ISO PESCA
ActiveISO PESCA has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €399k and a net result of €67k. Equity is growing by ~25.2% per year across the filed fiscal years. Its solvency ranks better than 49% of 10252 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-2
Solvency61▲+3
Growth85=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 1.94 against 1.9 in 2024; short-term debt: 44.4% and cash: 32.6% of total assets), but 63.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.4%
Return on assets
6.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
19 d late
2023
93 d early
2022
51 d late
2021
68 d late
2020
30 d late
2019
193 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€7.85M▲ 403%
2018 · €1.56M
2018: €1.56M
2018 → 2023
EBIT margin
2.3%▲ 0.9pp
2018 · 1.5%
2018: 1.5%
2018 → 2023
Net result
€67k▼ 5.1%
2024 · €71k
2018: €16k
2019: €62k
2020: €72k
2021: €-163k
2022: €115k
2023: €117k
2024: €71k
2018 → 2025
Working capital
€460k▲ 22.6%
2024 · €375k
2018: €37k
2019: €54k
2020: €144k
2021: €261k
2022: €278k
2023: €351k
2024: €375k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€7.85M
Equity€29k-€144k▲ 401%€261k▲ 81.6%€332k▲ 27.0%€399k▲ 20.2%
Operating result€216k-€155k▼ 28.5%€184k▲ 18.6%€138k▼ 25.0%€112k▼ 18.7%
Net result€-163k-€115k€117k▲ 1.9%€71k▼ 39.9%€67k▼ 5.1%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 19% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.10M
Fixed assets
€150k▼ 29.3%
Current assets
€947k▲ 19.6%
Equity and liabilities €1.10M
Equity
€399k▲ 20.2%
Debt
€698k▲ 3.9%
The debt ratio falls from 66.9% to 63.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€177k▼
2024 · €205k
Cash flow
€132k▼
2024 · €138k
Solvency
36.4%▲
2024 · 33.1%
Current ratio
1.94▲
2024 · 1.90
Quick ratio
1.51▼
2024 · 1.61
Debt / equity
1.75▼
2024 · 2.03
ROE
16.8%▼
2024 · 21.3%
ROA
6.1%▼
2024 · 7.0%
Interest coverage
25.83▲
2024 · 17.60
Debt
€698k▲
2024 · €672k
Debt ≤ 1 year
€488k▲
2024 · €417k
Debt > 1 year
€211k▼
2024 · €255k
Income taxes
€38k▼
2024 · €58k
Staff costs
€231k▲
2024 · €221k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.00M€1.10M▲
Fixed assets21/28€212k€150k▼
Intangible fixed assets21€55k€36k▼
Tangible fixed assets22/27€157k€113k▼
Furniture and vehicles24€99k€72k▼
Leasing and similar rights25€5k€3k▼
Other tangible fixed assets26€53k€39k▼
Current assets29/58€792k€947k▲
Stocks and contracts in progress3€120k€209k▲
Stocks30/36€120k€209k▲
Amounts receivable within one year40/41€476k€369k▼
Trade receivables40€362k€272k▼
Other amounts receivable41€114k€98k▼
Cash at bank and in hand54/58€193k€357k▲
Deferred charges and accrued income490/1€3k€11k▲
Equity and liabilities
Total equity and liabilities10/49€1.00M€1.10M▲
Equity10/15€332k€399k▲
Contributions10/11€20k€20k=
Capital10€20k€20k=
Issued capital100€20k€20k=
Reserves13€98k€164k▲
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Distributable reserves133€96k€162k▲
Profit (loss) carried forward14€214k€214k=
Amounts payable17/49€672k€698k▲
Amounts payable after more than one year17€255k€211k▼
Financial debts170/4€221k€184k▼
Other amounts payable178/9€34k€27k▼
Amounts payable within one year42/48€417k€488k▲
Current portion of amounts payable after more than one year42€40k€42k▲
Financial debts43€30k-
Credit institutions430/8€30k-
Trade debts44€179k€240k▲
Suppliers440/4€179k€240k▲
Advances received on contracts in progress46€68k€38k▼
Taxes, remuneration and social security45€101k€168k▲
Taxes450/3€84k€146k▲
Remuneration and social security454/9€17k€22k▲
Income statement
Code20242025
Remuneration, social security and pensions62€221k€231k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€68k€65k▼
Other operating charges640/8€34k€8k▼
Gross operating margin9900€460k€416k▼
Operating profit (loss)9901€138k€112k▼
Financial income75/76B€2k-
Recurring financial income75€2k-
Financial charges65/66B€12k€7k▼
Recurring financial charges65€12k€7k▼
Profit (loss) for the period before taxes9903€128k€105k▼
Income taxes67/77€58k€38k▼
Profit (loss) for the period9904€71k€67k▼
Profit (loss) for the period to be appropriated9905€71k€67k▼
Appropriation of the result
Profit (loss) to be appropriated9906€285k€281k▼
Profit (loss) brought forward from the previous period14P€214k€214k=
Transfer to equity691/2€71k€67k▼
To other reserves6921€71k€67k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €117k ▲1.9%
Net result €117k, the highest in the series.
31-12
Financial
Equity above €200kEq €261k ▲81.6%
2 profitable years in a row build equity to €261k.
20-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 51 days late
2022
31-12
Financial
Back to profitnet €115k
Net result €115k after one loss-making year.
31-12
Financial
Equity above €100kEq €144k ▲401%
Equity rises from €29k to €144k.
07-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 68 days late
2021
31-12
Financial
Weakest financial yearnet €-163k ▼327%
Net result drops to €-163k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 30 days late
09-02
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 193 days late
2020
31-12
Financial
Equity above €150kEq €192k ▲60.1%
3 profitable years in a row build equity to €192k.
2019
31-12
Financial
Equity above €100kEq €120k ▲75.3%
2 profitable years in a row build equity to €120k.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 29 days late
2018
12-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
05-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 127 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ropsy Chaudronstraat 241070 AnderlechtGround area
211 m²
Building footprint
202 m²
Volume, LiDAR
682 m³
Parcel 21304B0122/00P006, Brussels · tallest building 6.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
LA MEDITERANNEE
since 20122.208.720.682
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21304B0122/00P006 | Brussels | 211 m² | 1 · 202 m² | 6.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAnderlecht2.208.720.682
Similar companies · same sector, comparable size
ANITOMA
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PIERINO-IJS
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GALIP FRUITS
BE 0474.494.207
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TINAGRO
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Of 3,831 companies in sector 47210 we hold annual accounts for 965. 590 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded07-03-2012
Fiscal year end31-12
Activities, NACEBEL
47210Retail sale of fruit and vegetables
47230Retail trade
47810Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.