Ismou Consulting
ActiveIsmou Consulting has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €144k and a net result of €57k. Equity is growing by ~63% per year across the filed fiscal years. Its solvency ranks better than 83% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+3
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 7.33 against 3.55 in 2024; short-term debt: 13.3% and cash: 89.1% of total assets), and 13.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.7%
Return on assets
34.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-02-2026, 155 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
155 d early
2024
30 d early
2023
14 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€144k▲ 65.4%
2024 · €87k
2023: €34k
2024: €87k
2023 → 2025
Total assets
€167k▲ 37.9%
2024 · €121k
2023: €52k
2024: €121k
2023 → 2025
Net result
€57k▲ 7.9%
2024 · €53k
2023: €30k
2024: €53k
2023 → 2025
Working capital
€140k▲ 64.1%
2024 · €86k
2023: €34k
2024: €86k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€34k-€87k▲ 154%€144k▲ 65.4%
Operating result€38k-€68k▲ 78.2%€73k▲ 7.0%
Net result€30k-€53k▲ 74.4%€57k▲ 7.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 7% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €167k
Fixed assets
€4k▲ 131%
Current assets
€163k▲ 36.5%
Equity and liabilities €167k
Equity
€144k▲ 65.4%
Debt
€22k▼ 33.9%
The debt ratio falls from 27.8% to 13.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€74k▲
2024 · €69k
Cash flow
€58k▲
2024 · €54k
Solvency
86.7%▲
2024 · 72.2%
Current ratio
7.33▲
2024 · 3.55
Quick ratio
7.33▲
2024 · 3.55
Debt / equity
0.15▼
2024 · 0.38
ROE
39.6%▼
2024 · 60.7%
ROA
34.3%▼
2024 · 43.8%
Interest coverage
75.09▲
2024 · 49.61
Debt
€22k▼
2024 · €34k
Debt ≤ 1 year
€22k▼
2024 · €34k
Income taxes
€15k▲
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€121k€167k▲
Fixed assets21/28€2k€4k▲
Tangible fixed assets22/27€2k€4k▲
Plant, machinery and equipment23€2k€4k▲
Current assets29/58€119k€163k▲
Amounts receivable within one year40/41€14k€14k=
Trade receivables40€14k€14k=
Cash at bank and in hand54/58€105k€148k▲
Equity and liabilities
Total equity and liabilities10/49€121k€167k▲
Equity10/15€87k€144k▲
Contributions10/11€4k€4k=
Reserves13€30k€83k▲
Distributable reserves133€30k€83k▲
Profit (loss) carried forward14€53k€57k▲
Amounts payable17/49€34k€22k▼
Amounts payable within one year42/48€34k€22k▼
Trade debts44€3k€3k▼
Suppliers440/4€3k€3k▼
Taxes, remuneration and social security45€30k€19k▼
Taxes450/3€28k€19k▼
Remuneration and social security454/9€1k-
Other amounts payable47/48€728€9▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€557€995▲
Other operating charges640/8€153€166▲
Gross operating margin9900€69k€74k▲
Operating profit (loss)9901€68k€73k▲
Financial charges65/66B€1k€982▼
Recurring financial charges65€1k€982▼
Profit (loss) for the period before taxes9903€67k€72k▲
Income taxes67/77€14k€15k▲
Profit (loss) for the period9904€53k€57k▲
Profit (loss) for the period to be appropriated9905€53k€57k▲
Appropriation of the result
Profit (loss) to be appropriated9906€83k€110k▲
Profit (loss) brought forward from the previous period14P€30k€53k▲
Transfer to equity691/2€30k€53k▲
To other reserves6921€30k€53k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €57k ▲7.9%
Operating result €73k, net result €57k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 7.33
Current ratio from 3.55 to 7.33; short-term debt falls from €34k to €22k.
31-12
Financial
Equity above €100kEq €144k ▲65.4%
3 profitable years in a row build equity to €144k.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Turnhoutsebaan 1902140 AntwerpenGround area
1,449 m²
Building footprint
1,215 m²
Volume, LiDAR
22,079 m³
Parcel 11006A0590/00E000, Flanders · tallest building 32.0 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
Ismou Consulting
since 20232.347.687.634
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11006A0590/00E000 | Flanders | 1,449 m² | 1 · 1,215 m² | 32.0 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 15,363 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-07-2023
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.