ISAVE
Annual accounts 2021
micro format, filed on 25-07-2022, 6 days before the deadlineTurnover and EBIT margin are not published. The micro format does not require them.
Balance sheet
balance sheet total €117,947 on 31-12-2021in euro
in euro
Position in the sector
21.5%
Higher than 25% of 6,635 companies in 2021.
1.22
Higher than 30% of 6,422 companies in 2021.
-8.1%
Higher than 13% of 6,490 companies in 2021.
Net result: bottom quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | |||||||||||||||
20/58 |
117,947 | 134,370 | 134,043 | 107,027 | 74,356 | 68,197 | 63,824 | 63,024 | 55,110 | 45,009 | 48,497 | 35,926 | 40,536 | 49,888 | |
21/28 |
5,792 | 8,694 | 4,062 | 4,180 | 180 | 180 | 208 | 8,983 | 15,514 | 9,092 | 16,307 | 9,202 | 5,166 | 20,034 | |
22/27 |
5,612 | 8,514 | 3,882 | 4,000 | - | - | 28 | 8,803 | 15,334 | 8,904 | 16,307 | 9,202 | 5,166 | 20,034 | |
23 |
1,000 | 2,000 | 3,000 | 4,000 | - | - | 28 | 141 | 299 | 458 | 1,110 | 1,606 | 2,207 | 2,993 | |
24 |
4,612 | 6,514 | 882 | - | - | - | - | 8,663 | 15,035 | 8,446 | 15,197 | 7,596 | 2,959 | 17,042 | |
28 |
180 | 180 | 180 | 180 | 180 | 180 | 180 | 180 | 180 | 189 | - | - | - | - | |
29/58 |
112,155 | 125,676 | 129,981 | 102,847 | 74,176 | 68,017 | 63,615 | 54,041 | 39,596 | 35,917 | 32,190 | 26,724 | 35,369 | 29,854 | |
29 |
107,000 | 125,000 | 125,000 | 95,000 | 60,000 | 60,000 | 60,000 | 10,000 | 35,000 | 25,000 | 25,000 | 25,000 | - | - | |
291 |
107,000 | 125,000 | 125,000 | 95,000 | 60,000 | 60,000 | 60,000 | 10,000 | 35,000 | 25,000 | 25,000 | 25,000 | - | - | |
40/41 |
4,535 | 82 | 3,463 | 6,472 | 12,768 | 6,763 | 2,628 | 43,036 | 3,624 | 10,137 | 6,679 | 1,004 | 23,730 | 21,714 | |
40 |
- | - | 165 | 1,734 | 1,259 | 1,280 | 1,688 | 8,647 | 484 | 1,968 | 5,558 | - | 7,627 | 6,967 | |
41 |
4,535 | 82 | 3,298 | 4,738 | 11,509 | 5,483 | 940 | 34,389 | 3,140 | 8,169 | 1,121 | 1,004 | 16,103 | 14,747 | |
54/58 |
4 | 4 | 386 | 71 | 83 | 231 | 101 | 203 | 117 | 38 | 62 | 269 | 11,639 | 8,014 | |
490/1 |
616 | 591 | 1,132 | 1,304 | 1,324 | 1,022 | 886 | 801 | 855 | 742 | 450 | 450 | - | 126 | |
| Balance sheet: equity and liabilities | |||||||||||||||
10/49 |
117,947 | 134,370 | 134,043 | 107,027 | 74,356 | 68,197 | 63,824 | 63,024 | 55,110 | 45,009 | 48,497 | 35,926 | 40,536 | 49,888 | |
10/15 |
25,381 | 34,977 | 37,096 | 30,864 | 21,059 | 20,274 | 17,446 | 12,777 | 12,373 | 12,043 | 10,640 | 8,425 | 14,614 | 21,790 | |
10/11 |
6,500 | 6,500 | 6,500 | 6,500 | 6,500 | 6,500 | 6,500 | 6,500 | 6,500 | 6,500 | 6,500 | 6,500 | 6,500 | 6,500 | |
100 |
- | - | 18,550 | 18,550 | 18,550 | 18,550 | 18,550 | 18,550 | 18,550 | 18,550 | 18,550 | 18,550 | 18,550 | 18,550 | |
101 |
- | - | 12,050 | 12,050 | 12,050 | 12,050 | 12,050 | 12,050 | 12,050 | 12,050 | 12,050 | 12,050 | 12,050 | 12,050 | |
13 |
1,855 | 1,855 | 1,855 | 1,855 | 1,855 | 1,855 | 1,855 | 1,855 | 1,855 | 1,855 | 1,855 | 1,855 | 1,855 | 1,855 | |
130/1 |
1,855 | 1,855 | - | - | - | - | - | - | - | - | - | - | - | - | |
130 |
- | - | 1,855 | 1,855 | 1,855 | 1,855 | 1,855 | 1,855 | 1,855 | 1,855 | 1,855 | 1,855 | 1,855 | 1,855 | |
