Equity
Debts exceed assets in financial year 2026.
Debts exceed assets in financial year 2026.
Of this, €71,929 falls due within a year.
Less equity than 93% of companies in head offices and management consultancy. Sector median €97,306 · 1,726 companies.
In July 2024, 1,380 companies had the same profile as ISOLIMMO has now. Each dot stands for 4 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,380 companies, not a prediction for ISOLIMMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| ISOLIMMO Fléron | €235,836 | €9,079 | -4.7% | - |
| Gentrepreneur Company Ghent | €243,514 | €9,071 | 71.5% | - |
| PEGROLS Schilde | €239,561 | €8,706 | 45.2% | - |
| HORNIG Brussels | €234,890 | €8,593 | 38.9% | - |
| NADOCOM Poperinge | €246,151 | €9,987 | 65.5% | - |
| Blue Finch Keerbergen | €232,063 | €8,043 | 92.8% | - |
| GARAGE KAZEMI Waterloo | €249,968 | €7,750 | 9.7% | - |
These companies have the same main activity as ISOLIMMO: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €232,000 and €250,000, founded between 2014 and 2016.
ISOLIMMO files the micro format. That format states no turnover. The gross margin fell from €23,722 in 2017 to €9,079 in 2026.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €42,000. Estimated: probably between €19,000 and €84,000.
Higher than 9% of 41,228 companies in 2025.
Higher than 61% of 39,797 companies in 2025.
Higher than 13% of 40,318 companies in 2025.
Staff costs divided by the average number of full-time equivalents.
| Line | Trend | 2026 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | |||||||||||
20/58 |
235,836 | 237,810 | 247,427 | 233,773 | 249,201 | 207,332 | 289,786 | 286,008 | 281,792 | 233,395 | |
21/28 |
4,442 | 4,442 | 5,573 | 7,168 | 12,149 | 6,311 | 2,083 | 94,949 | 94,506 | 92,805 | |
22/27 |
- | 0 | 1,132 | 2,726 | 6,207 | 4,136 | 758 | 93,624 | 94,481 | 92,780 | |
22 |
- | - | - | - | - | - | - | 91,566 | 91,123 | 88,121 | |
24 |
- | 0 | 1,132 | 2,726 | 6,207 | 4,136 | 758 | 2,058 | 3,358 | 4,658 | |
28 |
4,442 | 4,442 | 4,442 | 4,442 | 5,942 | 2,175 | 1,325 | 1,325 | 25 | 25 | |
29/58 |
231,394 | 233,368 | 241,854 | 226,605 | 237,052 | 201,021 | 287,703 | 191,058 | 187,286 | 140,590 | |
3 |
165,087 | 99,079 | 194,628 | 184,927 | 174,953 | 143,703 | 123,378 | 19,670 | 19,370 | 22,370 | |
30/36 |
165,087 | 99,079 | 194,628 | 184,927 | 174,953 | 143,703 | 123,378 | 19,670 | 19,370 | 22,370 | |
40/41 |
30,965 | 31,465 | 45,145 | 27,653 | 55,213 | 47,766 | 156,212 | 165,055 | 136,253 | 101,736 | |
40 |
28,460 | 21,228 | 40,277 | 27,653 | 51,100 | 45,716 | 99,230 | 117,039 | 90,253 | 65,736 | |
41 |
2,505 | 10,237 | 4,868 | - | 4,113 | 2,050 | 56,982 | 48,016 | 46,000 | 36,000 | |
54/58 |
35,342 | 102,785 | 2,051 | 13,570 | 6,743 | 9,430 | 6,145 | 6,334 | 31,400 | 16,400 | |
490/1 |
- | 39 | 31 | 456 | 142 | 121 | 1,968 | - | 263 | 85 | |
| Balance sheet: equity and liabilities | |||||||||||
10/49 |
235,836 | 237,810 | 247,427 | 233,773 | 249,201 | 207,332 | 289,786 | 286,008 | 281,792 | 233,395 | |
10/15 |
-11,170 | -18,576 | -8,031 | 4,192 | 4,482 | 2,573 | 9,385 | 18,235 | 22,485 | 16,343 | |
10/11 |
18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | |
