Financials
- Fiscal year
- 2025
- Total assets
- €626,030
- Profit
- €153,228
- Solvency
- 98.0%
Total assets▲ 21.0%
Net result
20182025
ISHAFLEUR
ActiveSummary
ISHAFLEUR has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €613,477 and a net result of €153,228. Equity is growing by ~36.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 11293 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
What they do
Other retail sale of new goods
NACE 47789NACE 47890
1 site
How big
€626,030total assets 2025
- Equity
- €613,477
- Profit
- €153,228
Turnover not published (abridged schema)
Who decides
Accounts 24 d early0 of 3 deeds read
Why 100- Sector Retail trade (NACE 47)+ Liquidity: current ratio 43.64, cash €375,184+ Equity €613,477 (98.0% of total assets)+ Figures for FY 2025 (filed 07-07-2026)Show the evidence
Checked score
Score 2025
100
/ 100
Excellent
Probability in this band: under 0.55%
Place in the band from the probability alone: no sector peers known
Financial strength · tick = 2024
Strong
Solvency
100=
equity 98.0% of total assets
Liquidity
100=
short-term debt 2.0% · cash 59.9%
Profitability
99-1
return on assets 24.5%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.2%
12-2024: 0.2%● 0.0% vs 11-2024
01-2025: 0.2%● 0.0% vs 12-2024
02-2025: 0.2%● 0.0% vs 01-2025
03-2025: 0.2%● 0.0% vs 02-2025
04-2025: 0.2%▲ +15.0% vs 03-2025
05-2025: 0.3%▲ +26.0% vs 04-2025
06-2025: 0.3%▲ +0.4% vs 05-2025
07-2025: 0.3%▲ +16.2% vs 06-2025highest value
08-2025: 0.2%▼ -47.5% vs 07-2025
09-2025: 0.1%▼ -69.9% vs 08-2025lowest value
10-2025: 0.1%● 0.0% vs 09-2025lowest value
11-2025: 0.1%● 0.0% vs 10-2025lowest value
12-2025: 0.1%● 0.0% vs 11-2025lowest value
01-2026: 0.1%● 0.0% vs 12-2025lowest value
02-2026: 0.1%● 0.0% vs 01-2026lowest value
03-2026: 0.1%● 0.0% vs 02-2026lowest value
04-2026: 0.1%● 0.0% vs 03-2026lowest value
05-2026: 0.1%● 0.0% vs 04-2026lowest value
06-2026: 0.1%● 0.0% vs 05-2026lowest value
07-2026: 0.1%● 0.0% vs 06-2026lowest value
08-2026: 0.1%● 0.0% vs 07-2026lowest value
09-2026: 0.1%● 0.0% vs 08-2026lowest value
10-2026: 0.1%● 0.0% vs 09-2026lowest value
- Liquidity: current ratio 43.64, cash €375,184 lowers the probability
- Equity €613,477 (98.0% of total assets) lowers the probability
- Figures for FY 2025 (filed 07-07-2026) lowers the probability
- Sector Retail trade (NACE 47) raises the probability
Credit up to €60,000 at 30 days acceptable
Liquidity ample (current ratio 43.64 against 15.62 in 2024; short-term debt: 2% and cash: 59.9% of total assets), and 2% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: from the bankruptcy probability alone, as no sector peers are known.
Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
22 d late
2023
2 d early
2022
18 d early
2021
1 d late
2020
23 d early
2019
35 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 11 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Highest result since 2018net €153,228 ▲5.6%
- Liquidity triplescurrent ratio 43.64
Key points
By topic
Timeline
- Events
- 18
- Since
- 2017
- Next accounts
- by 31-07-2027
- 07-07-2026Annual accounts filed
- 31-12-2025Highest result since 2018
- 31-12-2025Liquidity triples
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Other retail sale of new goodsNACE 47789
- Founded
- 06-08-2013
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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