ISOLATIEWERKEN DE ZUTTER
ActiveSummary
ISOLATIEWERKEN DE ZUTTER has been active since 1990 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.5m and a net result of €212,392. Equity has been growing by about 7.6% per year since 2019. Its solvency ranks better than 74% of 9,895 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Official details
Source: KBO- Status
- Active since 02-05-1990 Normal situation
- Activity
- Insulation installation NACE 43230
- Joint committees
- 124 Paritair Comité voor het bouwbedrijf
- 200 Aanvullend Paritair Comité voor de bedienden · annual accounts 30-09-2025
- Establishment unit
- 2.048.356.819 9940 Evergem, since 22-05-1990
- Financial year end
- 30 September
- Peppol
- Reachable since 29-08-2023
Board and ownership
- Michael DE ZUTTERDirector · since 12-04-2008
- Erika DE ZUTTERDirector
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.1%
- Gross margin
- €892,926
- ▲ 1.1%
- Turnover
- ≈ €2.3m
- estimated
- Profit
- €212,392
- ▲ 15.6%
- Equity
- €1.5m
- ▲ 17.0%
- Total assets
- €2.2m
- ▲ 8.3%
- Employees on 30-09-2025
- 6
- ▼ 25.0%
Score breakdownraises riskSector: Specialised construction activities (NACE 43)lowers riskFounded in 1990Liquidity: current ratio 2.50, cash €309,098Equity €1.5m (65.1% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 71% of them on solvency, 57% on liquidity, 61% on profitability and 64% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 23 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
Key points
- Positive: More equity than 92% of companies in specialised constructionsector median €251,290 · 9,897 companies €1.5m View
- Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
- Branch transferred to ISO TRUSTcontribution on 04-03-2026 2026 View
- Positive: 7 profitable years in a rowprofit 2025: €212,392 7 years View
Recent changes
- · Gazette deed Demerger: ISOLATIEWERKEN DE ZUTTER splits off to ISO TRUST
- · Gazette deed Demerger proposal: ISOLATIEWERKEN DE ZUTTER splits off to ISO TRUSTAppointment: Michael De Zutter (director)
- · Gazette deed Resignation: Mirabel Hoys (opvolgend statutair bestuurder)Appointments: Michael DE ZUTTER (statutair bestuurder) and Erika DE ZUTTER (statutair bestuurder opvolger)
Comparable companies
These companies have the same main activity as ISOLATIEWERKEN DE ZUTTER: insulation installation (NACE 43230). They are comparable in size and age: total assets between €1.2m and €3m, founded between 1975 and 1993.
| Company | Total assets | Gross margin |
|---|---|---|
| ISOLATIEWERKEN DE ZUTTER Evergem | €2.2m | €0.9m |
| V.D.I. Lokeren | €2.4m | €0.9m |
| ISOWIT Bilzen-Hoeselt | €3.0m | €0.8m |
| Gebroeders Meerschaege Lochristi | €2.9m | €1.2m |
| CNOCKAERT Kruisem | €1.2m | €0.6m |
| Moyens Industriels pour le Contrôle de l'Environnement Liège | €2.7m | €1.3m |
| ANDRE WARNIER-PAQUE Awans | €2.6m | €0.7m |
Key facts about ISOLATIEWERKEN DE ZUTTER
- What is the company number of ISOLATIEWERKEN DE ZUTTER?
- The company number of ISOLATIEWERKEN DE ZUTTER is 0440.527.478. The VAT number is the same number with BE in front: BE 0440.527.478.
- Where is ISOLATIEWERKEN DE ZUTTER based?
- The registered office is at Langendam 27D, 9940 Evergem.Company details
- What does ISOLATIEWERKEN DE ZUTTER do?
- According to the KBO register, the main activity is insulation installation (NACE 43230).
- What is the legal form of ISOLATIEWERKEN DE ZUTTER?
- The legal form of ISOLATIEWERKEN DE ZUTTER is Private limited company (BV).
- When was ISOLATIEWERKEN DE ZUTTER founded?
- ISOLATIEWERKEN DE ZUTTER was founded on 02-05-1990.
- Is ISOLATIEWERKEN DE ZUTTER still active?
- Yes, ISOLATIEWERKEN DE ZUTTER is an active enterprise in the KBO register.
- How many employees does ISOLATIEWERKEN DE ZUTTER have?
- ISOLATIEWERKEN DE ZUTTER had an average of 7.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does ISOLATIEWERKEN DE ZUTTER fall under?
- In its 30-09-2025 annual accounts, ISOLATIEWERKEN DE ZUTTER states joint committees 124 (Paritair Comité voor het bouwbedrijf) and 200 (Aanvullend Paritair Comité voor de bedienden).
- What is the turnover of ISOLATIEWERKEN DE ZUTTER?
- The turnover in financial year 2025 is ≈ €2.3m. This figure is estimated from the gross margin of €892,926 and 45 comparable companies (NACE 432). It probably lies between €1.9m and €2.9m.
- Is ISOLATIEWERKEN DE ZUTTER profitable?
- In financial year 2025, ISOLATIEWERKEN DE ZUTTER made a profit of €212,392.
- Where can I find the annual accounts of ISOLATIEWERKEN DE ZUTTER?
- ISOLATIEWERKEN DE ZUTTER filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ISOLATIEWERKEN DE ZUTTER due?
- ISOLATIEWERKEN DE ZUTTER must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
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