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ISOLATIE ZIMMERMANN

Active
Private limited companyfounded 1983active for 42 yearsRobert Dansaertlaan 228, 1702 Dilbeek, BelgiumKBO/BCE: BE 0425.822.872
Summary

ISOLATIE ZIMMERMANN has been active since 1983 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.3m and a net result of -€243,364. Equity has been growing by about 9.9% per year since 2018. Its solvency ranks better than 95% of 9,898 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 22-12-1983 Normal situation
Activity
Insulation installation NACE 43230
Establishment unit
2.024.684.463 1702 Dilbeek, since 02-01-1984
Financial year end
31 December
Peppol
Not found in the Peppol Directory

Board and ownership

Board
  • Zimmermann MichaëlDirector

Financial position

92 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
-€60,026
Loss
€243,364
Equity
€1.3m
▼ 16.2%
Total assets
€1.3m
▼ 33.9%
Turnover not published (abbreviated format)
Score breakdownraises riskLoss of €243,364 (financial year 2025)Sector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 58.25, cash €998,974Equity €1.3m (98.5% of total assets)Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 53% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 98.5% of total assets
Liquidity 100+8
short-term debt 1.5% · cash 78.2%
Profitability 0-82
return on assets -19.0%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: 0.1%▲ +0.1 percentage points vs 07-2025 09-2025: < 0.1%▼ -0.1 percentage points vs 08-2025lowest value 10-2025: < 0.1%● unchanged vs 09-2025lowest value 11-2025: < 0.1%● unchanged vs 10-2025lowest value 12-2025: < 0.1%● unchanged vs 11-2025lowest value 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: 0.1%▲ +0.1 percentage points vs 09-2026highest value 11-2026: 0.1%● unchanged vs 10-2026highest value
Credit of up to €110,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 58.25 (4.09 in 2024), above the usual 1.5. Short-term debt is 1.5% and cash 78.2% of total assets. 1.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 90% of them on solvency, 98% on liquidity, 4% on profitability and 20% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Loss of €243,364 (financial year 2025)
NBB · annual accounts
lowers risk · Liquidity: current ratio 58.25, cash €998,974
NBB · annual accounts
lowers risk · Equity €1.3m (98.5% of total assets)
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
36 days early
2024
22 days late
2023
26 days late
2022
30 days late
2021
32 days early
2020
178 days late
2019
194 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 55 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 August (4 of the last 5 accounts filed within 54 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: From profit to loss in 2025after a profit of €207,715 in 2024 -€243,364 View
  • Caution: Lower net result than 95% of companies in specialised constructionsector median €26,845 · 9,890 companies -€243,364 View

Recent changes

  1. · Gazette deed Change of role: Zimmerman Michael, from manager to director
All 15 events

Comparable companies

These companies have the same main activity as ISOLATIE ZIMMERMANN: insulation installation (NACE 43230). They are comparable in size and age: total assets between €398,000 and €3.9m, founded between 1976 and 2009.

CompanyTotal assetsGross margin
ISOLATIE ZIMMERMANN Dilbeek€1.3m-€0.06m
UMISOL GROUP Zele€1.2m-€0.2m
ISOLUX Brecht€0.6m-€0.002m
''HYDROTHAN'' Wavre€0.4m-€0.02m
ISO D.R. DIKSMUIDE Heuvelland€1.1m€0.002m
REMOVE INSUL Beveren-Kruibeke-Zwijndrecht€1.2m-
RENO-ISOL Liège€3.9m-€0.02m
Full comparison

Key facts about ISOLATIE ZIMMERMANN

What is the company number of ISOLATIE ZIMMERMANN?
The company number of ISOLATIE ZIMMERMANN is 0425.822.872. The VAT number is the same number with BE in front: BE 0425.822.872.
Where is ISOLATIE ZIMMERMANN based?
The registered office is at Robert Dansaertlaan 228, 1702 Dilbeek.Company details
What does ISOLATIE ZIMMERMANN do?
According to the KBO register, the main activity is insulation installation (NACE 43230).
What is the legal form of ISOLATIE ZIMMERMANN?
The legal form of ISOLATIE ZIMMERMANN is Private limited company (BV).
When was ISOLATIE ZIMMERMANN founded?
ISOLATIE ZIMMERMANN was founded on 22-12-1983.
Is ISOLATIE ZIMMERMANN still active?
Yes, ISOLATIE ZIMMERMANN is an active enterprise in the KBO register.
What is the turnover of ISOLATIE ZIMMERMANN?
The annual accounts for financial year 2025 state no turnover. The abbreviated format does not require it.Financials
Is ISOLATIE ZIMMERMANN profitable?
In financial year 2025, ISOLATIE ZIMMERMANN made a loss of €243,364.
Where can I find the annual accounts of ISOLATIE ZIMMERMANN?
ISOLATIE ZIMMERMANN filed 42 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ISOLATIE ZIMMERMANN due?
ISOLATIE ZIMMERMANN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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