ISK
ActiveSummary
The computed 12-month bankruptcy probability of ISK is 1.7% (moderate). The 2025 annual accounts show equity of €1.6m and a net result of -€6,897. The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability36
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €100,000 at 30 days only on tighter terms
Liquidity ample (current ratio 1.67; short-term debt: 0.7% and cash: 1.2% of total assets), and 0.7% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.3%
Return on assets
-0.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2025, micro schema
Equity
€1.6m
Total assets
€1.6m
Net result
-€6,897
Working capital
€8,170
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €1.6m
Fixed assets
€1.6m
Current assets
€20,285
Equity and liabilities €1.6m
Equity
€1.6m
Debt
€12,182
Debt finances 0.7% of the balance-sheet total.
Key figures and ratios
Current ratio
1.67
Debt to equity
0.01
ROE
-0.4%
ROA
-0.4%
Debt ≤ 1 year
€12,115
Annual accounts
| Line | 2025 |
|---|---|
| Other operating charges640/8 | €67 |
| Gross operating margin9900 | -€6,744 |
| Operating profit (loss)9901 | -€6,811 |
| Financial charges65/66B | €85 |
| Recurring financial charges65 | €85 |
| Profit (loss) for the period before taxes9903 | -€6,897 |
| Profit (loss) for the period9904 | -€6,897 |
| Profit (loss) for the period to be appropriated9905 | -€6,897 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €1.6m | |
| Fixed assets21/28 | €1.6m | |
| Tangible fixed assets22/27 | €1.6m | |
| Land and buildings22 | €1.6m | |
| Current assets29/58 | €20,285 | |
| Cash at bank and in hand54/58 | €20,285 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €1.6m | |
| Equity10/15 | €1.6m | |
| Contributions10/11 | €1.6m | |
| Profit (loss) carried forward14 | -€6,897 | |
| Amounts payable17/49 | €12,182 | |
| Amounts payable within one year42/48 | €12,115 | |
| Trade debts44 | €923 | |
| Suppliers440/4 | €923 | |
| Other amounts payable47/48 | €11,192 | |
| Accrued charges and deferred income492/3 | €67 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | -€6,897 |
| Operating cash flow (approximation) | -€6,897 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2025
Ground area
1,970 m²
Building footprint
253 m²
Volume, LiDAR
1,386 m³
Parcel 11056B0925/00B000, Flanders · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ISK
since 20252.370.883.896
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11056B0925/00B000 | Flanders | 1,970 m² | 1 · 253 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded31-01-2025
Fiscal year end31-12
Scores and ratios are computed by Checked and are not a credit decision.