ISD CONSULT
ActiveThe computed 12-month bankruptcy probability of ISD CONSULT is 7.9% (elevated). The 2024 annual accounts show equity of €87k and a net result of €-15k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 49% of 18937 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability0▼-100
Solvency46▼-34
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
7.9%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.1 against 1.67 in 2023), and 71.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
28.2%
Return on assets
-4.9%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-07-2025, 2 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
2 d early
2023
27 d late
2022
32 d late
2021
6 d early
2020
3 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€87k▼ 14.9%
2023 · €102k
2020: €474
2021: €1k
2022: €-12k
2023: €102k
2020 → 2024
Total assets
€309k▲ 29.2%
2023 · €239k
2020: €859
2021: €1k
2022: €11k
2023: €239k
2020 → 2024
Net result
€-15k
2023 · €174k
2020: €-2k
2021: €715
2022: €-13k
2023: €174k
2020 → 2024
Working capital
€22k▼ 75.2%
2023 · €90k
2020: €474
2021: €1k
2022: €-20k
2023: €90k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€474-€1k▲ 151%€-12k€102k€87k▼ 14.9%
Operating result€-2k-€855€-13k€177k€6k▼ 96.5%
Net result€-2k-€715€-13k€174k€-15k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 97% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €309k
Fixed assets
€65k▲ 318%
Current assets
€244k▲ 9.2%
Equity and liabilities €309k
Equity
€87k▼ 14.9%
Debt
€222k▲ 62.2%
The debt ratio rises from 57.2% to 71.8%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€16k▼
2023 · €180k
Cash flow
€-6k▼
2023 · €178k
Solvency
28.2%▼
2023 · 42.8%
Current ratio
1.10▼
2023 · 1.67
Quick ratio
1.08▼
2023 · 1.67
Debt / equity
2.55▲
2023 · 1.34
ROE
-17.5%▼
2023 · 170.6%
ROA
-4.9%▼
2023 · 73.0%
Interest coverage
43.07▼
2023 · 667.11
Debt
€222k▲
2023 · €137k
Debt ≤ 1 year
€222k▲
2023 · €133k
Income taxes
€21k▲
2023 · €2k
Staff costs
€156k▲
2023 · €46k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€239k€309k▲
Fixed assets21/28€15k€65k▲
Tangible fixed assets22/27€15k€65k▲
Plant, machinery and equipment23€11k€26k▲
Furniture and vehicles24€4k€5k▲
Other tangible fixed assets26-€35k
Current assets29/58€223k€244k▲
Stocks and contracts in progress3-€5k
Stocks30/36-€5k
Amounts receivable within one year40/41€141k€5k▼
Trade receivables40€38k€5k▼
Other amounts receivable41€103k-
Cash at bank and in hand54/58€82k€233k▲
Deferred charges and accrued income490/1€237€572▲
Equity and liabilities
Total equity and liabilities10/49€239k€309k▲
Equity10/15€102k€87k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€100k€85k▼
Amounts payable17/49€137k€222k▲
Amounts payable within one year42/48€133k€222k▲
Trade debts44€60k€51k▼
Suppliers440/4€60k€51k▼
Taxes, remuneration and social security45€13k€62k▲
Taxes450/3€6k€5k▼
Remuneration and social security454/9€7k€58k▲
Other amounts payable47/48€60k€108k▲
Accrued charges and deferred income492/3€3k-
Income statement
Code20232024
Remuneration, social security and pensions62€46k€156k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€9k▲
Other operating charges640/8€358€2k▲
Gross operating margin9900€226k€174k▼
Operating profit (loss)9901€177k€6k▼
Financial charges65/66B€271€363▲
Recurring financial charges65€271€363▲
Profit (loss) for the period before taxes9903€177k€6k▼
Income taxes67/77€2k€21k▲
Profit (loss) for the period9904€174k€-15k▼
Profit (loss) for the period to be appropriated9905€174k€-15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€160k€85k▼
Profit (loss) brought forward from the previous period14P€-14k€100k▲
Profit to be distributed694/7€60k-
Directors or managers695€60k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-15k ▼109%
Net result drops to €-15k, the lowest in the series.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Back to profitnet €174k
Net result €174k after one loss-making year.
31-12
Financial
Liquidity times 12current ratio 1.67
Current ratio from 0.14 to 1.67.
31-12
Financial
Equity above €100kEq €102k
Equity rises from €-12k to €102k.
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €715
Net result €715 after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 5.57
Current ratio from 2.23 to 5.57; short-term debt falls from €386 to €260.
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2024
TENZINTSANG Jamyang Dhondup
CurrentDirector · since 19-09-2024
19-09-2024
Appointed as Director
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kaasmarkt 11000 BrusselGround area
44 m²
Building footprint
45 m²
Volume, LiDAR
641 m³
Parcel 21004A1195/00_000, Brussels · tallest building 16.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
FRESH NOODLES
since 20222.297.166.767
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21004A1195/00_000 | Brussels | 44 m² | 1 · 44 m² | 16.8 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrussel2.297.166.767
Similar companies · same sector, comparable size
EBANA
BE 0476.151.521
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BCFF
BE 0748.933.535
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GRILLADIN
BE 0556.714.870
Brugge · Eq €87k
LA PISTE DU GOUT
BE 0887.917.610
Florennes · Eq €87k
RAI & COMPANY
BE 0697.749.110
Mortsel · Eq €87k
Of 20,234 companies in sector 56111 we hold annual accounts for 11,310. 9,592 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-10-2019
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56102Limited-service restaurants
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.