Financials
- Fiscal year
- 2024
- Total assets
- €350,122
- Loss
- -€77,112
- Solvency
- 3.2%
Total assets▼ 32.4%
Net result
20182024
ISO - CHASSIS
ActiveSummary
The computed 12-month bankruptcy probability of ISO - CHASSIS is 8.4% (elevated). The annual accounts of ISO - CHASSIS for fiscal year 2024 show a net loss of 87% of the equity at the start of that year. The 2024 annual accounts show equity of €11,295 and a net result of -€77,112. Equity is shrinking by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 10% of 6131 sector peers (fiscal year 2024). The company has been active since 1979 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Wholesale of construction materials, general range
NACE 46831Joinery installation NACE 43320NACE 45421
1 site
Size
€350,122total assets 2024
- Equity
- €11,295
- Loss
- -€77,112
Structure
Accounts 66 d overdue0 of 3 deeds read
Why 31- 1 change of registered office in 24 months- Liquidity: current ratio 0.85, cash €1,394, halved- Figures for FY 2024 (filed 30-09-2025)+ Size: total assets €350,122Show the evidence
Checked score
Score 2024
31
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 8% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Weak
Solvency
28-14
equity 3.2% of total assets
Liquidity
0-8
short-term debt 96.8% · cash 0.4%
Profitability
0-31
return on assets -22.0%
Bankruptcy probability, 12 months
8.4%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 8 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 1.5%
12-2024: 1.5%● 0.0% vs 11-2024
01-2025: 1.5%▼ -0.6% vs 12-2024lowest value
02-2025: 1.5%● 0.0% vs 01-2025lowest value
03-2025: 2.0%▲ +32.8% vs 02-2025
04-2025: 2.1%▲ +2.3% vs 03-2025
05-2025: 2.1%▲ +0.5% vs 04-2025
06-2025: 2.1%▼ -0.7% vs 05-2025
07-2025: 2.3%▲ +12.0% vs 06-2025
08-2025: 3.1%▲ +36.4% vs 07-2025
09-2025: 5.5%▲ +75.3% vs 08-2025
10-2025: 5.4%▼ -2.5% vs 09-2025
11-2025: 5.4%● 0.0% vs 10-2025
12-2025: 5.4%● 0.0% vs 11-2025
01-2026: 5.4%● 0.0% vs 12-2025
02-2026: 5.4%● 0.0% vs 01-2026
03-2026: 5.3%▼ -1.0% vs 02-2026
04-2026: 5.5%▲ +3.1% vs 03-2026
05-2026: 5.4%▼ -2.2% vs 04-2026
06-2026: 5.3%▼ -0.6% vs 05-2026
07-2026: 5.6%▲ +4.8% vs 06-2026
08-2026: 6.1%▲ +9.5% vs 07-2026
09-2026: 6.4%▲ +4.9% vs 08-2026
10-2026: 8.4%▲ +31.2% vs 09-2026highest value
- 1 change of registered office in 24 months raises the probability
- Liquidity: current ratio 0.85, cash €1,394, halved raises the probability
- Figures for FY 2024 (filed 30-09-2025) raises the probability
- Size: total assets €350,122 lowers the probability for this profile
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.85 against 1.12 in 2023; short-term debt: 96.8% and cash: 0.4% of total assets), and 96.8% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 18%, liquidity 3%, profitability 6%, growth against the median 5%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€77,112
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 6131 sector peers (2024).
NBB · sector comparisonPosition among 6131 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
60 d late
2023
47 d late
2022
85 d late
2021
59 d late
2020
90 d late
2019
119 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 77 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · full…
- Weakest financial yearnet -€77,112
- Annual accounts filedfiscal year 2023 · full…
Key points
- Risk: 3 loss-making years in a rowloss fiscal year 2024 -€77,112 View
- Caution: Result fell in 2024from -€4,183 to -€77,112 ▼ 1,744% View
- Caution: Among the weakest 9% on equitysector median €1.3m · 6,132 companies €11,295 View
- Caution: Accounts not fileddeadline was 31-07-2026 66 d late View
- Active since 1979founded 01-04-1979 47 years View
By topic
Timeline
- Events
- 12
- Since
- 2016
- 29-09-2025Annual accounts filed
- 31-12-2024Weakest financial year
- 16-09-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Wholesale of construction materials, general rangeNACE 46831
- Founded
- 01-04-1979
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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