ISDO
ActiveISDO has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €382k and a net result of €42k. Equity is growing by ~15.1% per year across the filed fiscal years. Its solvency ranks better than 30% of 8601 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▲+7
Solvency54▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity short (current ratio 0.8 against 0.21 in 2024; short-term debt: 8.3% and cash: 6% of total assets), and 70.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.3%
Return on assets
3.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-06-2026, 55 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
55 d early
2024
44 d early
2023
37 d early
2022
51 d early
2021
53 d early
2020
52 d early
2019
39 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€382k▲ 12.2%
2024 · €340k
2018: €128k
2019: €89k
2020: €183k
2021: €235k
2022: €286k
2023: €323k
2024: €340k
2018 → 2025
Total assets
€1.30M▼ 2.4%
2024 · €1.34M
2018: €253k
2019: €1.07M
2020: €1.04M
2021: €1.03M
2022: €1.08M
2023: €1.05M
2024: €1.34M
2018 → 2025
Net result
€42k▲ 152%
2024 · €17k
2018: €11k
2019: €-40k
2020: €94k
2021: €52k
2022: €50k
2023: €38k
2024: €17k
2018 → 2025
Working capital
€-22k▲ 74.8%
2024 · €-88k
2018: €-121k
2019: €-171k
2020: €-65k
2021: €-60k
2022: €-66k
2023: €-72k
2024: €-88k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€235k-€286k▲ 21.3%€323k▲ 13.2%€340k▲ 5.2%€382k▲ 12.2%
Operating result€82k-€78k▼ 4.4%€81k▲ 4.0%€42k▼ 48.5%€96k▲ 129%
Net result€52k-€50k▼ 4.4%€38k▼ 24.9%€17k▼ 55.3%€42k▲ 152%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 129% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.30M
Fixed assets
€1.22M▼ 7.2%
Current assets
€87k▲ 268%
Equity and liabilities €1.30M
Equity
€382k▲ 12.2%
Debt
€922k▼ 7.4%
The debt ratio falls from 74.5% to 70.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€129k▲
2024 · €75k
Cash flow
€76k▲
2024 · €50k
Solvency
29.3%▲
2024 · 25.5%
Current ratio
0.80▲
2024 · 0.21
Quick ratio
0.80▲
2024 · 0.21
Debt / equity
2.42▼
2024 · 2.93
ROE
11.1%▲
2024 · 5.0%
ROA
3.3%▲
2024 · 1.3%
Interest coverage
5.54▲
2024 · 4.98
Debt
€922k▼
2024 · €995k
Debt ≤ 1 year
€109k▼
2024 · €111k
Debt > 1 year
€813k▼
2024 · €883k
Income taxes
€19k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.34M€1.30M▼
Fixed assets21/28€1.31M€1.22M▼
Tangible fixed assets22/27€1.12M€1.09M▼
Land and buildings22€1.08M€1.07M▼
Plant, machinery and equipment23€3k€1k▼
Furniture and vehicles24€37k€22k▼
Financial fixed assets28€187k€125k▼
Current assets29/58€24k€87k▲
Amounts receivable within one year40/41€10k€9k▼
Trade receivables40€3k€827▼
Other amounts receivable41€6k€8k▲
Cash at bank and in hand54/58€14k€78k▲
Deferred charges and accrued income490/1€178-
Equity and liabilities
Total equity and liabilities10/49€1.34M€1.30M▼
Equity10/15€340k€382k▲
Contributions10/11€25k€25k=
Reserves13€315k€357k▲
Distributable reserves133€315k€357k▲
Amounts payable17/49€995k€922k▼
Amounts payable after more than one year17€883k€813k▼
Financial debts170/4€883k€768k▼
Other amounts payable178/9-€45k
Amounts payable within one year42/48€111k€109k▼
Current portion of amounts payable after more than one year42€91k€90k▼
Trade debts44€12k€6k▼
Suppliers440/4€12k€6k▼
Taxes, remuneration and social security45€9k€10k▲
Taxes450/3€9k€10k▲
Other amounts payable47/48-€3k
Accrued charges and deferred income492/3€1k€448▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€33k▼
Other operating charges640/8€41k€9k▼
Gross operating margin9900€116k€139k▲
Operating profit (loss)9901€42k€96k▲
Financial income75/76B€89€302▲
Recurring financial income75€89€302▲
Financial charges65/66B€15k€35k▲
Recurring financial charges65€15k€23k▲
Non-recurring financial charges66B-€11k
Profit (loss) for the period before taxes9903€27k€61k▲
Income taxes67/77€10k€19k▲
Profit (loss) for the period9904€17k€42k▲
Profit (loss) for the period to be appropriated9905€17k€42k▲
Appropriation of the result
Profit (loss) to be appropriated9906€17k€42k▲
Transfer to equity691/2€17k€41k▲
To other reserves6921€17k€41k▲
Profit to be distributed694/7-€1k
Directors or managers695-€1k
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
10-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
08-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €200kEq €235k ▲28.7%
2 profitable years in a row build equity to €235k.
09-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €94k
Net result €94k after one loss-making year.
31-12
Financial
Equity above €150kEq €183k ▲106%
Equity rises from €89k to €183k.
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €-40k ▼451%
Net result drops to €-40k, the lowest in the series; recovery starts the following year.
13-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
06-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
12-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wevelgem · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
De Knok 268560 WevelgemGround area
853 m²
Building footprint
150 m²
Volume, LiDAR
984 m³
Parcel 34012C0259/00X000, Flanders · tallest building 11.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ISDO
since 20072.160.167.135
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34012C0259/00X000 | Flanders | 853 m² | 1 · 150 m² | 11.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 1,395 EUR awarded · 1,395 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 1,395 EUR | 1,395 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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IGH IMMO
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Chastre · Eq €382k
Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 36,661 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-02-2007
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74151
64200Holdings
64210Activities of holding companies
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.