ISIDOR
ActiveISIDOR has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.07M and a net result of €123k. Equity is growing by ~16% per year across the filed fiscal years. Its solvency ranks better than 45% of 31523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability57▼-21
Solvency69▼-5
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity short (current ratio 0.84 against 1.11 in 2024), and 50.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.7%
Return on assets
5.7%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
11 d late
2023
1 d late
2022
13 d early
2021
46 d late
2020
9 d early
2019
178 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.07M▲ 4.7%
2024 · €1.02M
2019: €411k
2020: €552k
2022: €379k
2023: €862k
2024: €1.02M
2019 → 2025
Total assets
€2.15M▲ 1.6%
2024 · €2.12M
2019: €915k
2020: €1.01M
2022: €2.20M
2023: €2.19M
2024: €2.12M
2019 → 2025
Net result
€123k▼ 23.0%
2024 · €159k
2019: €233k
2020: €141k
2022: €85k
2023: €484k
2024: €159k
2019 → 2025
Working capital
€-89k
2024 · €42k
2019: €193k
2020: €319k
2022: €-1.71M
2023: €61k
2024: €42k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202022202320242025Trend
Equity€552k-€379k▼ 31.3%€862k▲ 128%€1.02M▲ 18.5%€1.07M▲ 4.7%
Operating result€176k-€26k▼ 85.4%€565k▲ 2,108%€76k▼ 86.5%€71k▼ 6.3%
Net result€141k-€85k▼ 39.7%€484k▲ 471%€159k▼ 67.0%€123k▼ 23.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 6% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.15M
Fixed assets
€1.70M▲ 0.1%
Current assets
€452k▲ 8.0%
Equity and liabilities €2.15M
Equity
€1.07M▲ 4.7%
Debt
€1.08M▼ 1.2%
The debt ratio falls from 51.8% to 50.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€72k▼
2024 · €78k
Cash flow
€124k▼
2024 · €161k
Solvency
49.7%▲
2024 · 48.2%
Current ratio
0.84▼
2024 · 1.11
Quick ratio
0.84▼
2024 · 1.11
Debt / equity
1.01▼
2024 · 1.07
ROE
11.5%▼
2024 · 15.6%
ROA
5.7%▼
2024 · 7.5%
Interest coverage
2.55▼
2024 · 3.10
Debt
€1.08M▼
2024 · €1.10M
Debt ≤ 1 year
€542k▲
2024 · €377k
Debt > 1 year
€540k▼
2024 · €720k
Income taxes
€16k▲
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.12M€2.15M▲
Fixed assets21/28€1.70M€1.70M▲
Tangible fixed assets22/27€2k€3k▲
Furniture and vehicles24€2k€3k▲
Financial fixed assets28€1.70M€1.70M=
Current assets29/58€419k€452k▲
Amounts receivable within one year40/41€404k€420k▲
Other amounts receivable41€404k€420k▲
Cash at bank and in hand54/58€13k€4k▼
Deferred charges and accrued income490/1€2k€28k▲
Equity and liabilities
Total equity and liabilities10/49€2.12M€2.15M▲
Equity10/15€1.02M€1.07M▲
Contributions10/11€6k€6k=
Reserves13€161k€209k▲
Distributable reserves133€161k€209k▲
Profit (loss) carried forward14€855k€855k=
Amounts payable17/49€1.10M€1.08M▼
Amounts payable after more than one year17€720k€540k▼
Financial debts170/4€720k€540k▼
Amounts payable within one year42/48€377k€542k▲
Current portion of amounts payable after more than one year42€60k€60k=
Trade debts44€8k€6k▼
Suppliers440/4€8k€6k▼
Taxes, remuneration and social security45€27k€20k▼
Taxes450/3€27k€20k▼
Other amounts payable47/48€282k€456k▲
Accrued charges and deferred income492/3-€3k
Income statement
Code20242025
Non-recurring operating income76A€3k€14k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€981▼
Other operating charges640/8€1k€1k▲
Non-recurring operating charges66A€0€3k▲
Gross operating margin9900€79k€76k▼
Operating profit (loss)9901€76k€71k▼
Financial income75/76B€122k€96k▼
Recurring financial income75€122k€96k▼
Financial charges65/66B€25k€28k▲
Recurring financial charges65€25k€28k▲
Profit (loss) for the period before taxes9903€173k€139k▼
Income taxes67/77€14k€16k▲
Profit (loss) for the period9904€159k€123k▼
Profit (loss) for the period to be appropriated9905€159k€123k▼
Appropriation of the result
Profit (loss) to be appropriated9906€855k€978k▲
Profit (loss) brought forward from the previous period14P€696k€855k▲
Transfer from equity791/2-€75k
Transfer to equity691/2-€123k
To other reserves6921-€123k
Profit to be distributed694/7-€75k
Return on contributions (dividend)694-€75k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
11-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 11 days late
2024
31-12
Financial
Equity above €1MEq €1.02M ▲18.5%
5 profitable years in a row build equity to €1.02M.
01-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 1 day late
2023
31-12
Financial
Highest result since 2019net €484k ▲471%
Operating result €565k, net result €484k, both a record.
31-12
Financial
Liquidity times 18current ratio 1.14
Current ratio from 0.06 to 1.14; short-term debt falls from €1.83M to €426k.
31-12
Financial
Equity above €500kEq €862k ▲128%
4 profitable years in a row build equity to €862k.
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €85k ▼39.7%
Net result drops to €85k, the lowest in the series; recovery starts the following year.
15-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 46 days late
2021
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
25-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 178 days late
2020
31-12
Financial
Equity above €500kEq €552k ▲34.2%
2 profitable years in a row build equity to €552k.
2018
30-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
27-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonnebeke · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Langemarkstraat 618980 ZonnebekeGround area
2.8 ha
Building footprint
732 m²
Volume, LiDAR
945 m³
2 parcels, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MOBIMED
since 20112.200.450.839
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33037A0381/00F004 | Flanders | 2.6 ha | 1 · 161 m² | 9.5 m · 2 fl. |
| 36505B1190/00A000 | Flanders | 2,031 m² | 1 · 572 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 5,668 companies in sector 70100 we hold annual accounts for 3,479. 1,872 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-05-2011
Fiscal year end31-12
Activities, NACEBEL
70100Activities of head offices
68110Buying and selling of own real estate
70200Business and other management consultancy
70220Business consulting
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.