1311 |
1,855 | 1,855 | - | - | - | - | - | - | - | - | - | - | - | - | |
14 |
17,026 | 26,622 | 28,741 | 22,509 | 12,704 | 11,919 | 9,091 | 4,422 | 4,018 | 3,688 | 2,285 | 70 | 6,259 | 13,435 | |
17/49 |
92,566 | 99,393 | 96,947 | 76,163 | 53,297 | 47,923 | 46,378 | 50,247 | 42,736 | 32,966 | 37,858 | 27,501 | 25,922 | 28,098 | |
42/48 |
92,153 | 98,635 | 95,600 | 75,846 | 52,986 | 46,908 | 45,998 | 49,873 | 42,403 | 32,728 | 37,489 | 27,236 | 25,887 | 28,086 | |
43 |
9,992 | 10,403 | 3,704 | 8,267 | 5,997 | 9,978 | 11,763 | 9,675 | 10,120 | 9,519 | 12,772 | 10,113 | 4,055 | 893 | |
430/8 |
9,992 | 10,403 | 3,704 | 8,267 | 5,997 | 9,978 | 11,763 | 9,675 | 10,120 | 9,519 | 12,772 | 10,113 | 4,055 | 893 | |
44 |
1,083 | 452 | 1,518 | 7,882 | 18,933 | 5,346 | 5,176 | 3,964 | 3,017 | 8,117 | 11,147 | 2,777 | 6,874 | 13,508 | |
440/4 |
1,083 | 452 | 1,518 | 7,882 | 18,933 | 5,346 | 5,176 | 3,964 | 3,017 | 8,117 | 11,147 | 2,777 | 6,874 | 13,508 | |
46 |
- | - | - | - | - | - | - | 8,350 | - | - | - | - | - | - | |
45 |
9,078 | 13,683 | 18,377 | 11,698 | 4,057 | 7,584 | 5,059 | 3,884 | 5,266 | 4,130 | 576 | - | 14,057 | 13,685 | |
450/3 |
9,078 | 13,683 | 18,377 | 11,698 | 4,057 | 7,584 | 5,059 | 3,884 | 5,266 | 4,130 | 576 | - | 14,057 | 13,685 | |
47/48 |
72,000 | 74,096 | 72,000 | 48,000 | 24,000 | 24,000 | 24,000 | 24,000 | 24,000 | 10,962 | 12,994 | 14,346 | 901 | - | |
492/3 |
413 | 758 | 1,347 | 317 | 310 | 1,014 | 380 | 374 | 334 | 238 | 369 | 266 | 35 | 12 | |
| Income statement | |||||||||||||||
76A |
488 | - | - | - | 150 | - | - | 471 | - | - | - | 1,583 | - | - | |
9900 |
-6,251 | 2,496 | 37,388 | 43,565 | 2,213 | 5,864 | 15,432 | 10,534 | 27,387 | 11,069 | 13,262 | 13,927 | 5,016 | 45,022 | |
630 |
2,902 | 2,674 | 1,901 | 1,000 | - | 28 | 2,258 | 8,349 | 9,483 | 5,591 | 8,010 | 7,260 | 3,228 | 11,365 | |
640/8 |
453 | 2,115 | 246 | 448 | 694 | 934 | 941 | 703 | 878 | 1,111 | 2,089 | 1,240 | 1,016 | 3,613 | |
66A |
- | - | 2,456 | 3,474 | - | - | 4,017 | - | - | - | - | 2,262 | 8,640 | 1,073 | |
9901 |
-9,605 | -2,292 | 32,785 | 38,643 | 1,519 | 4,902 | 12,233 | 1,482 | 17,027 | 4,366 | 3,164 | 5,427 | 773 | 30,044 | |
75/76B |
1,793 | 2,018 | 2,362 | 2,112 | 2,132 | 1,831 | 1,645 | 1,504 | 1,305 | 1,243 | 900 | 452 | 1,429 | 876 | |
75 |
1,793 | 2,018 | 2,362 | 2,112 | 2,132 | 1,831 | 1,645 | 1,504 | 1,305 | 1,243 | 900 | 452 | 1,429 | 876 | |
65/66B |
1,783 | 1,845 | 1,250 | 1,536 | 1,220 | 1,672 | 1,767 | 1,698 | 1,486 | 1,467 | 1,273 | 1,389 | 738 | 499 | |
65 |
1,783 | 1,845 | 1,250 | 1,536 | 1,220 | 1,672 | 1,767 | 1,698 | 1,486 | 1,467 | 1,273 | 1,389 | 738 | 499 | |
9903 |
-9,596 | -2,119 | 33,897 | 39,219 | 2,431 | 5,061 | 8,094 | 1,760 | 16,845 | 4,142 | 2,791 | 3,811 | -7,176 | 29,349 | |
67/77 |
- | - | 3,664 | 5,414 | 1,647 | 2,232 | 3,425 | 1,356 | 2,515 | 2,738 | 576 | - | - | 14,059 | |
9904 |
-9,596 | -2,119 | 30,232 | 33,805 | 785 | 2,829 | 4,668 | 404 | 14,330 | 1,404 | 2,215 | 3,811 | -7,176 | 15,290 | |
9905 |
-9,596 | -2,119 | 30,232 | 33,805 | 785 | 2,829 | 4,668 | 404 | 14,330 | 1,404 | 2,215 | 3,811 | -7,176 | 15,290 | |