100 |
- | - | - | - | - | - | - | 18,600 | 18,600 | 18,600 | |
11 |
- | - | - | - | - | - | 18,600 | - | - | - | |
1109/19 |
- | - | - | - | - | - | 18,600 | - | - | - | |
13 |
814 | 814 | 814 | 814 | 814 | 814 | 814 | 3,885 | 3,885 | - | |
130/1 |
814 | 814 | 814 | 814 | 814 | 814 | 814 | - | - | - | |
130 |
- | - | - | - | - | - | - | 814 | 814 | - | |
1311 |
814 | 814 | 814 | 814 | 814 | 814 | 814 | - | - | - | |
132 |
- | - | - | - | - | - | - | 3,071 | 3,071 | - | |
14 |
-30,584 | -37,989 | -27,444 | -15,222 | -14,931 | -16,841 | -10,029 | -4,250 | - | -2,257 | |
17/49 |
247,006 | 256,386 | 255,458 | 229,581 | 244,719 | 204,759 | 280,401 | 267,773 | 259,307 | 217,053 | |
17 |
174,842 | 174,842 | 174,842 | 174,842 | 174,842 | 174,842 | 220,160 | 220,160 | 220,160 | 196,000 | |
170/4 |
174,842 | 174,842 | 174,842 | 174,842 | 174,842 | 174,842 | 220,160 | 220,160 | 220,160 | 196,000 | |
42/48 |
71,929 | 81,544 | 80,616 | 54,740 | 69,877 | 26,487 | 25,970 | 22,369 | 21,730 | 13,201 | |
44 |
37,528 | 47,988 | 48,835 | 34,717 | 62,439 | 7,411 | 8,986 | 7,106 | 8,055 | 4,859 | |
440/4 |
37,528 | 47,988 | 48,835 | 34,717 | 62,439 | 7,411 | 8,986 | 7,106 | 8,055 | 4,859 | |
45 |
18,749 | 17,408 | 14,036 | 17 | 8 | 2,198 | 908 | 11,543 | 11,416 | 4,255 | |
450/3 |
1,349 | 8 | 336 | 17 | 8 | 1,098 | 908 | 10,518 | 8,414 | 4,255 | |
454/9 |
17,400 | 17,400 | 13,700 | - | - | 1,100 | - | 1,025 | 3,002 | - | |
47/48 |
15,652 | 16,148 | 17,745 | 20,005 | 7,430 | 16,878 | 16,076 | 3,720 | 2,259 | 4,087 | |
492/3 |
235 | - | - | - | - | 3,430 | 34,271 | 25,244 | 17,418 | 7,851 | |
| Income statement | |||||||||||
76A |
- | - | - | - | - | - | 14,478 | - | - | - | |
9900 |
9,079 | -9,210 | -10,135 | 14,357 | 6,511 | -1,277 | 1,162 | 8,756 | 18,739 | 23,722 | |
62 |
- | - | - | - | - | - | - | - | - | 2,188 | |
630 |
- | 1,132 | 1,595 | 3,481 | 2,713 | 1,122 | 1,300 | 1,825 | 1,776 | 15,319 | |
640/8 |
1,492 | 4,560 | 111 | 4,351 | 1,662 | 766 | 199 | 1,077 | 149 | 384 | |
9901 |
7,587 | -14,902 | -11,841 | 6,525 | 2,136 | -3,165 | -336 | 5,855 | 16,814 | 5,832 | |
75/76B |
- | 4,062 | - | 0 | - | 944 | 2,604 | - | 0 | - | |
75 |
- | 0 | - | 0 | - | 944 | 2,604 | - | 0 | - | |
76B |
- | 4,062 | - | - | - | - | - | - | - | - | |
65/66B |
181 | 115 | 381 | 221 | 227 | 4,591 | 10,209 | 10,015 | 8,876 | 8,090 | |
65 |
181 | 115 | 381 | 221 | 227 | 4,591 | 10,209 | 10,015 | 8,876 | 8,090 | |
9903 |
7,406 | -10,954 | -12,222 | 6,305 | 1,909 | -6,812 | -7,941 | -4,161 | 7,938 | -2,257 | |
67/77 |
- | -409 | - | 6,595 | - | - | 908 | 89 | 1,796 | - | |
9904 |
7,406 | -10,545 | -12,222 | -291 | 1,909 | -6,812 | -8,850 | -4,250 | 6,142 | -2,257 | |
789 |
- | - | - | - | - | - | 3,071 | - | - | - | |
689 |
- | - | - | - | - | - | - | - | 3,071 | - | |
9905 |
7,406 | -10,545 | -12,222 | -291 | 1,909 | -6,812 | -5,779 | -4,250 | 3,071 | -2,257 | |
| Appropriation of the result | |||||||||||
9906 |
-30,584 | -37,989 | -27,444 | -15,222 | -14,931 | -16,841 | -10,029 | -4,250 | 814 | -2,257 | |
14P |
-37,989 | -27,444 | -15,222 | -14,931 | -16,841 | - | - | - | - | - | |
691/2 |
- | - | - | - | - | - | - | - | 814 | - | |
6920 |
- | - | - | - | - | - | - | - | 814 | - | |
