Skip to content

ISDV ADVIESBUREAU

Active
Private limited companyfounded 2021active for 5 yearsHoogstraat 55, 9308 Aalst, BelgiumKBO/BCE: BE 0771.587.389
Summary

The computed 12-month bankruptcy probability of ISDV ADVIESBUREAU is 1.6% (moderate). The 2025 annual accounts show negative equity (-€15,512) and a net result of €41,814. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 19% of 13,741 sector peers (NACE 46, financial year 2025). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 20-07-2021 Normal situation
Activity
Wholesale of wines and spirits NACE 46341and 3 others
Establishment unit
2.319.649.585 9308 Aalst, since 20-07-2021
Financial year end
31 December
Peppol
Reachable since 30-12-2025

Board and ownership

Board
  • Suy GeertDirector

Financial position

56 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.6%
Annual accounts 2025
Gross margin
€67,025
▲ 447%
Turnover
≈ €520,000
estimated
Profit
€41,814
Equity
-€15,512
▲ 72.9%
Total assets
€567,433
▼ 1.5%
  • Negative equity on 31-12-2025
  • 2025 accounts filed 74 days after the deadline
Filed on 13-10-2026
Score breakdownraises riskLast filed accounts filed 74 days late; 1 of the last 3 accounts lateNegative equity -€15,512Founded in 2021lowers riskSize: total assets €567,433Show the evidence

Checked score

Score 2025
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 51% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Weak
Solvency 22+7
equity -2.7% of total assets
Liquidity 52+1
short-term debt 2.3% · cash 1.9%
Profitability 56-10
return on assets 7.4%
Bankruptcy probability within 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,899 companies, NACE 46, micro)
Last 24 months 12-2024: 1.1% 01-2025: 1.1%● unchanged vs 12-2024 02-2025: 1.1%● unchanged vs 01-2025 03-2025: 1.1%● unchanged vs 02-2025 04-2025: 1.0%▼ -0.1 percentage points vs 03-2025 05-2025: 1.1%▲ +0.1 percentage points vs 04-2025 06-2025: 1.1%● unchanged vs 05-2025 07-2025: 1.1%● unchanged vs 06-2025 08-2025: 0.8%▼ -0.3 percentage points vs 07-2025lowest value 09-2025: 0.8%● unchanged vs 08-2025lowest value 10-2025: 0.8%● unchanged vs 09-2025lowest value 11-2025: 0.8%● unchanged vs 10-2025lowest value 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.8%● unchanged vs 12-2025 02-2026: 0.9%▲ +0.1 percentage points vs 01-2026 03-2026: 0.9%● unchanged vs 02-2026 04-2026: 0.9%● unchanged vs 03-2026 05-2026: 1.0%▲ +0.1 percentage points vs 04-2026 06-2026: 1.1%▲ +0.1 percentage points vs 05-2026 07-2026: 1.1%● unchanged vs 06-2026 08-2026: 1.6%▲ +0.5 percentage points vs 07-2026 09-2026: 1.9%▲ +0.3 percentage points vs 08-2026highest value 10-2026: 1.6%▼ -0.3 percentage points vs 09-2026 11-2026: 1.6%● unchanged vs 10-2026
No credit on open account
Liquidity is ample, with a current ratio of 2.25 (0.75 in 2024), above the usual 1.5. Short-term debt is 2.3% and cash 1.9% of total assets. However, equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 16% of them on solvency, 57% on liquidity, 42% on profitability and 91% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Last filed accounts filed 74 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Size: total assets €567,433
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Negative equity -€15,512
NBB · annual accounts
raises risk · Founded in 2021
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 13741 sector peers (2025).
NBB · sector comparison
Position among 13741 sector peers
Solvency
better than 19%
← weakest strongest →
raises risk · 2025 accounts filed 74 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-10-2026, 74 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filings
Deviation from the deadline
2025
74 days late
2024
31 days early
2023
8 days late
2022
39 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 3 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 July (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€15,512 View
  • Positive: Back in profit in 2025after a loss of €11,963 in 2024 €41,814 View
  • Caution: Less equity than 86% of companies in wholesale tradesector median €56,596 · 13,771 companies -€15,512 View

Recent changes

  1. · Gazette deed Company renamed from Il Segreto del Vino to ISDV ADVIESBUREAU
  2. · Gazette deed Resignation: Van Langenhove Hilde (director)
  3. · Gazette deed Incorporation
All 9 events

Comparable companies

These companies have the same main activity as ISDV ADVIESBUREAU: wholesale of wines and spirits (NACE 46341). They are comparable in size and age: total assets between €369,000 and €789,000, founded between 2020 and 2023.

CompanyTotal assetsGross margin
ISDV ADVIESBUREAU Aalst€567,433€67,025
La Bourrée Antwerpen€738,337€60,166
Altrovino Gent€435,379€74,723
The House of Dionysus Zwalm€696,643€92,530
AUX VINS DE FRANCE Mouscron€420,138€91,780
Terroir Monard Hasselt€788,977€93,522
Peter Olaerts Fine Wines Genk€369,337€62,565
Full comparison

Key facts about ISDV ADVIESBUREAU

What is the company number of ISDV ADVIESBUREAU?
The company number of ISDV ADVIESBUREAU is 0771.587.389. The VAT number is the same number with BE in front: BE 0771.587.389.
Where is ISDV ADVIESBUREAU based?
The registered office is at Hoogstraat 55, 9308 Aalst.Company details
What does ISDV ADVIESBUREAU do?
According to the KBO register, the main activity is wholesale of wines and spirits (NACE 46341).
What is the legal form of ISDV ADVIESBUREAU?
The legal form of ISDV ADVIESBUREAU is Private limited company (BV).
When was ISDV ADVIESBUREAU founded?
ISDV ADVIESBUREAU was founded on 20-07-2021.
Is ISDV ADVIESBUREAU still active?
Yes, ISDV ADVIESBUREAU is an active enterprise in the KBO register.
How many employees does ISDV ADVIESBUREAU have?
ISDV ADVIESBUREAU had an average of 2.3 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
What is the turnover of ISDV ADVIESBUREAU?
The turnover in financial year 2025 is ≈ €520,000. This figure is estimated from the gross margin of €67,025 and 30 comparable companies (NACE 463). It probably lies between €360,000 and €900,000.
Is ISDV ADVIESBUREAU profitable?
In financial year 2025, ISDV ADVIESBUREAU made a profit of €41,814.
Where can I find the annual accounts of ISDV ADVIESBUREAU?
ISDV ADVIESBUREAU filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ISDV ADVIESBUREAU due?
ISDV ADVIESBUREAU must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.