ISOPOLY
ActiveThe computed 12-month bankruptcy probability of ISOPOLY is 3.0% (moderate). The 2025 annual accounts show negative equity (€-11k) and a net result of €-5k. Equity is shrinking by ~56.7% per year across the filed fiscal years. Its solvency ranks better than 8% of 27676 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
19
/ 100
Critical
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability13▼-43
Solvency15▲+7
Growth32=
Track record100
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.84 against 0.57 in 2024; short-term debt: 109.7% and cash: 0.2% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-9.7%
Return on assets
-4.8%
Age of the figures
12 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year €-11k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-03-2026, 30 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
30 d early
2024
58 d early
2023
39 d early
2022
34 d early
2021
43 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-11k▼ 99.7%
2024 · €-5k
2021: €42k
2022: €-7k
2023: €-5k
2024: €-5k
2021 → 2025
Total assets
€111k▲ 253%
2024 · €32k
2021: €92k
2022: €33k
2023: €38k
2024: €32k
2021 → 2025
Net result
€-5k▼ 630%
2024 · €-737
2021: €24k
2022: €-49k
2023: €3k
2024: €-737
2021 → 2025
Working capital
€-19k▼ 20.7%
2024 · €-16k
2021: €25k
2022: €-25k
2023: €-19k
2024: €-16k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€42k-€-7k€-5k▲ 37.4%€-5k▼ 15.8%€-11k▼ 99.7%
Operating result€26k-€-48k€4k€720▼ 82.4%€-5k
Net result€24k-€-49k€3k€-737€-5k▼ 630%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €5k after €720 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €111k
Fixed assets
€9k▼ 19.5%
Current assets
€103k▲ 391%
Key figures and ratios
EBITDA
€-804▼
2024 · €7k
Cash flow
€-2k▼
2024 · €6k
Solvency
-9.7%▲
2024 · -17.1%
Current ratio
0.84▲
2024 · 0.57
Quick ratio
0.66▲
2024 · 0.57
Debt / equity
-11.34▼
2024 · -6.85
ROA
-4.8%▼
2024 · -2.3%
Interest coverage
-0.97▼
2024 · 4.86
Debt
€122k▲
2024 · €37k
Debt ≤ 1 year
€122k▲
2024 · €37k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€32k€111k▲
Fixed assets21/28€11k€9k▼
Tangible fixed assets22/27€3k€734▼
Furniture and vehicles24-€734
Leasing and similar rights25€3k-
Financial fixed assets28€8k€8k=
Current assets29/58€21k€103k▲
Stocks and contracts in progress3-€23k
Stocks30/36-€23k
Amounts receivable within one year40/41€18k€78k▲
Trade receivables40€15k€76k▲
Other amounts receivable41€3k€2k▼
Cash at bank and in hand54/58€2k€227▼
Deferred charges and accrued income490/1€620€2k▲
Equity and liabilities
Total equity and liabilities10/49€32k€111k▲
Equity10/15€-5k€-11k▼
Contributions10/11€18k€18k=
Profit (loss) carried forward14€-23k€-29k▼
Amounts payable17/49€37k€122k▲
Amounts payable within one year42/48€37k€122k▲
Current portion of amounts payable after more than one year42€2k-
Trade debts44€30k€114k▲
Suppliers440/4€30k€114k▲
Other amounts payable47/48€5k€8k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€4k▼
Other operating charges640/8€1k€1k▼
Gross operating margin9900€8k€406▼
Operating profit (loss)9901€720€-5k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€1k€831▼
Recurring financial charges65€1k€831▼
Profit (loss) for the period before taxes9903€-737€-5k▼
Profit (loss) for the period9904€-737€-5k▼
Profit (loss) for the period to be appropriated9905€-737€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-23k€-29k▼
Profit (loss) brought forward from the previous period14P€-23k€-23k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
27-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Weakest financial yearnet €-49k ▼307%
Net result drops to €-49k, the lowest in the series; recovery starts the following year.
18-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kampenhout · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vekestraat 291910 KampenhoutGround area
1.4 ha
Building footprint
3,664 m²
Volume, LiDAR
808 m³
2 parcels, Flanders · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ISOPOLY
since 20192.295.935.461
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23038A0436/00A000 | Flanders | 1.3 ha | 1 · 3,502 m² | 0.1 m |
| 23038A0003/00C002 | Flanders | 954 m² | 1 · 162 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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JOZO
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DA Concept
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Of 914 companies in sector 43333 we hold annual accounts for 400. 320 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-11-2019
Fiscal year end30-09
Activities, NACEBEL
43333Wallpapering and laying of floor and wall coverings in other materials
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.