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ISOPHOT

Active
Private limited company (pre-2019)founded 1983active for 42 yearsRue de la Station 5, 7060 Soignies, BelgiumKBO/BCE: BE 0425.288.877
Summary

The computed 12-month bankruptcy probability of ISOPHOT is 4.1% (elevated). The annual accounts of ISOPHOT for financial year 2025 show a net loss of 78% of the equity at the start of that year. The 2025 annual accounts show equity of €11,869 and a net result of -€42,257. Equity is growing by about 30% per year across the filed financial years. Its solvency ranks better than 18% of 12,482 sector peers (NACE 47, financial year 2025). The company has been active since 1983 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Retail sale of prescription glasses, lenses and sunglasses
NACE 47742
Size
€160,292total assets 2025
Equity
€11,869
Loss
-€42,257
Turnover not published (abbreviated or micro format)
Financial health
47 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
4.1%
Structure
Largest shareholder
FINANCIERE LEMOINE ET MATHIEU · 49.6%
Accounts 44 days early0 of 1 deed read
Why 47raises riskLoss of €42,257 (financial year 2025)Sector: Retail trade (NACE 47)2 of the last 3 latelowers riskSize: total assets €160,292Show the evidence

Checked score

Score 2025
47 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 18% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Weak
Solvency 32-14
equity 7.4% of total assets
Liquidity 36+28
short-term debt 36.4% · cash 2.1%
Profitability 0-38
return on assets -26.4%
Bankruptcy probability, 12 months
4.1% Elevated
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,186 companies, NACE 47, micro)
Last 24 months 11-2024: 1.6% 12-2024: 1.6%● unchanged vs 11-2024 01-2025: 1.6%● unchanged vs 12-2024 02-2025: 1.6%● unchanged vs 01-2025 03-2025: 1.6%● unchanged vs 02-2025 04-2025: 1.6%● unchanged vs 03-2025 05-2025: 1.6%● unchanged vs 04-2025 06-2025: 1.5%▼ -0.1 percentage points vs 05-2025 07-2025: 2.0%▲ +0.5 percentage points vs 06-2025 08-2025: 2.7%▲ +0.7 percentage points vs 07-2025 09-2025: 3.1%▲ +0.4 percentage points vs 08-2025 10-2025: 3.8%▲ +0.7 percentage points vs 09-2025 11-2025: 1.7%▼ -2.1 percentage points vs 10-2025 12-2025: 1.7%● unchanged vs 11-2025 01-2026: 1.7%● unchanged vs 12-2025 02-2026: 1.7%● unchanged vs 01-2026 03-2026: 1.7%● unchanged vs 02-2026 04-2026: 1.7%● unchanged vs 03-2026 05-2026: 1.7%● unchanged vs 04-2026 06-2026: 1.6%▼ -0.1 percentage points vs 05-2026 07-2026: 1.4%▼ -0.2 percentage points vs 06-2026lowest value 08-2026: 2.3%▲ +0.9 percentage points vs 07-2026 09-2026: 2.6%▲ +0.3 percentage points vs 08-2026 10-2026: 4.1%▲ +1.5 percentage points vs 09-2026highest value
Credit of up to €500 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 2.71, compared with 1.16 in 2024; short-term debt: 36.4% and cash: 2.1% of total assets), but 92.6% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 24% on solvency, 33% on liquidity, 6% on profitability and 7% on growth.

The bankruptcy probability was computed on 08-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
raises risk · Loss of €42,257 (financial year 2025)
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · 2 of the last 3 late
NBB · filings
lowers risk · Size: total assets €160,292
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 12482 sector peers (2025).
NBB · sector comparison
Position among 12482 sector peers
Solvency
better than 18%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-06-2026, 44 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
44 days early
2024
68 days late
2023
60 days late
2022
51 days late
2021
58 days late
2020
47 days late
2019
61 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 43 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 September (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
09-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Weakest financial yearnet -€42,257
  3. Liquidity more than doublescurrent ratio 2.71

Key points

  • Caution: Among the weakest 10% on net resultsector median €28,206 · 12,471 companies -€42,257 View
  • Active since 1983founded 18-11-1983 42 years View
  • Total assets 20256 financial years filed €160,292 View

By topic

Financials

Financial year
2025
Total assets
€160,292
Loss
-€42,257
Solvency
7.4%
Turnover▼ 5.7%
Net result
20192022
Go to Financials

Timeline

Events
40
Since
1985
Next accounts
by 31-07-2027
  1. 07-10-2025Annual accounts filed
  2. 29-09-2024Annual accounts filed
  3. 20-09-2023Annual accounts filed
Go to Timeline

Company details

Legal form
Private limited company (pre-2019)
Activity
Retail sale of prescription glasses, lenses and sunglassesNACE 47742
Founded
18-11-1983
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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