| Appropriation of the result | |||||||||||||||
9906 |
17,026 | 26,622 | 52,741 | 46,509 | 12,704 | 11,919 | 9,091 | 4,422 | 18,018 | 3,688 | 2,285 | 10,070 | 6,259 | 15,290 | |
14P |
26,622 | - | - | - | - | - | - | - | - | - | - | - | - | - | |
691/2 |
- | - | - | - | - | - | - | - | - | - | - | - | - | 1,855 | |
6920 |
- | - | - | - | - | - | - | - | - | - | - | - | - | 1,855 | |
694/7 |
- | - | 24,000 | 24,000 | - | - | - | - | 14,000 | - | - | 10,000 | - | - | |
695 |
- | - | 24,000 | 24,000 | - | - | - | - | 14,000 | - | - | 10,000 | - | - | |
| Document | |||||||||||||||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2021 (PDF), filed on 25-07-2022.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2021 | micro format | 25-07-2022 | 2022-20224084 | |
| 31-12-2020 | micro format | 01-07-2021 | 2021-29400238 | |
| 31-12-2019 | micro format | 29-09-2020 | 2020-56600030 | |
| 31-12-2018 | micro format | 12-07-2019 | 2019-32900047 | |
| 31-12-2017 | micro format | 26-09-2018 | 2018-64700532 | |
| 31-12-2016 | micro format | 27-06-2017 | 2017-22300555 | |
| 31-12-2015 | full format | 29-06-2016 | 2016-25300435 | |
| 31-12-2014 | full format | 11-06-2015 | 2015-17100069 | |
| 31-12-2013 | full format | 07-07-2014 | 2014-28500388 | |
| 31-12-2012 | full format | 18-06-2013 | 2013-20500455 | |
| 31-12-2011 | full format | 04-07-2012 | 2012-26300084 | |
| 31-12-2010 | full format | 05-07-2011 | 2011-26500136 | |
| 31-12-2009 | full format | 08-07-2010 | 2010-28000357 | |
| 31-12-2008 | full format | 11-10-2009 | 2009-81500237 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| -6,703 | 382 | 34,686 | 39,643 | - | 4,931 | 14,491 | 9,831 | 26,509 | 9,957 | 11,173 | 12,687 | 4,001 | 41,409 | ||
| -6,694 | 554 | 32,133 | 34,805 | - | 2,857 | 6,926 | 8,753 | 23,813 | 6,995 | 10,225 | 11,070 | -3,948 | 26,655 | ||
| 0 | 7,306 | 1,782 | 5,000 | - | 0 | -6,517 | 1,818 | 15,913 | 661 | 16,364 | 11,296 | -11,640 | 31,399 | ||
| 0 | -382 | 315 | -12 | -148 | 130 | -102 | 86 | 79 | -24 | -207 | -11,370 | 3,626 | - | ||
| 20,003 | 27,041 | 34,382 | 27,000 | 21,189 | 21,109 | 17,617 | 4,167 | -2,807 | 3,189 | -5,298 | -512 | 9,483 | 1,768 | ||
| 21.5% | 26.0% | 27.7% | 28.8% | 28.3% | 29.7% | 27.3% | 20.3% | 22.5% | 26.8% | 21.9% | 23.4% | 36.1% | 43.7% | ||
| 1.22 | 1.27 | 1.36 | 1.36 | 1.40 | 1.45 | 1.38 | 1.08 | 0.93 | 1.10 | 0.86 | 0.98 | 1.37 | 1.06 | ||
| 3.65 | 2.84 | 2.61 | 2.47 | 2.53 | 2.36 | 2.66 | 3.93 | 3.45 | 2.74 | 3.56 | 3.26 | 1.77 | 1.29 | ||
| -37.8% | -6.1% | 81.5% | 109.5% | 3.7% | 14.0% | 26.8% | 3.2% | 115.8% | 11.7% | 20.8% | 45.2% | -49.1% | 70.2% | ||
| -8.1% | -1.6% | 22.6% | 31.6% | 1.1% | 4.1% | 7.3% | 0.6% | 26.0% | 3.1% | 4.6% | 10.6% | -17.7% | 30.6% | ||
| -3.76 | - | - | - | - | - | - | - | - | - | - | - | - | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Insights on ISAVE
The operating result for 2021 is a loss of €9,605, larger than the loss of €2,292 in 2020. It is the lowest result since 2008.
Debt's share of the balance-sheet total rises from 74.0% to 78.5%. Equity and debt are lower.