0.1%▼ -4.3% vs 08-2026 10-2026: 0.1%▼ -1.1% vs 09-2026lowest value
  • Liquidity: current ratio 3.51, cash €159,098 lowers the probability
  • Sector Specialised construction activities (NACE 43) raises the probability
  • Equity €150,534 (47.7% of total assets) lowers the probability
  • Figures for FY 2025 (filed 07-05-2026) lowers the probability
Credit up to €14,000 at 30 days acceptable
Liquidity ample (current ratio 3.51 against 2.2 in 2024; short-term debt: 26.3% and cash: 50.4% of total assets), but 52.3% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 51%, liquidity 87%, profitability 58%, growth against the median 68%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 3.51, cash €159,098
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Sector Specialised construction activities (NACE 43)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Equity €150,534 (47.7% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 07-05-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
on the day
2023
32 d early
2022
2 d early
2021
26 d early
2020
32 d early
2019
49 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 20 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 28 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 close04-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Appointment: Robin Building Company CommV (director)Permanent representative: Robin Suls
  2. Annual accounts filedfiscal year 2025 · micro…
  3. Equity above €150,000Eq €150,534 ▲21%

Key points

  • Positive: Always filed on timeaccounts within the deadline every year 7 years View
  • New directorlatest change 01-04-2026 · 1 in office 1 joined View
  • Total assets 20256 fiscal years filed €315,644 View

By topic

Financials

Fiscal year
2025
Total assets
€315,644
Profit
€26,121
Solvency
47.7%
Total assets▼ 12.3%
Net result
20192025
Go to Financials

Timeline

Events
17
Since
2017
Next accounts
by 30-04-2027
  1. 06-05-2026Appointment: Robin Building Company CommV (director)
  2. 30-04-2026Annual accounts filed
  3. 30-09-2025Equity above €150,000
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Screed workNACE 43422
Founded
01-10-2015
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

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