ISIMO
ActiveSummary
ISIMO has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-58k) and a net result of €-35k. Equity is shrinking by ~35.1% per year across the filed fiscal years. Its solvency ranks better than 10% of 9234 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability11=
Solvency15▼-6
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.19 against 0.21 in 2024; short-term debt: 109.8% and cash: 20.5% of total assets), and equity is negative.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-9.8%
Return on assets
-5.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-58k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
27 d early
2023
30 d late
2022
4 d early
2021
30 d late
2020
30 d late
2019
57 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-35k▲ 7.3%
2024 · €-38k
Working capital
€-530k▼ 1.8%
2024 · €-521k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€2k€-65k€-24k▲ 63.5%€-36k▼ 49.9%€-34k▲ 4.1%
Net result€-3k▲ 64.6%€-72k▼ 2,276%€-25k▲ 65.4%€-38k▼ 50.3%€-35k▲ 7.3%
Equity€111k▼ 2.7%€39k▼ 64.9%€14k▼ 63.9%€-23k€-58k▼ 148%
Total assets€973k▼ 1.9%€709k▼ 27.2%€679k▼ 4.1%€639k▼ 6.0%€595k▼ 6.8%
Debt€862k▼ 1.8%€670k▼ 22.3%€665k▼ 0.7%€662k▼ 0.5%€653k▼ 1.3%
Working capital€-656k▲ 1.0%€-461k▲ 29.8%€-473k▼ 2.6%€-521k▼ 10.1%€-530k▼ 1.8%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €34k in 2025 against €36k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €595k
Fixed assets
€472k ▼ 5.7%
Current assets
€123k ▼ 11.1%
Key figures and ratios
EBITDA
€-6k▲
2024 · €-8k
Cash flow
€-6k▲
2024 · €-10k
Solvency
-9.8%▼
2024 · -3.7%
Current ratio
0.19▼
2024 · 0.21
Debt to equity
-11.21▲
2024 · -28.22
ROA
-5.9%▲
2024 · -5.9%
Interest coverage
-10.28▼
2024 · -4.32
Debt ≤ 1 year
€653k▼
2024 · €659k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €28k | €16k | €16k | €28k | €28k | ▲ 2.8% |
| Other operating charges640/8 | €3k | €34k | €2k | €2k | €2k | ▼ 4.8% |
| Gross operating margin9900 | €33k | €-15k | €-6k | €-6k | €-4k | ▲ 35.7% |
| Operating profit (loss)9901 | €2k | €-65k | €-24k | €-36k | €-34k | ▲ 4.1% |
| Financial charges65/66B | €5k | €7k | €974 | €2k | €569 | ▼ 69.5% |
| Recurring financial charges65 | €5k | €7k | €974 | €2k | €569 | ▼ 69.5% |
| Profit (loss) for the period before taxes9903 | €-3k | €-72k | €-25k | €-38k | €-35k | ▲ 7.3% |
| Income taxes67/77 | - | €378 | €201 | - | - | - |
| Profit (loss) for the period9904 | €-3k | €-72k | €-25k | €-38k | €-35k | ▲ 7.3% |
| Profit (loss) for the period to be appropriated9905 | €-3k | €-72k | €-25k | €-38k | €-35k | ▲ 7.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €973k | €709k | €679k | €639k | €595k | ▼ 6.8% |
| Fixed assets21/28 | €941k | €506k | €490k | €500k | €472k | ▼ 5.7% |
| Tangible fixed assets22/27 | €939k | €505k | €489k | €499k | €471k | ▼ 5.7% |
| Land and buildings22 | €939k | €505k | €489k | €473k | €458k | ▼ 3.3% |
| Furniture and vehicles24 | - | - | - | €26k | €13k | ▼ 48.5% |
| Financial fixed assets28 | €2k | €981 | €981 | €981 | €981 | = |
| Current assets29/58 | €33k | €203k | €189k | €138k | €123k | ▼ 11.1% |
| Amounts receivable within one year40/41 | €21k | €4k | €817 | €817 | €898 | ▲ 9.9% |
| Trade receivables40 | €20k | - | - | - | €81 | - |
| Other amounts receivable41 | €1k | €4k | €817 | €817 | €817 | = |
| Cash at bank and in hand54/58 | €3k | €192k | €183k | €134k | €122k | ▼ 8.8% |
| Deferred charges and accrued income490/1 | €9k | €7k | €6k | €4k | €108 | ▼ 97.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €973k | €709k | €679k | €639k | €595k | ▼ 6.8% |
| Equity10/15 | €111k | €39k | €14k | €-23k | €-58k | ▼ 148% |
| Contributions10/11 | €200k | €200k | €200k | €200k | €200k | = |
| Profit (loss) carried forward14 | €-89k | €-161k | €-186k | €-223k | €-258k | ▼ 15.6% |
| Amounts payable17/49 | €862k | €670k | €665k | €662k | €653k | ▼ 1.3% |
| Amounts payable after more than one year17 | €170k | - | - | - | - | - |
| Financial debts170/4 | €170k | - | - | - | - | - |
| Amounts payable within one year42/48 | €689k | €664k | €662k | €659k | €653k | ▼ 0.9% |
| Current portion of amounts payable after more than one year42 | €29k | - | - | - | - | - |
| Trade debts44 | €5k | €1k | €3k | €5k | €1k | ▼ 78.6% |
| Suppliers440/4 | €5k | €1k | €3k | €5k | €1k | ▼ 78.6% |
| Taxes, remuneration and social security45 | €3k | - | - | - | - | - |
| Taxes450/3 | €3k | - | - | - | - | - |
| Other amounts payable47/48 | €652k | €662k | €659k | €654k | €652k | ▼ 0.3% |
| Accrued charges and deferred income492/3 | €3k | €6k | €3k | €3k | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-3k | €-72k | €-25k | €-38k | €-35k | ▲ 7.3% |
| + Depreciation and write-downs630 | €28k | €16k | €16k | €28k | €28k | ▲ 2.8% |
| Operating cash flow (approximation) | €25k | €-56k | €-9k | €-10k | €-6k | ▲ 35.4% |
| Investment in fixed assets (approximation) | - | €419k | €0 | €-38k | €0 | ▲ 100% |
| Change in cash | - | €190k | €-10k | €-49k | €-12k | ▲ 76.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 30 days late
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Weakest financial yearnet €-72k
Net result drops to €-72k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 30 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 30 days late
2020
04-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
19-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
11-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
12-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Av Alph Allard 1441420 Braine-l'AlleudGround area
7,037 m²
Building footprint
1,353 m²
Volume, LiDAR
7,724 m³
Parcel 25743G0189/00E000, Wallonia · tallest building 5.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ISIMO
since 20122.210.710.271
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25743G0189/00E000 | Wallonia | 7,037 m² | 1 · 1,353 m² | 5.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LACKE HOUSING
BE 0761.352.010
Jurbise · Eq €14,157
IRON LYNX REAL ESTATE
BE 0801.930.672
Pepinster · Eq €14,164
CONFAMI
BE 0700.528.060
Erezée · Eq €14,020
COGESTIM
BE 0506.972.973
Liège · Eq €13,987
Kempische Pleisterwerken
BE 0765.907.941
Lille · Eq €14,255
Of 9,143 companies in sector 68201 we hold annual accounts for 6,769. 1,843 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-03-2012
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
Contact
E-mail
i.clavie@clavie.be
Phone
02/475.32.10
Phone
02/387.09.87Braine-l'Alleud
Scores and ratios are computed by Checked and are not a credit decision.