ISOGYM
ActiveSummary
The annual accounts of ISOGYM for fiscal year 2025 show a net loss of 89% of the equity at the start of that year. The 2025 annual accounts show equity of €297k and a net result of €-24k. Equity is growing by ~26.1% per year across the filed fiscal years. Its solvency ranks better than 53% of 2304 sector peers (fiscal year 2025). The company has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability30▼-35
Solvency56▲+20
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.04 against 0.42 in 2024; short-term debt: 62.7% and cash: 1.4% of total assets), and 68.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sector 93
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
22 d early
2023
8 d early
2022
32 d late
2021
78 d late
2020
61 d late
2019
56 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€297k▲ 1,007%
2024 · €27k
2018: €9k
2019: €6k
2020: €11k
2021: €11k
2022: €19k
2023: €20k
2024: €27k
2018 → 2025
Total assets
€955k▲ 295%
2024 · €241k
2018: €36k
2019: €32k
2020: €57k
2021: €67k
2022: €93k
2023: €246k
2024: €241k
2018 → 2025
Net result
€-24k
2024 · €7k
2018: €-2k
2019: €-2k
2020: €5k
2021: €-578
2022: €8k
2023: €524
2024: €7k
2018 → 2025
Working capital
€-577k▼ 621%
2024 · €-80k
2018: €-14k
2019: €-16k
2020: €-23k
2021: €-37k
2022: €-38k
2023: €-71k
2024: €-80k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€11k-€19k▲ 76.5%€20k▲ 2.7%€27k▲ 36.6%€297k▲ 1,007%
Operating result€-350-€9k€6k▼ 36.5%€14k▲ 150%€-17k
Net result€-578-€8k€524▼ 93.7%€7k▲ 1,270%€-24k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €17k after €14k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €955k
Fixed assets
€933k ▲ 409%
Current assets
€22k ▼ 62.5%
Equity and liabilities €955k
Equity
€297k ▲ 1,007%
Debt
€658k ▲ 206%
Debt's share of the balance-sheet total falls from 88.9% to 68.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€12k▼
2024 · €36k
Cash flow
€5k▼
2024 · €29k
Current ratio
0.04▼
2024 · 0.42
Quick ratio
0.03▼
2024 · 0.39
Debt to equity
2.21▼
2024 · 8.00
ROE
-8.0%▼
2024 · 26.8%
ROA
-2.5%▼
2024 · 3.0%
Interest coverage
1.78▼
2024 · 5.13
Debt ≤ 1 year
€599k▲
2024 · €138k
Debt > 1 year
€59k▼
2024 · €76k
Staff costs
€70k▲
2024 · €50k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€241k€955k▲
Fixed assets21/28€183k€933k▲
Intangible fixed assets21-€4k
Tangible fixed assets22/27€183k€929k▲
Land and buildings22€34k€324k▲
Plant, machinery and equipment23€149k€605k▲
Current assets29/58€58k€22k▼
Stocks and contracts in progress3€4k€4k▼
Stocks30/36€4k€4k▼
Amounts receivable within one year40/41€47k€3k▼
Trade receivables40€1k€3k▲
Other amounts receivable41€46k€555▼
Cash at bank and in hand54/58€6k€14k▲
Deferred charges and accrued income490/1€483€633▲
Equity and liabilities
Total equity and liabilities10/49€241k€955k▲
Equity10/15€27k€297k▲
Contributions10/11€19k€312k▲
Reserves13€16k€16k=
Tax-exempt reserves132€14k€14k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-8k€-31k▼
Amounts payable17/49€215k€658k▲
Amounts payable after more than one year17€76k€59k▼
Financial debts170/4€76k€59k▼
Amounts payable within one year42/48€138k€599k▲
Current portion of amounts payable after more than one year42€17k€18k▲
Trade debts44€35k€88k▲
Suppliers440/4€35k€88k▲
Taxes, remuneration and social security45€5k€8k▲
Taxes450/3€71€1k▲
Remuneration and social security454/9€5k€7k▲
Other amounts payable47/48€81k€485k▲
Income statement
Code20242025
Remuneration, social security and pensions62€50k€70k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€29k▲
Other operating charges640/8€4k€4k▼
Gross operating margin9900€90k€86k▼
Operating profit (loss)9901€14k€-17k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€7k€7k▼
Recurring financial charges65€7k€7k▼
Profit (loss) for the period before taxes9903€7k€-24k▼
Profit (loss) for the period9904€7k€-24k▼
Profit (loss) for the period to be appropriated9905€7k€-24k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€-31k▼
Profit (loss) brought forward from the previous period14P€-15k€-8k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-24k ▼431%
Net result drops to €-24k, the lowest in the series.
31-12
Financial
Equity above €200kEq €297k ▲1007%
Equity rises from €27k to €297k.
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
17-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 78 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-12
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
25-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 56 days late
2019
22-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 83 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Izegem · 1 establishment unit since 1985
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Roeselaarsestraat 5058870 IzegemGround area
3,868 m²
Building footprint
2,576 m²
Volume, LiDAR
13,576 m³
Parcel 36494E0530/00L000, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Roeselaarsestraat 505, 8870 Izegem
since 19852.027.084.026
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36494E0530/00L000 | Flanders | 3,868 m² | 1 · 2,576 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteIzegem2.027.084.026
Similar companies · same sector, comparable size
ILSAKI
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ONE MORE
BE 0768.377.283
Antwerpen · Eq €288k
DE KAAI KORTRIJK
BE 0828.197.084
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DASTE
BE 0867.458.429
Antwerpen · Eq €286k
Of 1,518 companies in sector 93130 we hold annual accounts for 687. 435 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-04-1985
Fiscal year end31-12
Activities, NACEBEL 2025
93130Fitness centres
47639Retail sale of other sporting goods
56220Contract catering and other food service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 41 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.