| Social balance sheet | |||||||||||
9087 |
- | - | - | - | - | - | - | - | - | 0.5 | |
Hours worked1013 |
- | - | - | - | - | - | - | - | - | 152 | |
| Document | |||||||||||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2026 at the NBB, filed on 30-10-2026.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-03-2026 | micro format | 30-10-2026 | 2026-00597897 | |
| 31-03-2025 | micro format | 04-11-2025 | 2025-00563926 | |
| 31-03-2024 | micro format | 29-10-2024 | 2024-00526434 | |
| 31-03-2023 | micro format | 12-12-2023 | 2023-00527658 | |
| 31-03-2022 | micro format | 30-11-2022 | 2022-20528366 | |
| 31-03-2021 | micro format | 14-09-2021 | 2021-67100400 | |
| 31-03-2020 | micro format | 23-03-2021 | 2021-08200211 | |
| 31-03-2019 | micro format | 19-02-2020 | 2020-05400070 | |
| 31-03-2018 | micro format | 29-11-2018 | 2018-73200473 | |
| 31-03-2017 | full format | 08-05-2017 | 2017-11600049 |
| Line | Trend | 2026 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| - | -13,770 | -10,247 | 10,006 | 4,849 | -2,043 | 964 | 7,680 | 18,590 | 21,151 | ||
| - | -9,414 | -10,628 | 3,190 | 4,622 | -5,690 | -7,550 | -2,425 | 7,918 | 13,062 | ||
| - | 0 | 0 | -1,500 | 8,551 | 5,350 | -91,566 | 2,268 | 3,478 | 108,125 | ||
| -67,443 | 100,734 | -11,519 | 6,826 | -2,687 | 3,285 | -189 | -25,066 | 15,000 | - | ||
| 159,465 | 151,824 | 161,238 | 171,866 | 167,175 | 174,534 | 261,732 | 168,690 | 165,556 | 127,389 | ||
| -4.7% | -7.8% | -3.2% | 1.8% | 1.8% | 1.2% | 3.2% | 6.4% | 8.0% | 7.0% | ||
| 3.22 | 2.86 | 3.00 | 4.14 | 3.39 | 7.59 | 11.08 | 8.54 | 8.62 | 10.65 | ||
| 0.92 | 1.65 | 0.59 | 0.76 | 0.89 | 2.16 | 6.33 | 7.66 | 7.73 | 8.96 | ||
| - | - | - | 54.77 | 54.59 | 79.58 | 29.88 | 14.68 | 11.53 | 13.28 | ||
| - | - | - | -6.9% | 42.6% | -264.7% | -94.3% | -23.3% | 27.3% | -13.8% | ||
| 3.1% | -4.4% | -4.9% | -0.1% | 0.8% | -3.3% | -3.1% | -1.5% | 2.2% | -1.0% | ||
| - | -119.99 | -26.88 | 45.35 | 21.39 | - | - | - | - | - |
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 31-03-2026 | 31-03-2025 | 31-03-2024 | 31-03-2023 | 31-03-2022 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | - | - | - | €4,784 |
| Financial fixed assets | - | - | - | - | €3,767 |
| - | €1,132 | €1,595 | €3,481 | €2,713 |
Source: notes to the 2022 to 2026 annual accounts (statement of fixed assets)
The operating result for 2026 is a profit of €7,587, after a loss of €14,902 in 2025. It is the highest result since 2018.
Equity is negative. Debt (€247,006) exceeds the balance-sheet total (€235,836).
ISOLIMMO has no parent and no holdings in its annual accounts.
via , at ISOLIMMO until 2021 · Manager · deed of 22-07-2016 Open bankruptcy · founded in 2016 |
total assets €117,749 (2020) |
The network starts from the earlier ties.
Deadline for the 2027 accounts: 31-10-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| R.O.S.E. registered office Rue El'Heur 46, 4624 Fléron | 27-10-2015 | 2.247.888.292 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 62089B0456/00K000 | 934 m² | 1 · 77 m² | 9.0 m · 2 |
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0641.935.607
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