ISOFIX
ActiveISOFIX has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-865k) and a net result of €20k. Equity is shrinking by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 5% of 636 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
13
/ 100
Critical▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency39▲+3
Growth32=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.74 against 0.64 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 32
Relative position
BE, all sectors
reference
Sector 32
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-210.1%
Return on assets
4.8%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 636 sector peers (2025).
NBB · sector comparisonPosition among 636 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
51 d early
2023
27 d early
2022
49 d early
2021
44 d early
2020
33 d early
2019
46 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-865k▲ 2.2%
2024 · €-885k
2018: €259k
2019: €-555k
2020: €-886k
2021: €-930k
2022: €-920k
2023: €-906k
2024: €-885k
2018 → 2025
Total assets
€412k▼ 17.9%
2024 · €502k
2018: €1.08M
2019: €990k
2020: €576k
2021: €467k
2022: €434k
2023: €476k
2024: €502k
2018 → 2025
Net result
€20k▼ 8.0%
2024 · €21k
2018: €36k
2019: €-814k
2020: €-284k
2021: €-44k
2022: €11k
2023: €13k
2024: €21k
2018 → 2025
Working capital
€-71k▲ 48.7%
2024 · €-138k
2018: €-490k
2019: €-597k
2020: €-481k
2021: €-242k
2022: €-491k
2023: €-184k
2024: €-138k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-930k-€-920k▲ 1.1%€-906k▲ 1.4%€-885k▲ 2.4%€-865k▲ 2.2%
Operating result€-39k-€14k€14k▲ 1.5%€21k▲ 48.8%€20k▼ 7.9%
Net result€-44k-€11k€13k▲ 22.7%€21k▲ 64.2%€20k▼ 8.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 8% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €412k
Fixed assets
€206k▼ 18.8%
Current assets
€206k▼ 17.0%
Key figures and ratios
EBITDA
€68k▼
2024 · €68k
Cash flow
€68k▼
2024 · €68k
Solvency
-210.1%▼
2024 · -176.4%
Current ratio
0.74▲
2024 · 0.64
Quick ratio
0.74▲
2024 · 0.64
Debt / equity
-1.48▲
2024 · -1.57
ROE
-2.3%▲
2024 · -2.4%
ROA
4.8%▲
2024 · 4.3%
Interest coverage
1539.19▼
2024 · 1659.40
Debt
€1.28M▼
2024 · €1.39M
Debt ≤ 1 year
€277k▼
2024 · €387k
Debt > 1 year
€1.00M=
2024 · €1.00M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€502k€412k▼
Fixed assets21/28€253k€206k▼
Tangible fixed assets22/27€253k€206k▼
Land and buildings22€251k€205k▼
Plant, machinery and equipment23€2k€0▼
Furniture and vehicles24-€755
Current assets29/58€248k€206k▼
Amounts receivable within one year40/41€46k€35k▼
Trade receivables40€35k€35k▼
Other amounts receivable41€11k€51▼
Cash at bank and in hand54/58€201k€170k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€502k€412k▼
Equity10/15€-885k€-865k▲
Contributions10/11€113k€113k=
Capital10€113k€113k=
Issued capital100€113k€113k=
Reserves13€75k€75k=
Non-distributable reserves130/1€1k€1k=
Legal reserve130€1k€1k=
Distributable reserves133€74k€74k=
Profit (loss) carried forward14€-1.07M€-1.05M▲
Amounts payable17/49€1.39M€1.28M▼
Amounts payable after more than one year17€1.00M€1.00M=
Financial debts170/4€1.00M€1.00M=
Amounts payable within one year42/48€387k€277k▼
Trade debts44€7k€5k▼
Suppliers440/4€7k€5k▼
Taxes, remuneration and social security45-€3k
Taxes450/3-€3k
Other amounts payable47/48€380k€269k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€47k€49k▲
Other operating charges640/8€21k€21k▲
Gross operating margin9900€89k€89k▲
Operating profit (loss)9901€21k€20k▼
Financial charges65/66B€41€44▲
Recurring financial charges65€41€44▲
Profit (loss) for the period before taxes9903€21k€20k▼
Profit (loss) for the period9904€21k€20k▼
Profit (loss) for the period to be appropriated9905€21k€20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-1.07M€-1.05M▲
Profit (loss) brought forward from the previous period14P€-1.09M€-1.07M▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €11k
Net result €11k after 3 loss-making years.
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
15-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-814k ▼2349%
Net result drops to €-814k, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
19-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
02-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2023
Gilbert KNAEPEN
CurrentDirector · since 20-12-2023
20-12-2023
Gilbert KNAEPEN: Resigned as Director
20-12-2023
Gilbert KNAEPEN: Appointed as Director
20-12-2023
Gilbert KNAEPEN: Appointed as Managing director
20-12-2023
Gwendolyn KNAEPEN: Resigned as Director
Location & real-estate footprint
Registered office, Welkenraedt · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route Charlemagne 69A4841 WelkenraedtGround area
1.2 ha
Building footprint
528 m²
Volume, LiDAR
4,507 m³
Parcel 63032A0057/00E002, Wallonia · tallest building 23.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Route Charlemagne 69A, 4841 Welkenraedt
since 19952.046.529.952
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63032A0057/00E002 | Wallonia | 1.2 ha | 1 · 528 m² | 23.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
COUST ACOUSTICS
BE 0600.820.374
Gent · Eq €259k
Le centre du cheveu
BE 0645.690.297
Brussel · Eq €256k
General Floating Equipment
BE 0849.095.933
Antwerpen · Eq €251k
BOUGIES JIVE KAARSEN
BE 0434.946.713
Halle · Eq €273k
FETTE COMPACTING BELGIUM
BE 0670.959.193
Mechelen · Eq €244k
Of 912 companies in sector 32990 we hold annual accounts for 162. 108 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded30-12-1989
Fiscal year end31-12
Activities, NACEBEL
32990Other manufacturing not elsewhere classified
46900Non-specialised wholesale trade
51900
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.