Iso Chape
ActiveIso Chape has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €79k and a net result of €1k. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 95% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability59▲+46
Solvency100=
Growth40▲+3
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 46.92 against 11.52 in 2024; short-term debt: 2% and cash: 5.6% of total assets), and 2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98%
Return on assets
1.5%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-01-2026, 26 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
26 d early
2024
2 d early
2023
1 d early
2022
on the day
2021
on the day
2020
13 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€254k▲ 10.0%
2024 · €231k
2019: €357k
2020: €358k
2021: €410k
2022: €314k
2023: €325k
2024: €231k
2019 → 2025
EBIT margin
1.2%▲ 3.7pp
2024 · -2.5%
2019: 6.7%
2020: 5.7%
2021: 3.5%
2022: 1.7%
2023: 2.9%
2024: -2.5%
2019 → 2025
Net result
€1k
2024 · €-6k
2019: €3k
2020: €6k
2021: €6k
2022: €-4k
2023: €3k
2024: €-6k
2019 → 2025
Working capital
€74k▲ 11.5%
2024 · €66k
2019: €61k
2020: €64k
2021: €75k
2022: €71k
2023: €74k
2024: €66k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€410k-€314k▼ 23.3%€325k▲ 3.6%€231k▼ 29.1%€254k▲ 10.0%
Equity€84k-€81k▼ 4.3%€83k▲ 3.4%€77k▼ 7.1%€79k▲ 1.5%
Operating result€14k-€5k▼ 63.5%€10k▲ 81.4%€-6k€3k
Net result€6k-€-4k€3k€-6k€1k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €3k after a loss of €6k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €80k
Fixed assets
€5k▼ 58.6%
Current assets
€76k▲ 4.0%
Equity and liabilities €80k
Equity
€79k▲ 1.5%
Debt
€2k▼ 74.5%
The debt ratio falls from 7.5% to 2.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€9k▲
2024 · €-178
Cash flow
€8k▲
2024 · €-326
Solvency
98.0%▲
2024 · 92.5%
Current ratio
46.92▲
2024 · 11.52
Quick ratio
46.92▲
2024 · 11.52
Debt / equity
0.02▼
2024 · 0.08
ROE
1.5%▲
2024 · -7.6%
ROA
1.5%▲
2024 · -7.1%
Interest coverage
15.09▲
2024 · -0.18
Debt
€2k▼
2024 · €6k
Debt ≤ 1 year
€2k▼
2024 · €6k
Income taxes
€1k▲
2024 · €134
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€84k€80k▼
Fixed assets21/28€11k€5k▼
Tangible fixed assets22/27€11k€4k▼
Plant, machinery and equipment23€533-
Furniture and vehicles24€10k€4k▼
Financial fixed assets28€180€180=
Current assets29/58€73k€76k▲
Amounts receivable within one year40/41€54k€70k▲
Trade receivables40€34k€53k▲
Other amounts receivable41€20k€17k▼
Cash at bank and in hand54/58€12k€4k▼
Deferred charges and accrued income490/1€7k€1k▼
Equity and liabilities
Total equity and liabilities10/49€84k€80k▼
Equity10/15€77k€79k▲
Contributions10/11€6k€6k=
Capital10€6k-
Issued capital100€19k-
Uncalled capital101€12k-
Outside capital11-€6k
Share premium1100/10-€6k
Reserves13€2k€2k=
Non-distributable reserves130/1€2k-
Legal reserve130€2k-
Distributable reserves133-€2k
Profit (loss) carried forward14€69k€71k▲
Amounts payable17/49€6k€2k▼
Amounts payable within one year42/48€6k€2k▼
Current portion of amounts payable after more than one year42€0-
Trade debts44€6k€387▼
Suppliers440/4€6k€387▼
Bills of exchange payable441€105-
Taxes, remuneration and social security45€0€1k▲
Taxes450/3€0€1k▲
Income statement
Code20242025
Turnover70€231k€254k▲
Goods, raw materials, services and sundry goods60/61€230k€245k▲
Remuneration, social security and pensions62€215-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€1k€1k▼
Gross operating margin9900€1k€11k▲
Operating profit (loss)9901€-6k€3k▲
Financial income75/76B€1k-
Recurring financial income75€1k-
Non-recurring financial income76B€1k-
Financial charges65/66B€1k€629▼
Recurring financial charges65€1k€629▼
Non-recurring financial charges66B€0-
Profit (loss) for the period before taxes9903€-6k€2k▲
Income taxes67/77€134€1k▲
Profit (loss) for the period9904€-6k€1k▲
Profit (loss) for the period to be appropriated9905€-6k€1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€69k€71k▲
Profit (loss) brought forward from the previous period14P€75k€69k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
30-06
Financial
Liquidity quadruplescurrent ratio 46.92
Current ratio from 11.52 to 46.92; short-term debt falls from €6k to €2k.
29-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-06
Financial
Weakest financial yearnet €-6k ▼315%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
30-06
Financial
Liquidity triplescurrent ratio 11.52
Current ratio from 3.49 to 11.52; short-term debt falls from €30k to €6k.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-06
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
30-06
Financial
Highest result since 2019net €6k ▲9.8%
Net result €6k, the highest in the series.
18-01
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
30-01
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
22-01
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
24-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pagodenlaan 2341020 BrusselGround area
193 m²
Building footprint
87 m²
Volume, LiDAR
692 m³
Parcel 21818E0109/00N003, Brussels · tallest building 14.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ISO CHAPE
since 20082.175.716.433
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21818E0109/00N003 | Brussels | 193 m² | 1 · 87 m² | 14.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ALG RENO
BE 0698.678.924
Antwerpen · Eq €79k
B.K. TECH
BE 0707.640.338
Sint-Joost-ten-Node · Eq €79k
ELASTISCHE VOEGEN LEENDERS
BE 0884.273.675
Jabbeke · Eq €79k
GEVELWERKEN CEUPPENS
BE 0451.084.642
Westerlo · Eq €79k
ZULD CONSTRUCT
BE 0648.983.943
Anderlecht · Eq €79k
Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 6,240 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-12-2008
Fiscal year end30-06
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
43910Bricklaying and masonry work
43994Specialised construction activities
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.