ISOMOOI is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €151k and a net result of €8k. Equity is growing by ~10.7% per year across the filed fiscal years. Its solvency ranks better than 23% of 8018 sector peers (fiscal year 2025). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 16-12-2025, 46 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
46 d early
2024
22 d early
2023
43 d early
2022
41 d early
2021
53 d early
2020
51 d early
2019
44 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€151k▲ 0.5%
2024 · €150k
2019: €74k
2020: €83k
2021: €115k
2022: €143k
2023: €184k
2024: €150k
2019 → 2025
Net result
€8k▼ 8.9%
2024 · €9k
2019: €7k
2020: €8k
2021: €32k
2022: €28k
2023: €29k
2024: €9k
2019 → 2025
Total assets
€827k▼ 1.0%
2024 · €836k
2019: €914k
2020: €881k
2021: €877k
2022: €856k
2023: €846k
2024: €836k
2019 → 2025
Solvency
18.3%▲ 0.3pp
2024 · 18.0%
2019: 8.2%
2020: 9.4%
2021: 13.1%
2022: 16.7%
2023: 21.8%
2024: 18.0%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€115k-€143k▲ 24.1%€184k▲ 29.2%€150k▼ 18.4%€151k▲ 0.5%
Operating result€39k-€36k▼ 7.3%€35k▼ 1.9%€34k▼ 2.9%€33k▼ 3.4%
Net result€32k-€28k▼ 13.3%€29k▲ 3.5%€9k▼ 69.4%€8k▼ 8.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 3% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €827k
Fixed assets
€809k▼ 1.7%
Current assets
€18k▲ 44.7%
Equity and liabilities €827k
Equity
€151k▲ 0.5%
Debt
€676k▼ 1.4%
The debt ratio falls from 82.0% to 81.7%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
18.3%▲
2024 · 18.0%
ROE
5.3%▼
2024 · 5.8%
ROA
1.0%▼
2024 · 1.1%
Debt
€676k▼
2024 · €685k
Debt ≤ 1 year
€67k▼
2024 · €71k
Debt > 1 year
€604k▼
2024 · €609k
Income taxes
€6k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€836k€827k▼
Fixed assets21/28€823k€809k▼
Tangible fixed assets22/27€396k€382k▼
Land and buildings22€394k€381k▼
Furniture and vehicles24€2k€1k▼
Financial fixed assets28€428k€428k=
Current assets29/58€13k€18k▲
Amounts receivable within one year40/41€10k€18k▲
Trade receivables40€4k€6k▲
Other amounts receivable41€6k€12k▲
Deferred charges and accrued income490/1€2k€180▼
Equity and liabilities
Total equity and liabilities10/49€836k€827k▼
Equity10/15€150k€151k▲
Contributions10/11€20k€20k=
Revaluation surpluses12€13k€13k=
Reserves13€117k€118k▲
Distributable reserves133€117k€118k▲
Amounts payable17/49€685k€676k▼
Amounts payable after more than one year17€609k€604k▼
Financial debts170/4€609k€604k▼
Amounts payable within one year42/48€71k€67k▼
Current portion of amounts payable after more than one year42€22k€22k▲
Financial debts43€6k€7k▲
Credit institutions430/8€6k€7k▲
Trade debts44€9k€7k▼
Suppliers440/4€9k€7k▼
Taxes, remuneration and social security45€14k€16k▲
Taxes450/3€9k€9k▲
Remuneration and social security454/9€5k€7k▲
Other amounts payable47/48€20k€15k▼
Accrued charges and deferred income492/3€5k€5k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€14k▼
Other operating charges640/8€5k€4k▼
Non-recurring operating charges66A-€9k
Gross operating margin9900€55k€61k▲
Operating profit (loss)9901€34k€33k▼
Financial income75/76B€12€66▲
Recurring financial income75€12€66▲
Financial charges65/66B€20k€20k▲
Recurring financial charges65€20k€20k▲
Profit (loss) for the period before taxes9903€15k€14k▼
Income taxes67/77€6k€6k▼
Profit (loss) for the period9904€9k€8k▼
Profit (loss) for the period to be appropriated9905€9k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€9k€8k▼
Transfer from equity791/2€43k€7k▼
Transfer to equity691/2€9k€8k▼
To other reserves6921€9k€8k▼
Profit to be distributed694/7€43k€7k▼
Return on contributions (dividend)694€43k€7k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
16-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
09-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
19-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Equity above €150kEq €184k ▲29.2%
5 profitable years in a row build equity to €184k.
2022
21-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
09-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Highest result since 2019net €32k ▲277%
Operating result €39k, net result €32k, both a record.
30-06
Financial
Equity above €100kEq €115k ▲38.5%
3 profitable years in a row build equity to €115k.
2020
11-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
18-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
14-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
22-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
05-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Meerhout · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vennestraat 202450 MeerhoutGround area
2,382 m²
Building footprint
354 m²
Volume, LiDAR
1,445 m³
Parcel 13462C0651/00K000, Flanders · tallest building 6.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ISOMOOI
since 20092.184.504.138
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13462C0651/00K000 | Flanders | 2,382 m² | 1 · 354 m² | 6.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BMP
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 13,239 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-12-2009
Fiscal year end30-06
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.